The Western Union Company
NYSE•WU
執行長: Mr. Devin B. McGranahan
板塊: Financial Services
行業: Financial - Credit Services
上市日期: 2006-10-02
The Western Union Company provides money movement and payment services worldwide. The company operates through Consumer Money Transfer and Consumer Services segments. The Consumer Money Transfer segment facilitates money transfers for international cross-border and intra-country transfers, primarily through a network of retail agent locations, as well as through websites and mobile devices. The Consumer Services segments offers bill payment services, which facilitate payments for consumers, businesses, and other organizations, as well as money order services, retail foreign exchange services, prepaid cards, lending partnerships, and digital wallets. The company was founded in 1851 and is headquartered in Denver, Colorado.
聯絡資訊
市值
$2.87B
本益比 (TTM)
5.8
28.7
股息率
10.3%
52周最高
$10.37
52周最低
$7.85
52周範圍
排名24Top 10.8%
5.7
F-Score
改良版 Piotroski 分析
基於 10 年期基本面
一般 • 5.7 / 9 分
評分區間 (0-9)
8-9: 價值優異
6-7: 基本面強勁
4-5: 整體穩健
0-3: 表現疲弱
資料區間: 2016-2025
財務儀表板
Q4 2025 數據
營業收入
$1.01B+0.00%
近4季度走勢
每股收益
$0.36+0.00%
近4季度走勢
自由現金流
$106.30M+0.00%
近4季度走勢
2025 Annual 財報亮點
核心亮點
Operating Income Increased Modestly Operating income reached $757.3M, showing 4% growth despite 4% GAAP revenue decline to $4.05B USD.
Consumer Services Revenue Surges Consumer Services revenue grew 32% to $543.3M USD, driven by travel money services and Argentina bill payments.
Intermex Acquisition Announced Agreement signed August 2025 to acquire International Money Express for ~$500M cash, closing expected Q2 2026.
關注風險
Net Income Fell Sharply Net income dropped 47% to $499.6M USD in 2025, impacted by significant tax benefits recognized in prior year.
Consumer Money Transfer Declines CMT segment revenue fell 8% to $3.51B USD, affected by NA/LACA transaction declines and Iraq market exit.
Regulatory and Litigation Exposure Business faces ongoing strict legal requirements globally regarding AML, data privacy, and potential litigation costs.
Foreign Currency Volatility Risk 10% USD fluctuation impacts net income by approximately $40M USD, mitigated partially by hedging activities.
未來展望
Launching Digital Asset Network Strategy emphasizes technology innovation, including planned launch of USDPT stablecoin during first half of 2026.
Cost Efficiency Program Underway Incremental cost efficiency program announced November 2025 aims to generate savings via technology and operational rationalization.
Integrating Intermex Operations Intermex acquisition strengthens omnichannel transfer focus, primarily targeting high-growth United States to Latin America corridors.
同行對比
營業收入 (TTM)
$6.37B
$6.30B
$5.29B
毛利率 (最新季度)
96.9%
89.0%
88.3%
關鍵指標
股票代碼 | 市值 | 本益比 (TTM) | 股東權益報酬率 (TTM) | 負債率 |
|---|---|---|---|---|
| SF | $12.49B | 12.1 | 12.0% | 5.2% |
| ZION | $9.12B | 10.1 | 13.3% | 4.9% |
| WAL | $8.54B | 8.7 | 13.3% | 7.0% |
長期趨勢
近4季度
營業收入
淨利
營運現金流
4季度營業收入複合增長率
0.8%
溫和增長
4季度淨利複合增長率
-2.5%
盈利能力基本穩定
現金流穩定性
75%
現金流波動較大
深度研究
下次財報:2026年4月21日
每股收益:-
|營業收入:-
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