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Equity Bancshares, Inc.

NASDAQ•EQBK
CEO: Mr. Brad S. Elliott
板块: Financial Services
行业: Banks - Regional
上市日期: 2015-11-11
Equity Bancshares, Inc. operates as the bank holding company for Equity Bank that provides a range of banking, mortgage banking, and financial services to individual and corporate customers. The company accepts various demand, savings, money market, and time deposits. Its loan products include commercial and industrial, commercial real estate, commercial lines of credit, working capital, term, equipment and aircraft financing, acquisition, expansion and development, borrowing base, real estate construction, homebuilder, agricultural, government guaranteed, and other loan products. The company's loan products also comprise 1 – 4 family residential mortgages, agriculture, consumer, residential real estate mortgage, and agricultural real estate and production loans. It also provides debit and credit cards; insurance brokerage; trust and wealth management; online banking solutions, such as access to account balances, online transfers, online bill payment, and electronic delivery of customer statements; mobile banking solutions comprising remote check deposits with mobile bill pay; ATMs; and treasury management, wire transfer, automated clearing house, and stop payment services. In addition, the company offers cash management deposit products, such as lockbox, remote deposit capture, positive pay, reverse positive pay, account reconciliation services, zero balance accounts, and sweep accounts, as well as banking services through telephone, mail, and personal appointments. It operates a network of branches in Arkansas, Kansas, Missouri, and Oklahoma. Equity Bancshares, Inc. was incorporated in 2002 and is headquartered in Wichita, Kansas.
联系方式
7701 East Kellogg Drive, Suite 300, Wichita, KS, 67207, United States
316-612-6000
www.equitybank.com
市值
$867.98M
市盈率 (TTM)
38.1
14.1
股息率
1.5%
52周最高
$50.07
52周最低
$34.11
52周范围
71%
排名46Top 59.5%
3.5
F-Score
改良版 Piotroski 分析
基于 10 年期基本面
疲弱 • 3.5 / 9 分
评分区间 (0-9)
8-9: 价值优异
6-7: 基本面强劲
4-5: 整体稳健
0-3: 表现疲弱
数据范围: 2016-2025

财务仪表盘

Q4 2025 数据

营业收入

$100.40M+20.84%
近4季度走势

每股收益

$1.16+9.43%
近4季度走势

自由现金流

$0.00+0.00%
近4季度走势

2025 Q3 财报亮点

核心亮点

NIM Expansion Strong 3Q Net Interest Margin rose 58 basis points to 4.45% driven by asset mix shift and liability pricing sensitivity.
Acquisition Integration Success Total assets grew to $6.37B; total loans held for investment increased 21.9% to $4.27B as of September 30, 2025.
Quarterly Net Loss Driver 3Q Net loss was $(29.7)M, primarily driven by a $(53.4)M loss on the repositioning of investment securities.
Capital Ratios Remain Solid Equity Bank's Common Equity Tier 1 ratio stood at 13.12%, comfortably exceeding minimum regulatory requirements.

关注风险

Securities Loss Impact Large $(53.4)M realized loss on available-for-sale securities repositioning heavily impacted quarterly net income results.
Credit Quality Deterioration Non-accrual loans increased to $48.6M (0.83% ratio) from $27.1M at year-end 2024, signaling asset quality pressure.
Acquisition Provisioning $9.0M provision for 9M 2025 primarily established reserves for acquired non-PCD loans following the NBC merger.
Interest Rate Risk Exposure Management monitors NII sensitivity via simulation, expecting liability repricing pressure if the prevailing interest rate environment drops further.

前瞻展望

NIM Outlook Positive Margin expansion expected due to liability pricing sensitivity and asset mix favoring higher yielding earning assets.
Portfolio Diversification Focus Continued focus on integrating NBC operations and expanding the commercial and industrial loan footprint in key MSA markets.
Capital Maintenance Expected Management anticipates maintaining strong capital levels well above Basel III requirements following recent business combinations.
Frontier Merger Anticipated The Company anticipates closing the acquisition of Frontier Holdings LLC in Q4 2025 or early Q1 2026.

同行对比

营业收入 (TTM)

EFSC stock ticker logoEFSC
$912.39M
+12.0%
DCOM stock ticker logoDCOM
$730.38M
+13.0%
MCB stock ticker logoMCB
$527.15M
+7.1%

毛利率 (最新季度)

ESQ stock ticker logoESQ
88.8%
+4.0pp
CPF stock ticker logoCPF
82.0%
+10.7pp
HBT stock ticker logoHBT
81.4%
+3.2pp

关键指标

股票代码
市值
市盈率 (TTM)
净资产收益率 (TTM)
负债率
EFSC$2.10B10.410.3%2.9%
DCOM$1.44B12.87.7%2.4%
AMAL$1.17B11.213.7%1.1%

长期趋势

近4季度
营业收入
净利润
经营现金流
4季度营收复合增长率
6.0%
稳定增长
4季度净利润复合增长率
13.7%
盈利能力稳步提升
现金流稳定性
75%
现金流波动较大

深度研究

下次财报:2026年4月13日
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