Kearny Financial Corp.

NASDAQ•KRNY

CEO: Mr. Craig L. Montanaro

板块: Financial Services

行业: Banks - Regional

上市日期: 2005-02-24

Kearny Financial Corp. operates as the holding company for Kearny Bank that provides various banking products and services in the United States. It offers various deposit products, including interest-bearing and non-interest-bearing checking accounts, money market deposit accounts, savings accounts, and certificates of deposit accounts. The company also provides various loans, such as multi-family and nonresidential real estate mortgage loans, commercial term loans and lines of credit, one- to four-family residential mortgage loans, and home equity loans and lines of credit; loans to individuals, builders, or developers for the construction of multi-family residential buildings or commercial real estate, or for the construction or renovation of one- to four-family residences; overdraft lines of credit; and personal loans. In addition, it engages in the investment activities. Kearny Financial Corp. was founded in 1884 and is headquartered in Fairfield, New Jersey.

联系方式

120 Passaic Avenue, Fairfield, NJ, 07004-3510, United States

973-244-4500

www.kearnybank.com

市值

$478.54M

市盈率 (TTM)

14.8

13.9

股息率

5.8%

52周最高

$8.50

52周最低

$5.45

52周范围

71%

排名37Top 34.1%

4.4

F-Score

改良版 Piotroski 分析

基于 10 年期基本面

一般 • 4.4 / 9 分

评分区间 (0-9)

8-9: 价值优异

6-7: 基本面强劲

4-5: 整体稳健

0-3: 表现疲弱

数据范围: 2016-2025

财务仪表盘

Q2 2026 数据

营业收入

$86.22M-0.16%

近4季度走势

每股收益

$0.15+81.82%

近4季度走势

自由现金流

$14.68M+0.00%

近4季度走势

2026 Q2 财报亮点

核心亮点

Six Month Net Income Jumps Net income reached $19.0M for six months ended December 31, 2025, a substantial increase from $12.7M last year.

Net Interest Margin Improves NIM expanded 31 basis points to 2.12% for the six-month period, driven by lower funding costs.

Loan Portfolio Moderately Contracts Net loans receivable decreased $58.3M sequentially to $5.71B, reflecting portfolio management actions.

Capital Ratios Remain Robust CET1 ratio strengthened to 13.79% as of December 31, 2025, significantly exceeding regulatory requirements.

关注风险

Credit Quality Shows Strain Provision for credit losses rose to $485K for six months, influenced by quantitative adjustments and charge-offs.

Nonperforming Assets Increased Total nonperforming loans grew $5.7M sequentially to $51.3M, largely due to multi-family mortgage segment increases.

Operating Expenses Rising Total non-interest expense increased $3.5M for the six months, driven primarily by higher salaries and technology costs.

Derivative Fair Value Declines Asset derivatives related to interest rate contracts saw fair value drop $9.8M since June 30, 2025.

前瞻展望

Earnings Sensitivity High EVE analysis indicates significant earnings volatility, showing nearly 30% EVE change under a 300 basis point upward shift.

Deposit Strategy Underway Management executed a $69.8M migration of consumer deposits into non-interest bearing accounts via repricing strategy.

Future OCI Reclassification Expected Expect $3.1M gain reclassified from OCI to interest expense over the next twelve months from cash flow hedges.

New Accounting Adoption Ahead Preparing for ASU 2024-03 adoption effective late 2026/2027 regarding detailed expense reporting disclosures.

同行对比

营业收入 (TTM)

KRNY

$343.87M

-1.6%

FBIZ

$279.25M

+6.4%

CARE

$251.68M

+5.0%

毛利率 (最新季度)

NFBK

314.9%

+0.0pp

BSRR

79.3%

+0.0pp

ACNB

77.1%

-3.2pp

关键指标

股票代码	市值	市盈率 (TTM)	净资产收益率 (TTM)	负债率
RRBI	$592.22M	13.5	12.3%	0.0%
NFBK	$558.38M	667.3	0.1%	17.7%
AROW	$542.44M	12.3	10.6%	0.7%

长期趋势

近4季度

营业收入

净利润

经营现金流

4季度营收复合增长率

0.9%

温和增长

4季度净利润复合增长率

12.4%

盈利能力稳步提升

现金流稳定性

100%

现金流表现优异

深度研究

下次财报:2026年4月22日

每股收益:-

营业收入:-

财务数据

电话会议

财务报告

新闻

利润表

资产负债表

现金流量表

财务比率

变化率

利润表	过去12个月

无数据