SunCar Technology Group Inc.

NASDAQ•SDA

執行長: Mr. Zaichang Ye

板塊: Consumer Cyclical

行業: Auto - Dealerships

上市日期: 2021-04-16

SunCar Technology Group Inc., through its subsidiaries, operates as a cloud-based provider of digitalized enterprise auto services and auto e-Insurance service in the People's Republic of China. It offers one-stop, fully digitalized, and on-demand automotive service systems. The company provides customized service solutions to banks, insurance companies, telecommunication companies, new energy vehicle original equipment manufacturers, and others. It also provides car wash, oil change, tire repair, car beautification, road assistance, flight pickup, designated driving, VIP lounge, etc. in collaboration with third-party auto service providers. In addition, it facilitates the sale of auto e-Insurance products underwritten by insurance companies through a network of external sales partners. Further, the company provides its services through an online software, as well as offers technical services. The company is based in Shanghai, China.

聯絡資訊

Suncar Auto Building, Suite 209 No. 656 Lingshi Road Jing’an District, Shanghai, 200072, China

86-138-1779-6110

suncartech.com

市值

$184.45M

本益比 (TTM)

-12.7

13.7

股息率

52周最高

$5.00

52周最低

$1.54

52周範圍

排名48Top 64.4%

3.3

F-Score

改良版 Piotroski 分析

基於 6 年期基本面

疲弱 • 3.3 / 9 分

評分區間 (0-9)

8-9: 價值優異

6-7: 基本面強勁

4-5: 整體穩健

0-3: 表現疲弱

資料區間: 2020-2025

財務儀表板

Q3 2025 數據

營業收入

$115.78M+5.61%

近4季度走勢

每股收益

$0.00+0.00%

近4季度走勢

自由現金流

-$2.05M+0.00%

近4季度走勢

2024 Annual 財報亮點

核心亮點

Strong Revenue Expansion Total revenues reached $441.9M in 2024, marking a 21% increase driven by strong insurance segment performance.

Insurance Segment Soars Auto eInsurance service revenue grew 44% to $170.5M, fueled by rapid EV sales growth in China market.

Tech Services Revenue Jumps Technology service revenue increased 46% to $44.9M as enterprise customers adopt online tools and SaaS offerings.

Operating Cash Flow Positive Continuing operations generated $11.8M in net cash provided by operating activities, reversing prior year's negative flow.

關注風險

Operating Loss Widens Operating loss expanded significantly to $(58.4M) in 2024, reflecting 32% growth in total operating costs and expenses.

PRC Regulatory Uncertainty Evolving PRC laws regarding data security, foreign investment, and overseas listings pose material risks to operations and valuation.

Customer Revenue Concentration Top three customers accounted for 45% of 2024 revenue, exposing results to loss of significant customer cooperation.

High Share-Based Costs Share-based compensation expense surged to $63.5M in 2024, heavily impacting reported net loss figures.

未來展望

Focus on EV Transformation Strategy centers on expanding EV market presence, developing customized insurance, and integrating solutions with EV OEMs.

Technology Monetization Growth Plans include further developing SaaS model offerings to convert service providers into recurring technology business clients.

Synergistic Platform Development Leverage cross-utilization between auto services and eInsurance networks to enhance customer acquisition and cross-selling.

Share Repurchase Authorized Board authorized a share repurchase program of up to $30M over 12 months, signaling confidence in long-term prospects.

同行對比

營業收入 (TTM)

DBI

$2.89B

-5.2%

BZUN

$1.35B

+6.1%

CRMT

$1.04B

-25.0%

毛利率 (最新季度)

FOSL

57.4%

-0.4pp

SDA

54.4%

+1.1pp

BZUN

52.4%

+5.0pp

關鍵指標

股票代碼	市值	本益比 (TTM)	股東權益報酬率 (TTM)	負債率
DBI	$274.98M	-10.4	-9.4%	61.9%
FOSL	$268.97M	-3.3	-61.9%	127.4%
JAKK	$225.57M	22.3	4.0%	12.1%

長期趨勢

近4季度

營業收入

淨利

營運現金流

4季度營業收入複合增長率

-3.6%

基本持平

4季度淨利複合增長率

N/M

盈利狀態轉變

現金流穩定性

50%

現金流需要關注

深度研究

下次財報:2026年3月19日

每股收益:$0.04

營業收入:-

財務數據

電話會議

財務報告

新聞

損益表

資產負債表

現金流量表

財務比率

變化率

損益表	過去12個月

無資料