Stewart Information Services Corporation

NYSE•STC

CEO: Mr. Frederick Henry Eppinger Jr.

セクター: Financial Services

業種: Insurance - Property & Casualty

上場日: 1973-02-21

Stewart Information Services Corporation, through its subsidiaries, provides title insurance and real estate transaction related services in the United States and internationally. The company involves in searching, examining, closing, and insuring the condition of the title to real property. It also offers home and personal insurance services; services for tax-deferred exchanges; and digital customer engagement platform services. It also provides appraisal management, online notarization and closing, credit and real estate information, and search and valuation services. The company serves homebuyers and sellers, residential and commercial real estate professionals, mortgage lenders and servicers, title agencies and real estate attorneys, and home builders through direct operations, network of independent agencies, and other businesses. The company was founded in 1893 and is headquartered in Houston, Texas.

連絡先情報

1360 Post Oak Boulevard, Suite 100, Houston, TX, 77056, United States

713-625-8100

www.stewart.com

時価総額

$2.12B

PER (TTM)

17.6

11.7

配当利回り

2.9%

52週高値

$78.61

52週安値

$56.39

52週レンジ

61%

順位40Top 42.0%

4.1

F-Score

改良版 Piotroski 分析

10年ファンダメンタル

堅調 • 4.1 / 9 ポイント

スコアレンジ (0-9)

8-9: 価値が優れている

6-7: 基礎体質が強い

4-5: 全体的に堅調

0-3: パフォーマンスが弱い

データ期間: 2016-2025

財務ダッシュボード

Q4 2025 データ

売上高

$790.60M+0.00%

直近4四半期の推移

EPS

$1.25+0.00%

直近4四半期の推移

フリーCF

$20.22M+0.00%

直近4四半期の推移

2025 Annual 決算ハイライト

主なハイライト

Net Income Soars Net income attributable to Stewart reached $115.5M USD in 2025, a significant increase from $73.3M USD in 2024.

Revenue Growth Strong Total operating revenues grew 18% to $2.86B USD in 2025, driven by title and real estate solutions segments.

Title Loss Ratio Improves Title loss expense ratio improved to 3.4% of revenues in 2025, down from 3.9% in 2024, reflecting favorable claims.

Major Acquisition Completed Completed largest acquisition, Mortgage Contracting Services (MCS), expanding real estate solutions segment capabilities in 2025.

リスク要因

Real Estate Market Sensitivity Financial results remain highly dependent on cyclical housing activity, mortgage rates, and consumer confidence fluctuations.

Cybersecurity Threat Exposure Operations rely heavily on IT systems; successful cyber breaches could cause data loss, disruption, and reputational harm.

Title Loss Reserve Uncertainty Estimating future title losses requires significant judgment; ultimate liability could materially exceed current $524.5M reserves.

Regulatory Compliance Burden Extensive state and federal regulations, including CFPB rules, impose burdensome compliance costs and operational restrictions.

見通し

Margin Improvement Focus Management emphasizes cost-effective model via technology, automation, and consolidation to improve operating margins going forward.

Positive 2026 Market Forecast Expect existing home sales to improve 7% and originations to increase 15% in 2026 based on industry forecasts.

Continued Strategic Investment Strategy includes continued investment in technology to enhance efficiency and pursue growth in key real estate markets.

同業比較

売上高 (TTM)

STC

$2.92B

+17.3%

HMN

$1.64B

+6.1%

$1.33B

+15.0%

粗利益率 (最新四半期)

HMN

100.0%

+7.1pp

OFG

80.6%

+14.5pp

75.3%

+26.5pp

主要指標

銘柄コード	時価総額	PER (TTM)	ROE (TTM)	負債比率
WT	$2.46B	21.9	26.5%	63.2%
FBNC	$2.41B	21.6	7.0%	0.6%
NIC	$2.31B	15.2	12.4%	1.5%

長期トレンド

直近4四半期

売上高

純利益

営業キャッシュフロー

4四半期売上高CAGR

8.9%

安定成長

4四半期純利益CAGR

127.6%

収益性の大幅な改善

キャッシュフロー安定性

75%

キャッシュフローの変動が大きい

深度リサーチ

次回決算:2026年4月21日

EPS:-

売上高:-

財務データ

決算説明会

財務レポート

ニュース

損益計算書

バランスシート

キャッシュフロー計算書

財務比率

変化率

損益計算書	直近12ヶ月

データなし