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The Western Union Company

NYSE•WU
CEO: Mr. Devin B. McGranahan
板块: Financial Services
行业: Financial - Credit Services
上市日期: 2006-10-02
The Western Union Company provides money movement and payment services worldwide. The company operates through Consumer Money Transfer and Consumer Services segments. The Consumer Money Transfer segment facilitates money transfers for international cross-border and intra-country transfers, primarily through a network of retail agent locations, as well as through websites and mobile devices. The Consumer Services segments offers bill payment services, which facilitate payments for consumers, businesses, and other organizations, as well as money order services, retail foreign exchange services, prepaid cards, lending partnerships, and digital wallets. The company was founded in 1851 and is headquartered in Denver, Colorado.
联系方式
7001 East Belleview Avenue, Denver, CO, 80237, United States
866-405-5012
www.westernunion.com
市值
$3.09B
市盈率 (TTM)
6.2
29.5
股息率
9.7%
52周最高
$11.61
52周最低
$7.85
52周范围
50%
排名24Top 10.8%
5.7
F-Score
改良版 Piotroski 分析
基于 10 年期基本面
一般 • 5.7 / 9 分
评分区间 (0-9)
8-9: 价值优异
6-7: 基本面强劲
4-5: 整体稳健
0-3: 表现疲弱
数据范围: 2016-2025

财务仪表盘

Q4 2025 数据

营业收入

$1.01B+0.00%
近4季度走势

每股收益

$0.36+0.00%
近4季度走势

自由现金流

$106.30M+0.00%
近4季度走势

2025 Annual 财报亮点

核心亮点

Operating Income Increased Modestly Operating income reached $757.3M, showing 4% growth despite 4% GAAP revenue decline to $4.05B USD.
Consumer Services Revenue Surges Consumer Services revenue grew 32% to $543.3M USD, driven by travel money services and Argentina bill payments.
Intermex Acquisition Announced Agreement signed August 2025 to acquire International Money Express for ~$500M cash, closing expected Q2 2026.

关注风险

Net Income Fell Sharply Net income dropped 47% to $499.6M USD in 2025, impacted by significant tax benefits recognized in prior year.
Consumer Money Transfer Declines CMT segment revenue fell 8% to $3.51B USD, affected by NA/LACA transaction declines and Iraq market exit.
Regulatory and Litigation Exposure Business faces ongoing strict legal requirements globally regarding AML, data privacy, and potential litigation costs.
Foreign Currency Volatility Risk 10% USD fluctuation impacts net income by approximately $40M USD, mitigated partially by hedging activities.

前瞻展望

Launching Digital Asset Network Strategy emphasizes technology innovation, including planned launch of USDPT stablecoin during first half of 2026.
Cost Efficiency Program Underway Incremental cost efficiency program announced November 2025 aims to generate savings via technology and operational rationalization.
Integrating Intermex Operations Intermex acquisition strengthens omnichannel transfer focus, primarily targeting high-growth United States to Latin America corridors.

同行对比

营业收入 (TTM)

BHF stock ticker logoBHF
$6.37B
+45.9%
SF stock ticker logoSF
$6.30B
+6.9%
WAL stock ticker logoWAL
$5.29B
+5.6%

毛利率 (最新季度)

AGM stock ticker logoAGM
96.9%
+1.8pp
SF stock ticker logoSF
89.0%
+4.3pp
NMIH stock ticker logoNMIH
88.3%
-4.1pp

关键指标

股票代码
市值
市盈率 (TTM)
净资产收益率 (TTM)
负债率
SF$11.19B10.912.0%5.2%
ZION$8.20B9.113.3%4.9%
WAL$7.95B8.113.3%7.0%

长期趋势

近4季度
营业收入
净利润
经营现金流
4季度营收复合增长率
0.8%
温和增长
4季度净利润复合增长率
-2.5%
盈利能力基本稳定
现金流稳定性
75%
现金流波动较大

深度研究

下次财报:2026年4月21日
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