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Sapiens International Corporation N.V.

NASDAQ•SPNS
CEO: Mr. Roni Al-Dor
板块: Technology
行业: Software - Application
上市日期: 1998-03-05
Sapiens International Corporation N.V. provides software solutions for the insurance industry in North America, the United Kingdom, Europe, the Middle East, Africa, the Asia Pacific, and internationally. The company provides various solutions for property and casualty commercial and personal lines, life and pensions, and reinsurance fields. It offers IDITSuite, an AI powered, end-to-end insurance software; DigitalSuite, a cloud-native, future-proof digital engagement platform; IDITGo, a pre-configured, data-enriched insurance launch and accelerator platform solutions; consultancy services for property and casualty commercial lines; and Tia Enterprise solution for customer engagement. The company also provides CoreSuite, an end-to-end cloud and digital PAS for individual and group products across life, health, wealth, and pensions; CustomerConnect, a dynamic self-service and persona-based portal to engage with insureds; AgentConnect, a portal for agents and brokers to focus on sales enablement, customer retention, and increasing customer value; and ReinsuranceMaster, a reinsurance automation software that provides insurers full financial control and flexibility over their entire reinsurance process. The company was founded in 1982 and is headquartered in Holon, Israel.
联系方式
Azrieli Center, 26 Harokmim Street, Holon, 5885800, Israel
972-3-790-2000
www.sapiens.com
市值
$2.43B
市盈率 (TTM)
38.6
69.8
股息率
1.5%
52周最高
$43.52
52周最低
$23.69
52周范围
100%
排名22Top 8.4%
5.9
F-Score
改良版 Piotroski 分析
基于 10 年期基本面
一般 • 5.9 / 9 分
评分区间 (0-9)
8-9: 价值优异
6-7: 基本面强劲
4-5: 整体稳健
0-3: 表现疲弱
数据范围: 2016-2025

财务仪表盘

Q3 2025 数据

营业收入

$152.32M+11.16%
近4季度走势

每股收益

$0.26-21.21%
近4季度走势

自由现金流

$10.18M+0.88%
近4季度走势

2024 Annual 财报亮点

核心亮点

Revenue Growth 5.4% Revenues reached $542.4M USD, increasing 5.4%. Gross profit grew 8.4% to $238.1M USD.
Shareholder Net Income Up Net income attributable to shareholders was $72.2M USD, reflecting a strong 15.6% increase over prior year.
Operating Income Improved Operating income rose 8.9% to $85.8M USD, improving operating margin to 15.8% of total revenues.
Positive Cash Flow Generation Cash provided by operating activities totaled $82.2M USD, showing growth from $79.4M USD last year.

关注风险

M&A Integration Challenges Performance relies heavily on successful integration of acquired companies; failure could harm future results of operations.
Macroeconomic Headwinds Impact Lingering inflation and high interest rates may adversely impact customer capital expenditure budgets and revenues.
Cybersecurity and Data Risks Security vulnerabilities or breaches in IT systems could cause liabilities, reputational damage, and service disruption.
Israeli Operations Geopolitical Risk Operations face risks from political instability, regional conflicts involving Israel, and potential tax benefit changes.

前瞻展望

AI and Platform Innovation Continuous investment in R&D, focusing on AI, Generative AI, and enhancing the Intelligent Insurance Platform proposition.
Cloud and SaaS Strategy Plan to continue cloud transformation, enhancing SaaS capabilities, and selling cloud solutions to new customers globally.
Global Footprint Expansion Broaden offering presence in current geographies and expand market reach into DACH, Spain, and LatAm regions.
Strengthen Partner Ecosystem Focus on strengthening strategic partnership with Microsoft and formalizing new relationships with System Integrators.

同行对比

营业收入 (TTM)

FORTY stock ticker logoFORTY
$2.89B
+6.6%
RNG stock ticker logoRNG
$2.52B
+4.8%
WBTN stock ticker logoWBTN
$1.38B
+2.5%

毛利率 (最新季度)

RUM stock ticker logoRUM
97.4%
+27.9pp
DV stock ticker logoDV
82.5%
-0.4pp
PRGS stock ticker logoPRGS
81.6%
-1.4pp

关键指标

股票代码
市值
市盈率 (TTM)
净资产收益率 (TTM)
负债率
RNG$3.38B75.0-8.9%100.0%
DAVE$2.87B14.673.9%15.4%
SPNS$2.43B38.613.2%5.9%

长期趋势

近4季度
营业收入
净利润
经营现金流
4季度营收复合增长率
4.3%
温和增长
4季度净利润复合增长率
-7.2%
盈利能力下滑
现金流稳定性
100%
现金流表现优异

深度研究

下次财报:2026年5月6日
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