John Marshall Bancorp, Inc.

NASDAQ•JMSB

CEO: Mr. Christopher W. Bergstrom

板块: Financial Services

行业: Banks - Regional

上市日期: 2017-03-02

John Marshall Bancorp, Inc. operates as the bank holding company for John Marshall Bank that provides banking products and financial services. The company accepts checking, demand, NOW, savings, and money market accounts, as well as certificates of deposit. It offers residential and commercial construction and development loans, commercial term, mortgage, commercial real estate, industrial loans, and other commercial lines of credit; debit and credit cards; and treasury and cash management, investment, business and personal insurance, remote deposit capture, deposit sweep and online and mobile banking services. The company serves small to medium-sized businesses, their owners and employees, professional corporations, non-profits, and individuals. The company was founded in 2005 and is headquartered in Reston, Virginia.

联系方式

1943 Isaac Newton Square, Suite 100, Reston, VA, 20190, United States

703-584-0840

www.johnmarshallbank.com

市值

$296.21M

市盈率 (TTM)

13.9

15.5

股息率

1.9%

52周最高

$21.58

52周最低

$13.99

52周范围

90%

排名44Top 53.8%

3.7

F-Score

改良版 Piotroski 分析

基于 10 年期基本面

疲弱 • 3.7 / 9 分

评分区间 (0-9)

8-9: 价值优异

6-7: 基本面强劲

4-5: 整体稳健

0-3: 表现疲弱

数据范围: 2016-2025

财务仪表盘

Q4 2025 数据

营业收入

$29.57M+4.59%

近4季度走势

每股收益

$0.42+23.53%

近4季度走势

自由现金流

$6.86M+0.00%

近4季度走势

2025 Annual 财报亮点

核心亮点

Net Income and NIM Expansion Net income surged 24.0% to $21.2M, driven by strong Net Interest Margin expansion to 2.68%, up 40 basis points year-over-year.

Loan Portfolio Growth Total assets grew 4.4% to $2.33B by December 31, 2025; gross loans increased 5.5% to $1.98B, led by construction and residential lending.

Exceptional Asset Quality Asset quality improved significantly; Non-Performing Assets ratio dropped sharply to 0.05% of total assets from 0.45% previously.

Efficiency and Capital Strength Efficiency ratio improved to 53.6% (from 59.7%); Bank capital ratios remain robust, with CET1 ratio stable at 15.2%.

关注风险

Credit Risk Concentration High credit risk due to focus on small/medium businesses and significant concentration in CRE (59.6% of loans) and C&I lending.

Interest Rate Sensitivity Risk Earnings heavily reliant on Net Interest Income; adverse interest rate movements contrary to asset/liability positioning could compress margins.

Funding and Liquidity Exposure Liquidity faces risk from substantial uninsured deposits (35.1% of total) and reliance on brokered deposits (15.3% of total deposits).

Third-Party Operational Reliance Heavy dependence on third-party vendors for core processing and technology exposes operations to potential cyberattacks or service disruptions.

前瞻展望

Sustained Organic Growth Strategy Strategy focuses on hiring experienced officers and selectively expanding franchise within the attractive Washington D.C. MSA market.

Credit Provisioning Expectations Expect credit loss provision to reflect ongoing loan portfolio growth and management's qualitative assessment of local economic conditions.

Leveraging Branch-Lite Model Continue investing in digital platform capabilities via branch-lite structure to enhance customer experience and maintain peer-leading profitability.

同行对比

营业收入 (TTM)

FSBW

$217.51M

+6.8%

PCB

$209.37M

+9.1%

WSBF

$201.61M

+1.1%

毛利率 (最新季度)

PLBC

84.6%

-6.1pp

WSBF

74.5%

+0.0pp

TSBK

72.6%

+3.4pp

关键指标

股票代码	市值	市盈率 (TTM)	净资产收益率 (TTM)	负债率
CBAN	$373.24M	13.9	9.0%	7.2%
PLBC	$356.63M	12.0	13.3%	6.6%
NECB	$345.99M	7.5	13.1%	3.9%

长期趋势

近4季度

营业收入

净利润

经营现金流

4季度营收复合增长率

2.1%

温和增长

4季度净利润复合增长率

7.1%

盈利能力稳步提升

现金流稳定性

100%

现金流表现优异

深度研究

下次财报:2026年4月22日

每股收益:$0.40

营业收入:$16.30M

财务数据

电话会议

财务报告

新闻

利润表

资产负债表

现金流量表

财务比率

变化率

利润表	过去12个月

无数据