Hagerty, Inc.

NYSE•HGTY

執行長: Mr. McKeel O. Hagerty

板塊: Financial Services

行業: Insurance - Property & Casualty

上市日期: 2021-06-01

Hagerty, Inc. provides insurance agency services worldwide. It offers motor vehicle and boat insurance products; and reinsurance products. The company provides Hagerty Media, which publishes contents through the Hagerty Drivers Club Magazine (HDC), video content, and social media channels; HDC that offers subscription based products and services, including HDC Magazine, automotive enthusiast events, proprietary vehicle valuation tools, emergency roadside services, and special vehicle-related discounts. In addition, it offers HVT, a valuation tool used by the customer to access current and historic pricing data of collector vehicle models. Further, the company offers Hagerty Garage + Social, a platform that provides clubhouses and car storage facilities. Hagerty, Inc. is headquartered in Traverse City, Michigan.

聯絡資訊

121 Drivers Edge, Traverse City, MI, 49684, United States

800-922-4050

www.hagerty.com

市值

$3.66B

本益比 (TTM)

21.9

11.8

股息率

52周最高

$14.00

52周最低

$8.03

52周範圍

44%

排名21Top 7.6%

6.0

F-Score

改良版 Piotroski 分析

基於 7 年期基本面

強勁 • 6 / 9 分

評分區間 (0-9)

8-9: 價值優異

6-7: 基本面強勁

4-5: 整體穩健

0-3: 表現疲弱

資料區間: 2019-2025

財務儀表板

Q4 2025 數據

營業收入

$357.33M+0.00%

近4季度走勢

每股收益

$0.10+0.00%

近4季度走勢

自由現金流

$23.07M+0.00%

近4季度走勢

2025 Annual 財報亮點

核心亮點

Net Income Soars 90.6% Net Income reached $149.2M, marking a substantial 90.6% increase over prior year results for 2025.

Marketplace Revenue Doubles Marketplace revenue surged 116.6% to $120.1M, fueled by Broad Arrow's inaugural European auction expansion.

Insurance Profitability Improves Hagerty Re Combined Ratio improved 7.5 points to 86.6%, demonstrating strong underwriting profitability improvement.

Strong Policy Growth Policies in Force grew 11.8% to 1.68M, supported by 33.3% New Business Count increase in Insurance segment.

關注風險

Fronting Arrangement Volatility 100% risk assumption via Markel Fronting Arrangement increases underwriting volatility exposure starting January 2026.

Key Partner Dependence Business relies heavily on limited underwriting carrier partners, risking disruption upon termination or misalignment.

Cybersecurity Threat Exposure Cyber threats and resiliency failures could impair website availability and crucial technology operations across platforms.

Regulatory Compliance Burden Extensive, complex, and evolving legal regulations increase compliance costs and may restrict data usage practices.

未來展望

Markel Risk Shift Complete Full 100% risk assumption from Markel effective January 2026, aiming for enhanced profitability and operational control.

Enthusiast+ Nationwide Rollout Enthusiast+ product launch in Colorado signals phased nationwide rollout planned over the next four years.

Marketplace Expansion Continues Broad Arrow plans further auction calendar expansion, including inaugural Paris auction scheduled for Q1 2026.

New Segment Reporting Segment reporting updated to Insurance and Marketplace reflecting geographic and revenue expansion starting Q4 2025.

同行對比

營業收入 (TTM)

MCY

$5.99B

+9.4%

SIGI

$5.34B

+9.8%

CNO

$4.49B

+0.9%

毛利率 (最新季度)

BANF

100.0%

+29.6pp

SIGI

100.0%

+0.0pp

PJT

99.4%

+0.7pp

關鍵指標

股票代碼	市值	本益比 (TTM)	股東權益報酬率 (TTM)	負債率
WTM	$5.43B	5.1	22.9%	6.8%
MCY	$5.05B	9.3	25.6%	6.1%
SIGI	$4.89B	10.5	13.6%	6.0%

長期趨勢

近4季度

營業收入

淨利

營運現金流

4季度營業收入複合增長率

3.8%

溫和增長

4季度淨利複合增長率

1.8%

盈利能力緩慢提升

現金流穩定性

100%

現金流表現優異

深度研究

下次財報:2026年5月5日

每股收益:-

營業收入:-

財務數據

電話會議

財務報告

新聞

損益表

資產負債表

現金流量表

財務比率

變化率

損益表	過去12個月

無資料