XP Inc.
NASDAQ•XP
執行長: Mr. Guilherme Dias Fernandes Benchimol
板塊: Financial Services
行業: Financial - Capital Markets
上市日期: 2019-12-11
XP Inc. provides financial products and services in Brazil. It operates XP Platform, an open product platform that provides clients to access investment products in the market comprising brokerage securities, fixed income securities, mutual, hedge, and private equity funds; derivatives and synthetic instruments; credit cards; loan operations/collateralized credit products; pension and social security funds, and life and travel insurance products; and other investment products comprising real estate funds, and equity and debt capital markets solutions, as well as wealth management services. The company offers brokerage and issuer services to institutional and corporate clients. It also manages mutual funds focused on stocks and macro strategies distributed to retail and to institutional clients; funds and managed portfolios for high-net-worth retail clients, and proprietary treasury funds; and passive mutual funds that track market indexes, and mutual and investment funds focused on fixed income, credit, real estate, infrastructure, and other alternative strategies. In addition, the company offers securities brokerage services for institutional and retail investors; interdealer brokerage services for institutional traders; and commercial and investment banking products, such as loan operations and transactions in the foreign exchange markets and deposits, as well as develops and sells financial education courses and events online and in person to retail clients. It offers its sell products and services through its omni-channel distribution network and online portals. XP Inc. was founded in 2001 and is based in Grand Cayman, Cayman Islands.
聯絡資訊
市值
$10.93B
本益比 (TTM)
11.1
43.2
股息率
0.9%
52周最高
$23.13
52周最低
$12.20
52周範圍
排名33Top 25.7%
4.8
F-Score
改良版 Piotroski 分析
基於 10 年期基本面
一般 • 4.8 / 9 分
評分區間 (0-9)
8-9: 價值優異
6-7: 基本面強勁
4-5: 整體穩健
0-3: 表現疲弱
資料區間: 2016-2025
財務儀表板
Q4 2025 數據
營業收入
$937.44M+0.00%
近4季度走勢
每股收益
$0.46+0.00%
近4季度走勢
自由現金流
-$452.08M+0.00%
近4季度走勢
2024 Annual 財報亮點
核心亮點
Revenue and Asset Growth Total revenue R$17.03B, up 15% for 2024; Client Assets reached R$1.23T, growing 9% year-end.
Net Income Rises Net income R$4.52B for 2024, marking 16% increase; Retail revenue grew 14% driven by client base expansion.
Client Base Expansion Active clients reached 4.68M, up 3% from 2023; Omni-channel distribution network supports growth across brands.
關注風險
Brazil Macroeconomic Volatility Real depreciation 21.8% against US$ in 2024; political instability and inflation create economic uncertainty risks.
Intense Industry Competition Substantial competition pressures margins; failure to invest adequately in technology risks declining service usage and revenues.
Cybersecurity Incident Exposure Experienced unauthorized third-party access to client database hosted by vendor in March 2025; remediation underway.
未來展望
Strategic Growth Pillars Focus on Investment Leadership, Retail cross-sell, Corporate/SMB solutions, leveraging competitive advantages for expansion.
Governance Structure Upgrade Enhanced oversight via new Risks, Credit, ESG Committee and Strategy/Performance Committee establishment in 2024.
Technology Platform Investment Continue investing in product development and technology infrastructure to improve efficiency and enhance client experience.
同行對比
營業收入 (TTM)
$11.15B
$10.82B
$9.09B
毛利率 (最新季度)
100.0%
89.0%
80.8%
關鍵指標
股票代碼 | 市值 | 本益比 (TTM) | 股東權益報酬率 (TTM) | 負債率 |
|---|---|---|---|---|
| CFG | $25.86B | 14.2 | 7.2% | 5.0% |
| SF | $11.64B | 11.3 | 12.0% | 5.2% |
| FHN | $11.56B | 11.7 | 11.1% | 5.5% |
長期趨勢
近4季度
營業收入
淨利
營運現金流
4季度營業收入複合增長率
8.5%
穩定增長
4季度淨利複合增長率
5.1%
盈利能力逐步提升
現金流穩定性
50%
現金流需要關注
深度研究
下次財報:2026年5月5日
每股收益:$0.50
|營業收入:$942.83M
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