Kearny Financial Corp.

NASDAQ•KRNY

執行長: Mr. Craig L. Montanaro

板塊: Financial Services

行業: Banks - Regional

上市日期: 2005-02-24

Kearny Financial Corp. operates as the holding company for Kearny Bank that provides various banking products and services in the United States. It offers various deposit products, including interest-bearing and non-interest-bearing checking accounts, money market deposit accounts, savings accounts, and certificates of deposit accounts. The company also provides various loans, such as multi-family and nonresidential real estate mortgage loans, commercial term loans and lines of credit, one- to four-family residential mortgage loans, and home equity loans and lines of credit; loans to individuals, builders, or developers for the construction of multi-family residential buildings or commercial real estate, or for the construction or renovation of one- to four-family residences; overdraft lines of credit; and personal loans. In addition, it engages in the investment activities. Kearny Financial Corp. was founded in 1884 and is headquartered in Fairfield, New Jersey.

聯絡資訊

120 Passaic Avenue, Fairfield, NJ, 07004-3510, United States

973-244-4500

www.kearnybank.com

市值

$455.90M

本益比 (TTM)

14.2

14.5

股息率

6.0%

52周最高

$8.50

52周最低

$5.45

52周範圍

59%

排名37Top 34.1%

4.4

F-Score

改良版 Piotroski 分析

基於 10 年期基本面

一般 • 4.4 / 9 分

評分區間 (0-9)

8-9: 價值優異

6-7: 基本面強勁

4-5: 整體穩健

0-3: 表現疲弱

資料區間: 2016-2025

財務儀表板

Q2 2026 數據

營業收入

$86.22M-0.16%

近4季度走勢

每股收益

$0.15+81.82%

近4季度走勢

自由現金流

$14.68M+0.00%

近4季度走勢

2026 Q2 財報亮點

核心亮點

Six Month Net Income Jumps Net income reached $19.0M for six months ended December 31, 2025, a substantial increase from $12.7M last year.

Net Interest Margin Improves NIM expanded 31 basis points to 2.12% for the six-month period, driven by lower funding costs.

Loan Portfolio Moderately Contracts Net loans receivable decreased $58.3M sequentially to $5.71B, reflecting portfolio management actions.

Capital Ratios Remain Robust CET1 ratio strengthened to 13.79% as of December 31, 2025, significantly exceeding regulatory requirements.

關注風險

Credit Quality Shows Strain Provision for credit losses rose to $485K for six months, influenced by quantitative adjustments and charge-offs.

Nonperforming Assets Increased Total nonperforming loans grew $5.7M sequentially to $51.3M, largely due to multi-family mortgage segment increases.

Operating Expenses Rising Total non-interest expense increased $3.5M for the six months, driven primarily by higher salaries and technology costs.

Derivative Fair Value Declines Asset derivatives related to interest rate contracts saw fair value drop $9.8M since June 30, 2025.

未來展望

Earnings Sensitivity High EVE analysis indicates significant earnings volatility, showing nearly 30% EVE change under a 300 basis point upward shift.

Deposit Strategy Underway Management executed a $69.8M migration of consumer deposits into non-interest bearing accounts via repricing strategy.

Future OCI Reclassification Expected Expect $3.1M gain reclassified from OCI to interest expense over the next twelve months from cash flow hedges.

New Accounting Adoption Ahead Preparing for ASU 2024-03 adoption effective late 2026/2027 regarding detailed expense reporting disclosures.

同行對比

營業收入 (TTM)

KRNY

$343.87M

-1.6%

FBIZ

$279.25M

+6.4%

CARE

$251.68M

+5.0%

毛利率 (最新季度)

NFBK

314.9%

+0.0pp

BSRR

79.3%

+0.0pp

ACNB

77.1%

-3.2pp

關鍵指標

股票代碼	市值	本益比 (TTM)	股東權益報酬率 (TTM)	負債率
RRBI	$588.16M	13.5	12.3%	0.0%
NFBK	$541.68M	651.8	0.1%	17.2%
AROW	$534.14M	12.2	10.6%	0.7%

長期趨勢

近4季度

營業收入

淨利

營運現金流

4季度營業收入複合增長率

0.9%

溫和增長

4季度淨利複合增長率

12.4%

盈利能力逐步提升

現金流穩定性

100%

現金流表現優異

深度研究

下次財報:2026年4月22日

每股收益:-

營業收入:-

財務數據

電話會議

財務報告

新聞

損益表

資產負債表

現金流量表

財務比率

變化率

損益表	過去12個月

無資料