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Northrim BanCorp, Inc.

NASDAQ•NRIM
CEO: Mr. Michael G. Huston
板块: Financial Services
行业: Banks - Regional
上市日期: 1990-11-15
Northrim BanCorp, Inc. operates as the bank holding company for Northrim Bank that provides commercial banking products and services to businesses and professional individuals. It operates through two segments, Community Banking and Home Mortgage Lending. The company offers noninterest-bearing checking accounts and interest-bearing time deposits, checking and savings accounts, individual retirement and money market deposit accounts, certificates of deposit, and business sweep accounts. It also provides short and medium-term commercial loans, commercial credit lines, construction and real estate loans, and consumer loans, as well as short-term working capital. In addition, the company offers other services comprising consumer and business online banking, mobile app, and mobile deposits; and debit and credit cards. Further, it provides mobile web and app banking, consumer online account opening, personal finance, online documents, consumer debit cards, business debit cards, my rewards for consumer debit cards, retail lockbox, card control, corporate purchase cards, integrated payables, home equity advantage access cards, telebanking, and automated teller services. Additionally, the company offers personalized checks at account opening, overdraft protection from a savings account, commercial drive-up banking, automatic transfer and payment, People Pay, external transfer, Bill Pay, wire transfer, direct payroll deposit, electronic tax payment, Automated Clearing House origination and receipt, remote deposit capture, account reconciliation and positive pay, merchant, cash management, annuity, and long-term investment portfolio products and services. It also provides investment advisory, trust, wealth management, factoring, and mortgage services. The company was founded in 1990 and is headquartered in Anchorage, Alaska.
联系方式
3111 C Street, Anchorage, AK, 99503, United States
907-562-0062
www.northrim.com
市值
$537.05M
市盈率 (TTM)
8.3
15.5
股息率
2.6%
52周最高
$30.82
52周最低
$17.85
52周范围
49%
排名38Top 36.9%
4.3
F-Score
改良版 Piotroski 分析
基于 10 年期基本面
一般 • 4.3 / 9 分
评分区间 (0-9)
8-9: 价值优异
6-7: 基本面强劲
4-5: 整体稳健
0-3: 表现疲弱
数据范围: 2016-2025

财务仪表盘

Q4 2025 数据

营业收入

$62.32M+13.69%
近4季度走势

每股收益

$0.56+12.56%
近4季度走势

自由现金流

$127.01M+0.00%
近4季度走势

2025 Annual 财报亮点

核心亮点

Net Income Surges 75% Net income reached $64.6M in 2025, driven by Community Banking growth and SCF acquisition benefits; ROAA improved to 2.02%.
NIM Expansion and Efficiency Net Interest Margin increased to 4.69% due to higher rates and favorable asset mix; efficiency ratio improved significantly to 58.45%.
Strong Capital Ratios Maintained Company CET1 ratio was 10.38% and Bank CET1 ratio was 11.84%, comfortably exceeding regulatory well-capitalized minimums.

关注风险

Asset Quality Deterioration Noted Nonperforming loans rose to $11.3M (0.49% ratio); adversely classified loans increased sharply to $33.5M from $9.6M.
Alaska Economic Concentration Operations concentrated in Alaska make results highly sensitive to regional economic downturns, especially in natural resource sectors.
Commercial Real Estate Exposure Commercial Real Estate loans comprise 52% of the portfolio, facing increased risk due to sustained higher interest rates since 2022.

前瞻展望

Credit Quality Management Focus Management committed to maintaining asset quality, keeping ACL coverage consistent at 1.03% despite rising nonaccruals.
Value-Added Growth Strategy Strategy emphasizes calculated, sustainable organic and inorganic market share growth coupled with operational efficiency for shareholder value.
NIM Sensitivity to Rates NIM expansion expected from higher yields, but sensitive to potential faster increases in interest expense on liabilities.

同行对比

营业收入 (TTM)

FFWM stock ticker logoFFWM
$551.26M
+14.5%
MSBI stock ticker logoMSBI
$455.97M
-23.1%
TCBX stock ticker logoTCBX
$366.95M
+8.5%

毛利率 (最新季度)

NFBK stock ticker logoNFBK
314.9%
+0.0pp
NRIM stock ticker logoNRIM
82.9%
+5.0pp
ACNB stock ticker logoACNB
77.1%
-3.2pp

关键指标

股票代码
市值
市盈率 (TTM)
净资产收益率 (TTM)
负债率
SHBI$648.27M10.910.4%1.8%
RRBI$621.94M14.512.3%0.0%
AROW$600.86M13.610.6%0.7%

长期趋势

近4季度
营业收入
净利润
经营现金流
4季度营收复合增长率
3.8%
温和增长
4季度净利润复合增长率
-2.3%
盈利能力基本稳定
现金流稳定性
75%
现金流波动较大

深度研究

下次财报:2026年4月21日
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