John Marshall Bancorp, Inc.

NASDAQ•JMSB

CEO: Mr. Christopher W. Bergstrom

板块: Financial Services

行业: Banks - Regional

上市日期: 2017-03-02

John Marshall Bancorp, Inc. operates as the bank holding company for John Marshall Bank that provides banking products and financial services. The company accepts checking, demand, NOW, savings, and money market accounts, as well as certificates of deposit. It offers residential and commercial construction and development loans, commercial term, mortgage, commercial real estate, industrial loans, and other commercial lines of credit; debit and credit cards; and treasury and cash management, investment, business and personal insurance, remote deposit capture, deposit sweep and online and mobile banking services. The company serves small to medium-sized businesses, their owners and employees, professional corporations, non-profits, and individuals. The company was founded in 2005 and is headquartered in Reston, Virginia.

联系方式

1943 Isaac Newton Square, Suite 100, Reston, VA, 20190, United States

703-584-0840

www.johnmarshallbank.com

市值

$275.57M

市盈率 (TTM)

12.9

13.9

股息率

2.0%

52周最高

$21.58

52周最低

$13.81

52周范围

72%

排名44Top 53.8%

3.7

F-Score

改良版 Piotroski 分析

基于 10 年期基本面

疲弱 • 3.7 / 9 分

评分区间 (0-9)

8-9: 价值优异

6-7: 基本面强劲

4-5: 整体稳健

0-3: 表现疲弱

数据范围: 2016-2025

财务仪表盘

Q4 2025 数据

营业收入

$29.57M+4.59%

近4季度走势

每股收益

$0.42+23.53%

近4季度走势

自由现金流

$0.00+0.00%

近4季度走势

2025 Q3 财报亮点

核心亮点

Net Income Jumps 24% Nine-month net income reached $15.3M, driving diluted EPS to $1.07; NII grew 20.7% due to lower funding costs.

Asset Quality Significantly Improves Nonperforming assets dropped to $0 from $9.98M year-end; ALLL increased to $19.7M, covering 1.02% of net loans.

Strong Capital Ratios Maintained Total risk-based capital ratio stood at 16.6% and CET1 ratio at 15.5%, maintaining "well capitalized" regulatory status.

Loan and Deposit Growth Total net loans grew to $1.94B, supported by $1.97B in total deposits, reflecting successful asset expansion efforts.

关注风险

Credit Provisioning Increased Recorded $1.1M provision for credit losses YTD, reversing prior year's $0.7M recovery, due to portfolio growth and forecasts.

Geographic Business Concentration Business remains highly concentrated in the Washington, D.C. metropolitan area, sensitive to local economic shifts and government spending.

Non-Interest Expense Rising Salaries and benefits expense increased 9.5% YTD due to hiring six new business development officers, pressuring efficiency.

Investment Portfolio Decline Available-for-sale and held-to-maturity securities declined by $31.2M YTD due to maturities and amortization.

前瞻展望

NIM Expansion Continues Tax-equivalent NIM expanded 47 basis points YTD to 2.67%, driven by lower liability costs and higher loan yields.

Investment in Business Growth Continued investment in staffing (business development) is expected to drive future revenue, despite current non-interest expense increases.

Loan Portfolio Strategy Management prudently pursues loan growth, focusing on investor real estate and residential mortgages while maintaining underwriting standards.

Regulatory Adaptation Focus Preparing for adoption of new FASB ASU 2023-09 regarding income tax disclosures starting in annual periods after December 15, 2024.

同行对比

营业收入 (TTM)

FSBW

$217.51M

+6.8%

PCB

$209.37M

+9.1%

WSBF

$201.61M

+1.1%

毛利率 (最新季度)

PLBC

84.6%

-6.1pp

WSBF

74.5%

+0.0pp

TSBK

72.6%

+3.4pp

关键指标

股票代码	市值	市盈率 (TTM)	净资产收益率 (TTM)	负债率
CBAN	$353.49M	13.2	9.0%	0.0%
PLBC	$352.92M	11.9	13.3%	0.9%
WSBF	$324.29M	11.9	7.7%	18.2%

长期趋势

近4季度

营业收入

净利润

经营现金流

4季度营收复合增长率

2.1%

温和增长

4季度净利润复合增长率

7.1%

盈利能力稳步提升

现金流稳定性

75%

现金流波动较大

深度研究

下次财报:2026年3月9日

每股收益:-

营业收入:-

财务数据

电话会议

财务报告

新闻

利润表

资产负债表

现金流量表

财务比率

变化率

利润表	过去12个月

无数据