Camden National Corporation
NASDAQ•CAC
CEO: Mr. Simon R. Griffiths
板块: Financial Services
行业: Banks - Regional
上市日期: 1997-10-08
Camden National Corporation operates as the bank holding company for Camden National Bank that provides various commercial and consumer banking products and services for consumer, institutional, municipal, non-profit, and commercial customers in Maine, New Hampshire, and Massachusetts. The company accepts checking, savings, time, and brokered deposits, as well as deposits with the certificate of deposit account registry system. Its loan products include non-owner-occupied commercial estate loans, owner-occupied commercial real estate loans, unsecured fully-guaranteed commercial loans backed by the small business administration, loans secured by one-to four-family properties, and consumer and home equity loans. The company also provides brokerage and insurance services through its financial offerings consisting of college, retirement, estate planning, mutual funds, strategic asset management accounts, and variable and fixed annuities. Further, it offers a range of fiduciary and asset management, wealth management, investment management, financial planning, and trustee services. Camden National Corporation was founded in 1875 and is headquartered in Camden, Maine.
联系方式
市值
$780.28M
市盈率 (TTM)
11.9
13.9
股息率
3.6%
52周最高
$51.57
52周最低
$34.53
52周范围
排名37Top 34.1%
4.4
F-Score
改良版 Piotroski 分析
基于 10 年期基本面
一般 • 4.4 / 9 分
评分区间 (0-9)
8-9: 价值优异
6-7: 基本面强劲
4-5: 整体稳健
0-3: 表现疲弱
数据范围: 2016-2025
财务仪表盘
Q4 2025 数据
营业收入
$96.18M+29.42%
近4季度走势
每股收益
$1.34+32.67%
近4季度走势
自由现金流
$0.00+0.00%
近4季度走势
2025 Q3 财报亮点
核心亮点
Northway Acquisition Boosts Scale Total assets reached $7.0B following January 2025 Northway merger; total revenues increased 45% in Q3 2025.
Strong Net Interest Income Growth Nine-month FTE NIM rose 72 basis points to 3.09%; core NIM reached 2.73%, driven by asset yield expansion.
Solid Capital Adequacy Maintained Total risk-based capital ratio stood at 13.47% as of September 30, 2025, exceeding regulatory minimums comfortably.
Asset Quality Remains Resilient Non-performing assets were only 0.17% of total loans; ACL coverage on loans stood at 0.91% at period end.
关注风险
Elevated Q3 Credit Charge-offs Q3 net charge-offs were $11.1M, driven by a $10.7M partial charge-off on one syndicated commercial loan.
Interest Rate Sensitivity Exposure Sensitivity analysis shows potential 2.1% decrease in Year 1 net interest income under a 200 basis point rate shock.
Integration and Merger Costs Merger and acquisition costs totaled $9.2M for nine months, reflecting ongoing integration expenses post-Northway close.
Deposit Mix Shift Concerns Brokered deposits decreased 31% ($55.7M) in nine months, though core deposits grew significantly via acquisition.
前瞻展望
Profitability Momentum Expected Management expects strong earnings momentum moving forward, benefiting from synergies and expanded presence in New Hampshire.
Loan Portfolio Quality Review Asset quality remains strong; management continues reassessing underwriting standards based on macroeconomic outlook projections.
Capital Position Rebuilding Capital position continues to rebuild following the Northway acquisition; regulatory ratios remain well in excess of requirements.
Managing Funding Costs Future NIM performance depends on managing funding costs as CDs mature into potentially lower market rates.
同行对比
营业收入 (TTM)
$527.15M
$367.34M
$353.86M
毛利率 (最新季度)
96.6%
90.9%
88.4%
关键指标
股票代码 | 市值 | 市盈率 (TTM) | 净资产收益率 (TTM) | 负债率 |
|---|---|---|---|---|
| MCB | $825.88M | 11.7 | 9.7% | 1.0% |
| MCBS | $817.86M | 11.1 | 14.8% | 11.3% |
| TRST | $811.76M | 13.2 | 8.9% | 3.0% |
长期趋势
近4季度
营业收入
净利润
经营现金流
4季度营收复合增长率
3.0%
温和增长
4季度净利润复合增长率
45.5%
盈利能力强劲提升
现金流稳定性
75%
现金流波动较大
深度研究
下次财报:2026年4月28日
每股收益:$1.24
|营业收入:$65.62M
财务数据
电话会议
财务报告
新闻
利润表
资产负债表
现金流量表
财务比率
变化率
利润表 | 过去12个月 |
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无数据