Northwest Bancshares, Inc.

NASDAQ•NWBI

CEO: Mr. Louis J. Torchio

板块: Financial Services

行业: Banks - Regional

上市日期: 1994-11-07

Northwest Bancshares, Inc. operates as the bank holding company for Northwest Bank, a state-chartered savings bank that provides personal and business banking solutions. The company accepts various deposits, including checking, savings, money market deposit, term certificate, and individual retirement accounts. It also offers loan products comprising one-to-four-family residential real estate loans, shorter term consumer loans, and loans collateralized by multi-family residential and commercial real estate; home equity loans and lines of credit; commercial business and real estate loans; commercial loans; and consumer loans, including automobile loans, sales finance loans, unsecured personal loans, credit card loans, and loans secured by investment accounts, as well as investment management and trust services. The company operates community banking locations in Pennsylvania, Western New York, Eastern Ohio, and Indiana. Northwest Bancshares, Inc. was founded in 1896 and is headquartered in Columbus, Ohio.

联系方式

3 Easton Oval, Suite 500, Columbus, OH, 43219, United States

814-726-2140

www.northwest.bank

市值

$1.96B

市盈率 (TTM)

15.6

15.5

股息率

6.0%

52周最高

$13.75

52周最低

$11.04

52周范围

86%

排名46Top 59.5%

3.5

F-Score

改良版 Piotroski 分析

基于 10 年期基本面

疲弱 • 3.5 / 9 分

评分区间 (0-9)

8-9: 价值优异

6-7: 基本面强劲

4-5: 整体稳健

0-3: 表现疲弱

数据范围: 2016-2025

财务仪表盘

Q4 2025 数据

营业收入

$240.60M+14.64%

近4季度走势

每股收益

$0.31+19.23%

近4季度走势

自由现金流

$3.66M+0.00%

近4季度走势

2025 Annual 财报亮点

核心亮点

Net Income Rises 26% Net income reached $126.0M, up 26% from $100.3M in 2024, driven by strong NII increase and acquisition benefits.

FTE NIM Improves 43 BPS FTE Net Interest Margin expanded to 3.69% (up 43 bps), benefiting from higher earning asset yields post-acquisition.

Acquisition Drives Asset Scale Total assets grew to $16.8B, fueled by the July 2025 Penns Woods acquisition, adding $1.8B in loans and deposits.

Credit Provisioning Increases Provision for credit losses rose 127% to $55.6M, reflecting Day 1 acquisition provisioning and portfolio growth.

关注风险

Credit Quality Deterioration NPL ratio increased to 0.84% from 0.56%, signaling higher credit risk exposure in the larger, acquired loan book.

Higher Credit Loss Provision Provision for credit losses jumped 127% to $55.6M, driven by acquisition accounting and organic commercial loan growth.

Interest Rate Sensitivity Risk Exposure remains to adverse effects on NII from sustained high interest rates or rapid shifts in the yield curve.

Regulatory Compliance Costs Heightened legislative scrutiny, especially regarding data privacy and cybersecurity, increases ongoing compliance costs.

前瞻展望

Focus on Merger Integration Management focus remains on successfully integrating Penns Woods operations and realizing expected cost synergies.

Capital Strength Remains Robust Capital ratios remain well above regulatory minimums despite growth and the ongoing CECL phase-in requirements.

Economic Headwinds Persist Performance remains subject to general economic conditions, potential recessionary pressures, and inflation impacts on borrowers.

Managing Deposit Costs The company must manage deposit costs effectively as funding needs increase to support continued loan and asset growth.

同行对比

营业收入 (TTM)

BBAR

$4.49B

-3.5%

PNFP

$2.92B

+2.3%

OZK

$2.81B

+1.1%

毛利率 (最新季度)

OFG

80.6%

+14.5pp

TCBK

79.7%

+5.9pp

CHCO

79.3%

+4.6pp

关键指标

股票代码	市值	市盈率 (TTM)	净资产收益率 (TTM)	负债率
PNFP	$7.20B	11.2	9.5%	4.4%
OZK	$5.39B	7.4	11.9%	1.1%
BBAR	$3.28B	21.5	7.4%	7.7%

长期趋势

近4季度

营业收入

净利润

经营现金流

4季度营收复合增长率

4.9%

温和增长

4季度净利润复合增长率

1.7%

盈利能力缓慢改善

现金流稳定性

75%

现金流波动较大

深度研究

下次财报:2026年4月27日

每股收益:$0.30

营业收入:$173.49M

财务数据

电话会议

财务报告

新闻

利润表

资产负债表

现金流量表

财务比率

变化率

利润表	过去12个月

无数据