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Bank7 Corp.

Bank7 Corp.

NASDAQ•BSVN
CEO: Mr. William Bradford Haines
セクター: Financial Services
業種: Banks - Regional
上場日: 2018-09-20
Bank7 Corp. operates as a bank holding company for Bank7 that provides banking and financial services to individual and corporate customers. It offers commercial deposit, commercial checking, money market, and other deposit accounts; and retail deposit services, such as certificates of deposit, money market accounts, checking accounts, negotiable order of withdrawal accounts, savings accounts, and automated teller machine access. The company also provides commercial real estate, hospitality, energy, and commercial and industrial lending services; consumer lending services to individuals for personal and household purposes comprising residential real estate loans and mortgage banking services, personal lines of credit, loans for the purchase of automobiles, and other installment loans, as well as secured and unsecured term loans and home improvement loans. It operates through a network of full-service branches in Oklahoma, the Dallas/Fort Worth, Texas metropolitan area, and Kansas. The company was formerly known as Haines Financial Corp. Bank7 Corp. was founded in 1901 and is headquartered in Oklahoma City, Oklahoma.
連絡先情報
1039 N.W. 63rd Street, Oklahoma City, OK, 73116, United States
405-810-8600
www.bank7.com
時価総額
$415.19M
PER (TTM)
9.6
15
配当利回り
2.3%
52週高値
$50.10
52週安値
$32.49
52週レンジ
65%
順位22Top 8.4%
5.9
F-Score
改良版 Piotroski 分析
9年ファンダメンタル
堅調 • 5.9 / 9 ポイント
スコアレンジ (0-9)
8-9: 価値が優れている
6-7: 基礎体質が強い
4-5: 全体的に堅調
0-3: パフォーマンスが弱い
データ期間: 2017-2025

財務ダッシュボード

Q4 2025 データ

売上高

$34.66M-0.22%
直近4四半期の推移

EPS

$1.14-4.20%
直近4四半期の推移

フリーCF

$0.00+0.00%
直近4四半期の推移

2025 Q3 決算ハイライト

主なハイライト

Asset Growth Strong Total assets reached $1.89B, reflecting 8.7% growth since year-end 2024; Gross loans expanded to $1.54B.
NIM Compression Noted Nine-month NIM fell to 5.00% from 5.10% due to lower asset yields impacting net interest income performance.
Credit Quality Improving Non-performing loans decreased to $5.3M from $7.2M year-over-year; however, provision expense rose $700K for nine months.
Capital Ratios Remain Strong Total capital ratio stood at 15.43% as of September 30, 2025, exceeding minimum requirements with ample buffer maintained.

リスク要因

Credit Loss Provision Rises Provision for credit losses increased $700K for nine months, driven by recent loan portfolio growth and composition changes.
Interest Rate Sensitivity NIM compressed 10 basis points year-over-year; future rate shifts pose risk to net interest income performance via simulation models.
Goodwill and Concentration Goodwill increased to $11.2M; hospitality and energy loans represent significant portfolio concentrations requiring ongoing monitoring.
Regulatory Capital Compliance Bank remains well-capitalized, but regulatory guidelines require maintaining significant capital conservation buffers against economic stress.

見通し

Loan Modification Performance Closely monitoring eight modified loans from nine months ended September 30, 2025; no subsequent defaults observed in the past year.
Capital Distribution Limits Retained earnings available for dividends are subject to regulatory approval; buffers must be maintained to avoid distribution limitations.
Organic and Acquisition Growth Company intends to grow organically by selectively opening additional branches and pursuing strategic acquisitions in target markets.

同業比較

売上高 (TTM)

Kearny Financial Corp.KRNY
$343.87M
-1.6%
First Business Financial Services, Inc.FBIZ
$279.25M
+6.4%
Civista Bancshares, Inc.CIVB
$252.62M
+4.5%

粗利益率 (最新四半期)

Northfield Bancorp, Inc. (Staten Island, NY)NFBK
314.9%
+0.0pp
Sierra BancorpBSRR
100.0%
+0.0pp
Community West BancsharesCWBC
74.7%
+6.1pp

主要指標

銘柄コード
時価総額
PER (TTM)
ROE (TTM)
負債比率
RRBI$600.66M13.712.3%0.0%
AROW$570.06M12.910.6%0.7%
NFBK$567.57M678.30.1%17.7%

長期トレンド

直近4四半期
売上高
純利益
営業キャッシュフロー
4四半期売上高CAGR
2.5%
緩やかな成長
4四半期純利益CAGR
1.4%
収益性の緩やかな改善
キャッシュフロー安定性
75%
キャッシュフローの変動が大きい

深度リサーチ

次回決算:2026年4月8日
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EPS:-
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売上高:-
財務レポート
財務データ
全年度
  • Form 10-Q - Q3 2025

    会計期末: 2025年9月30日|提出日: 2025年11月7日|
    売上高: $35.93M-3.3%
    |
    EPS: $1.15-8.7%
    予想を上回る
  • Form 10-Q - Q2 2025

    会計期末: 2025年6月30日|提出日: 2025年8月7日|
    売上高: $34.48M-3.1%
    |
    EPS: $1.18-5.6%
    予想を上回る
  • Form 10-Q - Q1 2025

    会計期末: 2025年3月31日|提出日: 2025年5月12日|
    売上高: $32.20M-8.8%
    |
    EPS: $1.10-9.8%
    予想を上回る
  • Form 10-K - FY 2024

    会計期末: 2024年12月31日|提出日: 2025年3月12日|
    売上高: $142.79M+9.2%
    |
    EPS: $4.92+59.2%
    予想を上回る
  • Form 10-Q - Q3 2024

    会計期末: 2024年9月30日|提出日: 2024年11月5日|
    売上高: $37.17M+13.6%
    |
    EPS: $1.26+46.5%
    予想を上回る
  • Form 10-Q - Q2 2024

    会計期末: 2024年6月30日|提出日: 2024年8月8日|
    売上高: $35.60M+15.5%
    |
    EPS: $1.25+17.9%
    予想を上回る
  • Form 10-Q - Q1 2024

    会計期末: 2024年3月31日|提出日: 2024年5月15日|
    売上高: $35.30M+25.8%
    |
    EPS: $1.22+16.2%
    予想を上回る
  • Form 10-K - FY 2023

    会計期末: 2023年12月31日|提出日: 2024年3月25日|
    売上高: $130.79M+60.1%
    |
    EPS: $3.09-5.2%
    予想を下回る