XP Inc.
NASDAQ•XP
CEO: Mr. Guilherme Dias Fernandes Benchimol
板块: Financial Services
行业: Financial - Capital Markets
上市日期: 2019-12-11
XP Inc. provides financial products and services in Brazil. It operates XP Platform, an open product platform that provides clients to access investment products in the market comprising brokerage securities, fixed income securities, mutual, hedge, and private equity funds; derivatives and synthetic instruments; credit cards; loan operations/collateralized credit products; pension and social security funds, and life and travel insurance products; and other investment products comprising real estate funds, and equity and debt capital markets solutions, as well as wealth management services. The company offers brokerage and issuer services to institutional and corporate clients. It also manages mutual funds focused on stocks and macro strategies distributed to retail and to institutional clients; funds and managed portfolios for high-net-worth retail clients, and proprietary treasury funds; and passive mutual funds that track market indexes, and mutual and investment funds focused on fixed income, credit, real estate, infrastructure, and other alternative strategies. In addition, the company offers securities brokerage services for institutional and retail investors; interdealer brokerage services for institutional traders; and commercial and investment banking products, such as loan operations and transactions in the foreign exchange markets and deposits, as well as develops and sells financial education courses and events online and in person to retail clients. It offers its sell products and services through its omni-channel distribution network and online portals. XP Inc. was founded in 2001 and is based in Grand Cayman, Cayman Islands.
联系方式
市值
$10.74B
市盈率 (TTM)
10.4
41
股息率
0.9%
52周最高
$23.13
52周最低
$13.56
52周范围
排名33Top 25.7%
4.8
F-Score
改良版 Piotroski 分析
基于 10 年期基本面
一般 • 4.8 / 9 分
评分区间 (0-9)
8-9: 价值优异
6-7: 基本面强劲
4-5: 整体稳健
0-3: 表现疲弱
数据范围: 2016-2025
财务仪表盘
Q4 2025 数据
营业收入
$937.44M+0.00%
近4季度走势
每股收益
$0.46+0.00%
近4季度走势
自由现金流
-$452.08M+0.00%
近4季度走势
2024 Annual 财报亮点
核心亮点
Revenue and Asset Growth Total revenue R$17.03B, up 15% for 2024; Client Assets reached R$1.23T, growing 9% year-end.
Net Income Rises Net income R$4.52B for 2024, marking 16% increase; Retail revenue grew 14% driven by client base expansion.
Client Base Expansion Active clients reached 4.68M, up 3% from 2023; Omni-channel distribution network supports growth across brands.
关注风险
Brazil Macroeconomic Volatility Real depreciation 21.8% against US$ in 2024; political instability and inflation create economic uncertainty risks.
Intense Industry Competition Substantial competition pressures margins; failure to invest adequately in technology risks declining service usage and revenues.
Cybersecurity Incident Exposure Experienced unauthorized third-party access to client database hosted by vendor in March 2025; remediation underway.
前瞻展望
Strategic Growth Pillars Focus on Investment Leadership, Retail cross-sell, Corporate/SMB solutions, leveraging competitive advantages for expansion.
Governance Structure Upgrade Enhanced oversight via new Risks, Credit, ESG Committee and Strategy/Performance Committee establishment in 2024.
Technology Platform Investment Continue investing in product development and technology infrastructure to improve efficiency and enhance client experience.
同行对比
营业收入 (TTM)
$11.22B
$11.15B
$10.83B
毛利率 (最新季度)
100.0%
89.0%
80.8%
关键指标
股票代码 | 市值 | 市盈率 (TTM) | 净资产收益率 (TTM) | 负债率 |
|---|---|---|---|---|
| CFG | $27.52B | 15.3 | 7.2% | 5.0% |
| SF | $12.32B | 12.0 | 12.0% | 5.2% |
| FHN | $11.75B | 12.2 | 11.1% | 5.5% |
长期趋势
近4季度
营业收入
净利润
经营现金流
4季度营收复合增长率
8.5%
稳定增长
4季度净利润复合增长率
5.1%
盈利能力稳步提升
现金流稳定性
50%
现金流需要关注
深度研究
下次财报:2026年5月5日
每股收益:$0.50
|营业收入:$932.08M
财务数据
电话会议
财务报告
新闻
利润表
资产负债表
现金流量表
财务比率
变化率
利润表 | 过去12个月 |
|---|
无数据