Hagerty, Inc.

NYSE•HGTY

CEO: Mr. McKeel O. Hagerty

板块: Financial Services

行业: Insurance - Property & Casualty

上市日期: 2021-06-01

Hagerty, Inc. provides insurance agency services worldwide. It offers motor vehicle and boat insurance products; and reinsurance products. The company provides Hagerty Media, which publishes contents through the Hagerty Drivers Club Magazine (HDC), video content, and social media channels; HDC that offers subscription based products and services, including HDC Magazine, automotive enthusiast events, proprietary vehicle valuation tools, emergency roadside services, and special vehicle-related discounts. In addition, it offers HVT, a valuation tool used by the customer to access current and historic pricing data of collector vehicle models. Further, the company offers Hagerty Garage + Social, a platform that provides clubhouses and car storage facilities. Hagerty, Inc. is headquartered in Traverse City, Michigan.

联系方式

121 Drivers Edge, Traverse City, MI, 49684, United States

800-922-4050

www.hagerty.com

市值

$3.71B

市盈率 (TTM)

22.2

11.7

股息率

52周最高

$14.00

52周最低

$8.03

52周范围

47%

排名21Top 7.6%

6.0

F-Score

改良版 Piotroski 分析

基于 7 年期基本面

强劲 • 6 / 9 分

评分区间 (0-9)

8-9: 价值优异

6-7: 基本面强劲

4-5: 整体稳健

0-3: 表现疲弱

数据范围: 2019-2025

财务仪表盘

Q4 2025 数据

营业收入

$357.33M+0.00%

近4季度走势

每股收益

$0.10+0.00%

近4季度走势

自由现金流

$23.07M+0.00%

近4季度走势

2025 Annual 财报亮点

核心亮点

Net Income Soars 90.6% Net Income reached $149.2M, marking a substantial 90.6% increase over prior year results for 2025.

Marketplace Revenue Doubles Marketplace revenue surged 116.6% to $120.1M, fueled by Broad Arrow's inaugural European auction expansion.

Insurance Profitability Improves Hagerty Re Combined Ratio improved 7.5 points to 86.6%, demonstrating strong underwriting profitability improvement.

Strong Policy Growth Policies in Force grew 11.8% to 1.68M, supported by 33.3% New Business Count increase in Insurance segment.

关注风险

Fronting Arrangement Volatility 100% risk assumption via Markel Fronting Arrangement increases underwriting volatility exposure starting January 2026.

Key Partner Dependence Business relies heavily on limited underwriting carrier partners, risking disruption upon termination or misalignment.

Cybersecurity Threat Exposure Cyber threats and resiliency failures could impair website availability and crucial technology operations across platforms.

Regulatory Compliance Burden Extensive, complex, and evolving legal regulations increase compliance costs and may restrict data usage practices.

前瞻展望

Markel Risk Shift Complete Full 100% risk assumption from Markel effective January 2026, aiming for enhanced profitability and operational control.

Enthusiast+ Nationwide Rollout Enthusiast+ product launch in Colorado signals phased nationwide rollout planned over the next four years.

Marketplace Expansion Continues Broad Arrow plans further auction calendar expansion, including inaugural Paris auction scheduled for Q1 2026.

New Segment Reporting Segment reporting updated to Insurance and Marketplace reflecting geographic and revenue expansion starting Q4 2025.

同行对比

营业收入 (TTM)

MCY

$5.99B

+9.4%

SIGI

$5.34B

+9.8%

CNO

$4.49B

+0.9%

毛利率 (最新季度)

BANF

100.0%

+29.6pp

SIGI

100.0%

+0.0pp

PJT

99.4%

+0.7pp

关键指标

股票代码	市值	市盈率 (TTM)	净资产收益率 (TTM)	负债率
WTM	$5.51B	5.1	22.9%	6.8%
MCY	$5.15B	9.5	25.6%	6.1%
SIGI	$4.96B	10.7	13.6%	6.0%

长期趋势

近4季度

营业收入

净利润

经营现金流

4季度营收复合增长率

3.8%

温和增长

4季度净利润复合增长率

1.8%

盈利能力缓慢改善

现金流稳定性

100%

现金流表现优异

深度研究

下次财报:2026年5月5日

每股收益:-

营业收入:-

财务数据

电话会议

财务报告

新闻

利润表

资产负债表

现金流量表

财务比率

变化率

利润表	过去12个月

无数据