Investar Holding Corporation
NASDAQ•ISTR
CEO: Mr. John Joseph D'Angelo
板块: Financial Services
行业: Banks - Regional
上市日期: 2014-07-01
Investar Holding Corporation operates as the bank holding company for Investar Bank that provides a range of commercial banking products to individuals, professionals, and small to medium-sized businesses in south Louisiana, southeast Texas, and Alabama in the United States. The company offers various deposit products and services, such as savings, checking, money market, and individual retirement accounts, as well as various certificates of deposit; debit and credit cards; internet, mobile, and video banking services; and reciprocal deposit products. It also provides commercial real estate loans; commercial and industrial loans, including working capital lines of credit and equipment loans; loans for the construction of commercial projects, and single family residential and multifamily properties; one-to-four family residential real estate loans, such as second mortgage loans; and consumer loans, such as secured and unsecured installment and term loans, home equity loans and lines of credit, and auto loans, as well as loans for personal, family, and household purposes. In addition, the company offers treasury management products, including remote deposit capture, lockbox payment processing, virtual vault, positive pay, ACH origination, wire transfer, investment sweep accounts, and business internet banking services. Further, it provides various other banking services, such as cashiers' checks, direct deposit of payroll and social security checks, night depository, bank-by-mail, automated teller machines, electronic statements, interactive teller machines, online account opening, and mobile wallet payment services. Investar Holding Corporation was founded in 2006 and is headquartered in Baton Rouge, Louisiana.
联系方式
市值
$274.27M
市盈率 (TTM)
12.0
13.9
股息率
1.6%
52周最高
$31.77
52周最低
$15.39
52周范围
排名42Top 47.5%
3.9
F-Score
改良版 Piotroski 分析
基于 10 年期基本面
疲弱 • 3.9 / 9 分
评分区间 (0-9)
8-9: 价值优异
6-7: 基本面强劲
4-5: 整体稳健
0-3: 表现疲弱
数据范围: 2016-2025
财务仪表盘
Q4 2025 数据
营业收入
$38.97M-4.17%
近4季度走势
每股收益
$0.55-11.29%
近4季度走势
自由现金流
$0.00+0.00%
近4季度走势
2025 Q3 财报亮点
核心亮点
Net Income Rises Significantly Nine-month net income reached $17.0M, up 20% YoY; diluted EPS improved to $1.62 from $1.43.
Net Interest Margin Expansion Nine-month NIM expanded 39 basis points to 3.02% driven by lower funding costs and optimized asset yields.
Strong Capital Ratios Maintained Bank Tier 1 Leverage ratio stood at 10.88%, well above the 5.00% minimum requirement for well-capitalized status.
Preferred Stock Issuance Completed $32.5M Series A Preferred Stock private placement, using proceeds to support the pending WFB acquisition.
关注风险
Nonaccrual Loans Increased Nonaccrual loans rose to $7.68M (0.36% of loans) from $4.12M (0.19%) due to commercial relationship deterioration.
Interest Rate Environment Uncertainty Future NIM stability faces risk from potential interest rate fluctuations and associated changes in deposit pricing sensitivity.
WFB Merger Integration Risk Realizing anticipated benefits from the WFB merger is subject to integration difficulties, cost overruns, and market share retention.
Credit Quality Monitoring Needed ACL decreased year-to-date due to net recoveries, but management notes ongoing monitoring required due to inflation risks.
前瞻展望
WFB Merger Closing Anticipated Anticipate closing the Wichita Falls Bancshares merger around January 1, 2026, pending customary closing conditions satisfaction.
Strategy Focus on Organic Growth Strategy emphasizes organic loan/deposit growth and balance sheet optimization, proactively exiting credit relationships not fitting strategy.
Managing Deposit Costs Company increased interest-bearing deposit rates to attract stable funding, managing cost relative to higher-cost short-term borrowings.
Regulatory Compliance Costs Increasing costs associated with complying with new and potential future financial regulations remain an ongoing operational factor.
同行对比
营业收入 (TTM)
$183.79M
$166.66M
$153.49M
毛利率 (最新季度)
95.9%
91.8%
72.6%
关键指标
股票代码 | 市值 | 市盈率 (TTM) | 净资产收益率 (TTM) | 负债率 |
|---|---|---|---|---|
| ISTR | $274.27M | 12.0 | 8.3% | 5.4% |
| OVLY | $272.95M | 11.2 | 12.7% | 0.0% |
| FVCB | $272.93M | 12.3 | 8.9% | 0.8% |
长期趋势
近4季度
营业收入
净利润
经营现金流
4季度营收复合增长率
2.3%
温和增长
4季度净利润复合增长率
-1.9%
盈利能力基本稳定
现金流稳定性
75%
现金流波动较大
深度研究
下次财报:2026年4月20日
每股收益:$0.70
|营业收入:$36.40M
财务数据
电话会议
财务报告
新闻
利润表
资产负债表
现金流量表
财务比率
变化率
利润表 | 过去12个月 |
|---|
无数据