Simmons First National Corporation

NASDAQ•SFNC

執行長: Mr. George A. Makris Jr.

板塊: Financial Services

行業: Banks - Regional

上市日期: 1985-03-14

Simmons First National Corporation operates as the holding company for Simmons Bank that provides banking and other financial products and services to individuals and businesses. The company offers checking, savings, and time deposits; consumer, real estate, and commercial loans; agricultural finance, equipment, and small business administration lending; trust and fiduciary services; credit cards; investment management products; treasury management; insurance products; and securities and investment services. It also provides ATM services; Internet and mobile banking platforms; overdraft facilities; and safe deposit boxes. The company was founded in 1903 and is headquartered in Pine Bluff, Arkansas.

聯絡資訊

501 Main Street, Pine Bluff, AR, 71601, United States

870-541-1000

www.simmonsbank.com

市值

$2.96B

本益比 (TTM)

-7.1

15.5

股息率

4.2%

52周最高

$22.18

52周最低

$17.00

52周範圍

67%

排名42Top 47.5%

3.9

F-Score

改良版 Piotroski 分析

基於 10 年期基本面

疲弱 • 3.9 / 9 分

評分區間 (0-9)

8-9: 價值優異

6-7: 基本面強勁

4-5: 整體穩健

0-3: 表現疲弱

資料區間: 2016-2025

財務儀表板

Q1 2026 數據

營業收入

$301.81M+0.00%

近4季度走勢

每股收益

$0.47+0.00%

近4季度走勢

自由現金流

$0.00+0.00%

近4季度走勢

2025 Annual 財報亮點

核心亮點

Net Interest Margin Expansion NIM rose 58 basis points to 3.32% for 2025, primarily driven by balance sheet repositioning activities completed during the year.

Loan Growth Maintained Total loans increased 2.9% to $17.49B by year-end 2025, reflecting widespread loan growth across geographic markets.

Significant Net Loss Reported Reported net loss of $(397.6)M, largely due to a $801.5M gross realized loss from the strategic sale of investment securities.

Strong Capital Position Common Equity Tier 1 ratio stood at 11.63% as of December 31, 2025, well above minimum regulatory requirements.

關注風險

Asset Quality Slight Deterioration Nonperforming assets ratio increased to 0.51% of total assets; two specific credit relationships were charged off during 2025.

Deposit Base Contraction Total deposits decreased $1.70B to $20.18B, largely due to paying down higher-rate, non-relationship wholesale funding.

Interest Rate Sensitivity Exposure Profitability remains highly sensitive to interest rate changes, impacting net interest income if deposit costs rise faster than loan yields.

Cybersecurity and Technology Reliance Heavy reliance on IT systems and third-party vendors creates ongoing risk of disruption, data breaches, and compliance costs.

未來展望

Margin Stabilization Expected Anticipate continued margin expansion in 2026 from the full period benefit of the recent balance sheet repositioning strategy.

Focus on Organic Growth Management is enhancing focus on capitalizing on organic growth opportunities rather than pursuing strategic M&A in the near term.

Credit Portfolio Monitoring Asset quality is sound, but management continues disciplined pricing and underwriting while monitoring CRE concentration risks.

Sufficient Liquidity Forecast Projected capital and liquidity levels are sufficient to meet current dividend obligations and fund targeted technology investments.

同行對比

營業收入 (TTM)

BKU

$2.14B

+5.8%

BANC

$1.81B

-3.3%

WAFD

$1.39B

-6.7%

毛利率 (最新季度)

PRK

83.5%

+4.2pp

CVBF

81.1%

+23.7pp

WSFS

75.9%

+2.6pp

關鍵指標

股票代碼	市值	本益比 (TTM)	股東權益報酬率 (TTM)	負債率
WSFS	$3.65B	13.1	10.6%	1.4%
BKU	$3.46B	13.3	9.0%	5.6%
CBU	$3.25B	16.4	11.0%	4.3%

長期趨勢

近4季度

營業收入

淨利

營運現金流

4季度營業收入複合增長率

-5.2%

增長承壓

4季度淨利複合增長率

7.8%

盈利能力逐步提升

現金流穩定性

75%

現金流波動較大

深度研究

下次財報:2026年4月28日

每股收益:$0.48

營業收入:$243.01M

財務數據

電話會議

財務報告

新聞

損益表

資產負債表

現金流量表

財務比率

變化率

損益表	過去12個月

無資料