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Sapiens International Corporation N.V.

NASDAQ•SPNS
執行長: Mr. Roni Al-Dor
板塊: Technology
行業: Software - Application
上市日期: 1998-03-05
Sapiens International Corporation N.V. provides software solutions for the insurance industry in North America, the United Kingdom, Europe, the Middle East, Africa, the Asia Pacific, and internationally. The company provides various solutions for property and casualty commercial and personal lines, life and pensions, and reinsurance fields. It offers IDITSuite, an AI powered, end-to-end insurance software; DigitalSuite, a cloud-native, future-proof digital engagement platform; IDITGo, a pre-configured, data-enriched insurance launch and accelerator platform solutions; consultancy services for property and casualty commercial lines; and Tia Enterprise solution for customer engagement. The company also provides CoreSuite, an end-to-end cloud and digital PAS for individual and group products across life, health, wealth, and pensions; CustomerConnect, a dynamic self-service and persona-based portal to engage with insureds; AgentConnect, a portal for agents and brokers to focus on sales enablement, customer retention, and increasing customer value; and ReinsuranceMaster, a reinsurance automation software that provides insurers full financial control and flexibility over their entire reinsurance process. The company was founded in 1982 and is headquartered in Holon, Israel.
聯絡資訊
Azrieli Center, 26 Harokmim Street, Holon, 5885800, Israel
972-3-790-2000
www.sapiens.com
市值
$2.43B
本益比 (TTM)
38.6
66
股息率
--
52周最高
$43.52
52周最低
$23.69
52周範圍
100%
排名22Top 8.4%
5.9
F-Score
改良版 Piotroski 分析
基於 10 年期基本面
一般 • 5.9 / 9 分
評分區間 (0-9)
8-9: 價值優異
6-7: 基本面強勁
4-5: 整體穩健
0-3: 表現疲弱
資料區間: 2016-2025

財務儀表板

Q3 2025 數據

營業收入

$152.32M+11.16%
近4季度走勢

每股收益

$0.26-21.21%
近4季度走勢

自由現金流

$10.18M+0.88%
近4季度走勢

2024 Annual 財報亮點

核心亮點

Revenue Growth 5.4% Revenues reached $542.4M USD, increasing 5.4%. Gross profit grew 8.4% to $238.1M USD.
Shareholder Net Income Up Net income attributable to shareholders was $72.2M USD, reflecting a strong 15.6% increase over prior year.
Operating Income Improved Operating income rose 8.9% to $85.8M USD, improving operating margin to 15.8% of total revenues.
Positive Cash Flow Generation Cash provided by operating activities totaled $82.2M USD, showing growth from $79.4M USD last year.

關注風險

M&A Integration Challenges Performance relies heavily on successful integration of acquired companies; failure could harm future results of operations.
Macroeconomic Headwinds Impact Lingering inflation and high interest rates may adversely impact customer capital expenditure budgets and revenues.
Cybersecurity and Data Risks Security vulnerabilities or breaches in IT systems could cause liabilities, reputational damage, and service disruption.
Israeli Operations Geopolitical Risk Operations face risks from political instability, regional conflicts involving Israel, and potential tax benefit changes.

未來展望

AI and Platform Innovation Continuous investment in R&D, focusing on AI, Generative AI, and enhancing the Intelligent Insurance Platform proposition.
Cloud and SaaS Strategy Plan to continue cloud transformation, enhancing SaaS capabilities, and selling cloud solutions to new customers globally.
Global Footprint Expansion Broaden offering presence in current geographies and expand market reach into DACH, Spain, and LatAm regions.
Strengthen Partner Ecosystem Focus on strengthening strategic partnership with Microsoft and formalizing new relationships with System Integrators.

同行對比

營業收入 (TTM)

FORTY stock ticker logoFORTY
$2.91B
+5.4%
RNG stock ticker logoRNG
$2.52B
+4.8%
WBTN stock ticker logoWBTN
$1.38B
+2.5%

毛利率 (最新季度)

RUM stock ticker logoRUM
97.4%
+27.9pp
DV stock ticker logoDV
82.5%
-0.4pp
GRND stock ticker logoGRND
74.0%
+0.7pp

關鍵指標

股票代碼
市值
本益比 (TTM)
股東權益報酬率 (TTM)
負債率
RNG$3.46B76.8-8.9%100.0%
DAVE$3.05B15.973.9%15.4%
SPNS$2.43B38.613.2%5.9%

長期趨勢

近4季度
營業收入
淨利
營運現金流
4季度營業收入複合增長率
4.3%
溫和增長
4季度淨利複合增長率
-7.2%
盈利能力下滑
現金流穩定性
100%
現金流表現優異

深度研究

下次財報:2026年5月6日
|
每股收益:$0.39
|
營業收入:$151.10M
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