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KeyCorp

KeyCorp

NYSE•KEY
CEO: Mr. Christopher Marrott Gorman
セクター: Financial Services
業種: Banks - Regional
上場日: 1987-11-05
KeyCorp operates as the holding company for KeyBank National Association that provides various retail and commercial banking products and services in the United States. It operates in two segments, Consumer Bank and Commercial Bank. The company offers various deposits, investment products and services; commercial leasing, investment management, consumer finance; and personal finance and financial wellness, student loan refinancing, mortgage and home equity, lending, credit card, treasury, business advisory, wealth management, asset management, cash management, portfolio management, and trust and related services to individuals and small and medium-sized businesses. It also provides a suite of banking and capital market products, such as syndicated finance, debt and equity capital market products, commercial payments, equipment finance, commercial mortgage banking, derivatives, foreign exchange, financial advisory, and public finance, as well as commercial mortgage loans to consumer, energy, healthcare, industrial, public sector, real estate, and technology sectors for middle market clients. In addition, the company offers community development financing, securities underwriting, brokerage, and investment banking services. The company was founded in 1849 and is headquartered in Cleveland, Ohio.
連絡先情報
127 Public Square, Cleveland, OH, 44114-1306, United States
216-689-3000
www.key.com
時価総額
$23.92B
PER (TTM)
13.0
14.8
配当利回り
3.8%
52週高値
$23.35
52週安値
$12.73
52週レンジ
84%
順位52Top 73.5%
2.9
F-Score
改良版 Piotroski 分析
10年ファンダメンタル
弱い • 2.9 / 9 ポイント
スコアレンジ (0-9)
8-9: 価値が優れている
6-7: 基礎体質が強い
4-5: 全体的に堅調
0-3: パフォーマンスが弱い
データ期間: 2016-2025

財務ダッシュボード

Q4 2025 データ

売上高

$2.86B+52.62%
直近4四半期の推移

EPS

$0.46-264.29%
直近4四半期の推移

フリーCF

$0.00-100.00%
直近4四半期の推移

2025 Q3 決算ハイライト

主なハイライト

Strong Net Income Growth Q3 2025 net income reached $454M for common shareholders; TE Net Interest Income grew $229M YoY to $1.19B.
Solid Capital Ratios Maintained CET1 ratio estimated at 11.83% as of September 30, 2025, exceeding regulatory minimums comfortably.
Noninterest Income Rebounds Q3 noninterest income was $702M, a significant rebound from the prior year's $269M net loss, driven by fee businesses.
Loans and Deposits Increase Total loans grew to $105.9B (up 1.5% YoY) while total deposits increased to $150.8B, supporting funding needs.

リスク要因

Elevated Credit Loss Provision Provision for credit losses rose to $107M in Q3 2025 ($95M prior year), reflecting economic uncertainty and higher reserve needs.
NII Sensitivity to Rates Simulated NII exposure to declining rates shifted to (0.40)% due to new deposit beta models, requiring active management.
Regulatory Capital Uncertainty KeyCorp is monitoring proposed revisions to the LFI Rating System and potential changes to capital category thresholds.
Nonperforming Loans Trend Total nonperforming loans were $658M, though 48% were contractually current, up from 43% at year-end 2024.

見通し

FY2025 NII Guidance Raised Full year 2025 Net Interest Income (TE) guidance increased to up 22% versus 2024, driven by balance sheet optimization.
Medium-Term NIM Target KeyCorp targets a Return on Tangible Common Equity of 15.0%+ and a Net Interest Margin of 3.25%+ by end of 2027.
Slowing Economic Forecast Baseline forecast anticipates slowing GDP growth (1.7% in 2025/2026) and unemployment peaking at 4.5% mid-2026.
Share Repurchase Authorization Board authorized up to $1.0B share repurchase program in Q1 2025; no open market repurchases occurred in Q3 2025.

同業比較

売上高 (TTM)

U.S. BancorpUSB
$42.86B
+0.3%
The PNC Financial Services Group, Inc.PNC
$31.34B
-7.0%
First Citizens BancShares, Inc.FCNCA
$14.50B
-2.6%

粗利益率 (最新四半期)

Banco de ChileBCH
2129.7%
+35.5pp
The PNC Financial Services Group, Inc.PNC
100.0%
+36.6pp
Citizens Financial Group, Inc.CFG
100.0%
+40.1pp

主要指標

銘柄コード
時価総額
PER (TTM)
ROE (TTM)
負債比率
USB$89.68B11.812.1%11.3%
PNC$89.43B13.011.9%10.0%
FITB$34.95B13.912.0%6.8%

長期トレンド

直近4四半期
売上高
純利益
営業キャッシュフロー
4四半期売上高CAGR
2.0%
緩やかな成長
4四半期純利益CAGR
8.0%
収益性の着実な向上
キャッシュフロー安定性
50%
キャッシュフローに注意が必要

深度リサーチ

次回決算:2026年7月21日
|
EPS:-
|
売上高:-
財務レポート
財務データ
全年度

  • Form 10-Q - Q3 2025

    会計期末: 2025年9月30日|提出日: 2025年11月4日|
    売上高: $2.83B+51.9%
    |
    EPS: $0.41-187.2%
    予想を上回る

  • Form 10-Q - Q2 2025

    会計期末: 2025年6月30日|提出日: 2025年8月5日|
    売上高: $2.80B+4.4%
    |
    EPS: $0.35+34.6%
    予想通り

  • Form 10-Q - Q1 2025

    会計期末: 2025年3月31日|提出日: 2025年5月6日|
    売上高: $2.70B+2.3%
    |
    EPS: $0.33+65.0%
    予想を上回る

  • Form 10-K - FY 2024

    会計期末: 2024年12月31日|提出日: 2025年2月21日|
    売上高: $9.06B-11.5%
    |
    EPS: $-0.32-136.0%
    予想を下回る

  • Form 10-Q - Q3 2024

    会計期末: 2024年9月30日|提出日: 2024年11月6日|
    売上高: $1.87B-29.6%
    |
    EPS: $-0.47-262.1%
    予想を下回る

  • Form 10-Q - Q2 2024

    会計期末: 2024年6月30日|提出日: 2024年7月26日|
    売上高: $2.68B+3.9%
    |
    EPS: $0.26-3.7%
    予想通り

  • Form 10-Q - Q1 2024

    会計期末: 2024年3月31日|提出日: 2024年5月2日|
    売上高: $2.64B+10.5%
    |
    EPS: $0.20-33.3%
    予想を下回る

  • Form 10-K - FY 2023

    会計期末: 2023年12月31日|提出日: 2024年2月22日|
    売上高: $10.23B+29.3%
    |
    EPS: $0.89-54.1%
    予想を下回る