Simmons First National Corporation

NASDAQ•SFNC

CEO: Mr. George A. Makris Jr.

板块: Financial Services

行业: Banks - Regional

上市日期: 1985-03-14

Simmons First National Corporation operates as the holding company for Simmons Bank that provides banking and other financial products and services to individuals and businesses. The company offers checking, savings, and time deposits; consumer, real estate, and commercial loans; agricultural finance, equipment, and small business administration lending; trust and fiduciary services; credit cards; investment management products; treasury management; insurance products; and securities and investment services. It also provides ATM services; Internet and mobile banking platforms; overdraft facilities; and safe deposit boxes. The company was founded in 1903 and is headquartered in Pine Bluff, Arkansas.

联系方式

501 Main Street, Pine Bluff, AR, 71601, United States

870-541-1000

www.simmonsbank.com

市值

$2.90B

市盈率 (TTM)

-6.3

13.9

股息率

4.2%

52周最高

$22.18

52周最低

$17.00

52周范围

58%

排名42Top 47.5%

3.9

F-Score

改良版 Piotroski 分析

基于 10 年期基本面

疲弱 • 3.9 / 9 分

评分区间 (0-9)

8-9: 价值优异

6-7: 基本面强劲

4-5: 整体稳健

0-3: 表现疲弱

数据范围: 2016-2025

财务仪表盘

Q4 2025 数据

营业收入

$358.81M-2.07%

近4季度走势

每股收益

$0.54+42.10%

近4季度走势

自由现金流

$439.52M+0.00%

近4季度走势

2025 Annual 财报亮点

核心亮点

Net Interest Margin Expansion NIM rose 58 basis points to 3.32% for 2025, primarily driven by balance sheet repositioning activities completed during the year.

Loan Growth Maintained Total loans increased 2.9% to $17.49B by year-end 2025, reflecting widespread loan growth across geographic markets.

Significant Net Loss Reported Reported net loss of $(397.6)M, largely due to a $801.5M gross realized loss from the strategic sale of investment securities.

Strong Capital Position Common Equity Tier 1 ratio stood at 11.63% as of December 31, 2025, well above minimum regulatory requirements.

关注风险

Asset Quality Slight Deterioration Nonperforming assets ratio increased to 0.51% of total assets; two specific credit relationships were charged off during 2025.

Deposit Base Contraction Total deposits decreased $1.70B to $20.18B, largely due to paying down higher-rate, non-relationship wholesale funding.

Interest Rate Sensitivity Exposure Profitability remains highly sensitive to interest rate changes, impacting net interest income if deposit costs rise faster than loan yields.

Cybersecurity and Technology Reliance Heavy reliance on IT systems and third-party vendors creates ongoing risk of disruption, data breaches, and compliance costs.

前瞻展望

Margin Stabilization Expected Anticipate continued margin expansion in 2026 from the full period benefit of the recent balance sheet repositioning strategy.

Focus on Organic Growth Management is enhancing focus on capitalizing on organic growth opportunities rather than pursuing strategic M&A in the near term.

Credit Portfolio Monitoring Asset quality is sound, but management continues disciplined pricing and underwriting while monitoring CRE concentration risks.

Sufficient Liquidity Forecast Projected capital and liquidity levels are sufficient to meet current dividend obligations and fund targeted technology investments.

同行对比

营业收入 (TTM)

BKU

$2.14B

+5.8%

BANC

$1.81B

-3.3%

WAFD

$1.39B

-6.7%

毛利率 (最新季度)

PRK

83.5%

+4.2pp

CVBF

81.1%

+23.7pp

WSFS

75.9%

+2.6pp

关键指标

股票代码	市值	市盈率 (TTM)	净资产收益率 (TTM)	负债率
WSFS	$3.51B	12.2	10.6%	1.4%
BKU	$3.49B	13.2	9.0%	5.3%
CBU	$3.16B	16.0	11.0%	4.0%

长期趋势

近4季度

营业收入

净利润

经营现金流

4季度营收复合增长率

0.7%

温和增长

4季度净利润复合增长率

34.1%

盈利能力强劲提升

现金流稳定性

100%

现金流表现优异

深度研究

下次财报:2026年4月14日

每股收益:-

营业收入:-

财务数据

电话会议

财务报告

新闻

利润表

资产负债表

现金流量表

财务比率

变化率

利润表	过去12个月

无数据