SunCar Technology Group Inc.

NASDAQ•SDA

CEO: Mr. Zaichang Ye

板块: Consumer Cyclical

行业: Auto - Dealerships

上市日期: 2021-04-16

SunCar Technology Group Inc., through its subsidiaries, operates as a cloud-based provider of digitalized enterprise auto services and auto e-Insurance service in the People's Republic of China. It offers one-stop, fully digitalized, and on-demand automotive service systems. The company provides customized service solutions to banks, insurance companies, telecommunication companies, new energy vehicle original equipment manufacturers, and others. It also provides car wash, oil change, tire repair, car beautification, road assistance, flight pickup, designated driving, VIP lounge, etc. in collaboration with third-party auto service providers. In addition, it facilitates the sale of auto e-Insurance products underwritten by insurance companies through a network of external sales partners. Further, the company provides its services through an online software, as well as offers technical services. The company is based in Shanghai, China.

联系方式

Suncar Auto Building, Suite 209 No. 656 Lingshi Road Jing’an District, Shanghai, 200072, China

86-138-1779-6110

suncartech.com

市值

$191.58M

市盈率 (TTM)

-13.2

14.6

股息率

52周最高

$5.11

52周最低

$1.54

52周范围

10%

排名48Top 64.4%

3.3

F-Score

改良版 Piotroski 分析

基于 6 年期基本面

疲弱 • 3.3 / 9 分

评分区间 (0-9)

8-9: 价值优异

6-7: 基本面强劲

4-5: 整体稳健

0-3: 表现疲弱

数据范围: 2020-2025

财务仪表盘

Q3 2025 数据

营业收入

$115.78M+5.61%

近4季度走势

每股收益

$0.00+0.00%

近4季度走势

自由现金流

-$2.05M+0.00%

近4季度走势

2024 Annual 财报亮点

核心亮点

Strong Revenue Expansion Total revenues reached $441.9M in 2024, marking a 21% increase driven by strong insurance segment performance.

Insurance Segment Soars Auto eInsurance service revenue grew 44% to $170.5M, fueled by rapid EV sales growth in China market.

Tech Services Revenue Jumps Technology service revenue increased 46% to $44.9M as enterprise customers adopt online tools and SaaS offerings.

Operating Cash Flow Positive Continuing operations generated $11.8M in net cash provided by operating activities, reversing prior year's negative flow.

关注风险

Operating Loss Widens Operating loss expanded significantly to $(58.4M) in 2024, reflecting 32% growth in total operating costs and expenses.

PRC Regulatory Uncertainty Evolving PRC laws regarding data security, foreign investment, and overseas listings pose material risks to operations and valuation.

Customer Revenue Concentration Top three customers accounted for 45% of 2024 revenue, exposing results to loss of significant customer cooperation.

High Share-Based Costs Share-based compensation expense surged to $63.5M in 2024, heavily impacting reported net loss figures.

前瞻展望

Focus on EV Transformation Strategy centers on expanding EV market presence, developing customized insurance, and integrating solutions with EV OEMs.

Technology Monetization Growth Plans include further developing SaaS model offerings to convert service providers into recurring technology business clients.

Synergistic Platform Development Leverage cross-utilization between auto services and eInsurance networks to enhance customer acquisition and cross-selling.

Share Repurchase Authorized Board authorized a share repurchase program of up to $30M over 12 months, signaling confidence in long-term prospects.

同行对比

营业收入 (TTM)

DBI

$2.89B

-5.2%

BZUN

$1.35B

+6.1%

CRMT

$1.14B

-15.9%

毛利率 (最新季度)

SDA

54.4%

+1.1pp

BZUN

52.4%

+5.0pp

FOSL

49.0%

-0.4pp

关键指标

股票代码	市值	市盈率 (TTM)	净资产收益率 (TTM)	负债率
DBI	$329.09M	-12.5	-9.4%	61.9%
FOSL	$244.72M	-3.4	-48.8%	48.5%
HBB	$235.75M	8.9	15.7%	10.5%

长期趋势

近4季度

营业收入

净利润

经营现金流

4季度营收复合增长率

-3.6%

基本持平

4季度净利润复合增长率

N/M

盈利状态转变

现金流稳定性

50%

现金流需要关注

深度研究

下次财报:2026年3月19日

每股收益:$0.03

营业收入:-

财务数据

电话会议

财务报告

新闻

利润表

资产负债表

现金流量表

财务比率

变化率

利润表	过去12个月

无数据