Equity Bancshares, Inc.
NASDAQ•EQBK
執行長: Mr. Brad S. Elliott
板塊: Financial Services
行業: Banks - Regional
上市日期: 2015-11-11
Equity Bancshares, Inc. operates as the bank holding company for Equity Bank that provides a range of banking, mortgage banking, and financial services to individual and corporate customers. The company accepts various demand, savings, money market, and time deposits. Its loan products include commercial and industrial, commercial real estate, commercial lines of credit, working capital, term, equipment and aircraft financing, acquisition, expansion and development, borrowing base, real estate construction, homebuilder, agricultural, government guaranteed, and other loan products. The company's loan products also comprise 1 4 family residential mortgages, agriculture, consumer, residential real estate mortgage, and agricultural real estate and production loans. It also provides debit and credit cards; insurance brokerage; trust and wealth management; online banking solutions, such as access to account balances, online transfers, online bill payment, and electronic delivery of customer statements; mobile banking solutions comprising remote check deposits with mobile bill pay; ATMs; and treasury management, wire transfer, automated clearing house, and stop payment services. In addition, the company offers cash management deposit products, such as lockbox, remote deposit capture, positive pay, reverse positive pay, account reconciliation services, zero balance accounts, and sweep accounts, as well as banking services through telephone, mail, and personal appointments. It operates a network of branches in Arkansas, Kansas, Missouri, and Oklahoma. Equity Bancshares, Inc. was incorporated in 2002 and is headquartered in Wichita, Kansas.
聯絡資訊
市值
$916.10M
本益比 (TTM)
36.6
14.5
股息率
1.5%
52周最高
$50.07
52周最低
$34.11
52周範圍
排名46Top 59.5%
3.5
F-Score
改良版 Piotroski 分析
基於 10 年期基本面
疲弱 • 3.5 / 9 分
評分區間 (0-9)
8-9: 價值優異
6-7: 基本面強勁
4-5: 整體穩健
0-3: 表現疲弱
資料區間: 2016-2025
財務儀表板
Q4 2025 數據
營業收入
$100.40M+20.84%
近4季度走勢
每股收益
$1.16+9.43%
近4季度走勢
自由現金流
-$63.63M+0.00%
近4季度走勢
2025 FY 財報亮點
核心亮點
Strong Net Interest Margin Growth NIM rose 35 basis points to 4.33% in 2025, driven by loan volume growth and liability repricing outpacing asset yields.
Significant Balance Sheet Expansion Total assets grew 19.5% to $6.37B by year-end 2025; gross loans increased 19.9% to $4.20B following NBC acquisition.
Net Income Impacted by Securities Net income fell to $22.7M from $62.6M, primarily due to a $53.2M net loss from securities transactions in 2025.
Robust Capital Adequacy Maintained CET1 Ratio remains strong at 13.08% (down from 14.51%), well exceeding minimum regulatory requirements for the bank.
關注風險
Slight Deterioration in Asset Quality Non-accrual loans increased to $40.3M, resulting in NPL ratio rising to 0.73% from 0.65% year-over-year.
Profitability Vulnerable to Rates Profitability depends heavily on net interest income, which is sensitive to interest rate fluctuations and competitive deposit costs.
Acquisition Integration and Execution Risks Continued pursuit of strategic acquisitions exposes the firm to financial, execution, and compliance risks during integration processes.
Competitive Deposit Gathering Pressure Competition for deposits is significant, potentially increasing funding costs and limiting liquidity if core deposit migration continues.
未來展望
Continue Strategic Consolidation Focus Strategy remains focused on selective M&A to expand footprint while prioritizing organic growth in commercial lending.
Repositioning Loan Portfolio Ongoing Management continues identifying and disposing of problematic loans, replacing them with higher quality, organically generated commercial loans.
Investment in Technology Infrastructure Significant investments in IT staff and systems support anticipated growth, scale for future acquisitions, and enhanced customer experience.
Dividend Policy Dependent on Bank Future dividend payments are contingent upon Equity Bank's financial ability and discretion, subject to regulatory constraints.
同行對比
營業收入 (TTM)
$912.39M
$730.38M
$527.15M
毛利率 (最新季度)
88.8%
82.0%
81.4%
關鍵指標
股票代碼 | 市值 | 本益比 (TTM) | 股東權益報酬率 (TTM) | 負債率 |
|---|---|---|---|---|
| EFSC | $1.97B | 9.8 | 10.3% | 2.9% |
| DCOM | $1.40B | 12.4 | 7.7% | 2.4% |
| AMAL | $1.14B | 10.9 | 13.7% | 1.1% |
長期趨勢
近4季度
營業收入
淨利
營運現金流
4季度營業收入複合增長率
6.0%
穩定增長
4季度淨利複合增長率
13.7%
盈利能力逐步提升
現金流穩定性
75%
現金流波動較大
深度研究
下次財報:2026年4月13日
每股收益:-
|營業收入:-
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