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Banco Bradesco S.A.

Banco Bradesco S.A.

NYSE•BBD
CEO: Mr. Marcelo de Araujo Noronha
セクター: Financial Services
業種: Banks - Regional
上場日: 2002-08-02
Banco Bradesco S.A., together with its subsidiaries, provides various banking products and services to individuals, corporates, and businesses in Brazil and internationally. The company operates through two segments, Banking and Insurance. It provides current, savings, click, and salary accounts; real estate credit, vehicle financing, payroll loans, mortgage loans, microcredit, leasing, and personal and installment credit; overdraft and agribusiness loans; debit and business cards; financial and security services; consortium products; car, personal accident, dental, travel, and life insurance; investment products; pension products; foreign currency exchange services; capitalization bonds; and internet banking services. Banco Bradesco S.A. was founded in 1943 and is headquartered in Osasco, Brazil.
連絡先情報
Cidade De Deus, S/N, Vila Yara, Osasco, SP, 06029-900, Brazil
55-80-0704-8383
banco.bradesco
時価総額
$41.67B
PER (TTM)
9.4
14.6
配当利回り
4.7%
52週高値
$4.29
52週安値
$1.93
52週レンジ
85%
順位47Top 61.9%
3.4
F-Score
改良版 Piotroski 分析
10年ファンダメンタル
弱い • 3.4 / 9 ポイント
スコアレンジ (0-9)
8-9: 価値が優れている
6-7: 基礎体質が強い
4-5: 全体的に堅調
0-3: パフォーマンスが弱い
データ期間: 2016-2025

財務ダッシュボード

Q4 2025 データ

売上高

$4.20B+0.00%
直近4四半期の推移

EPS

$0.11+0.00%
直近4四半期の推移

フリーCF

-$28.04B+0.00%
直近4四半期の推移

2024 Annual 決算ハイライト

主なハイライト

Consolidated Net Income Rises Net income grew 21.0% to R$17.54B in 2024, driven by strong financial margin performance and insurance segment recovery.
Net Interest Margin Improves NIM increased to 3.5% in 2024 from 2.7% in 2023, supported by favorable interest rate movements and volume growth in loans.
Asset Quality Shows Strength Delinquency ratio (90+ days past due) improved significantly, decreasing to 4.0% in 2024 from 5.1% in the prior year.
Insurance Profitability Surges Gross profit from insurance and pension plans jumped 70.8% to R$8.94B, reflecting higher income from PAA and BBA contracts.

リスク要因

Brazilian Macroeconomic Instability Persistent high inflation, political uncertainty, and potential low economic growth rates in Brazil directly impact business operations and asset values.
Interest Rate Volatility Risk Changes in the SELIC base rate by the Central Bank can materially affect net interest margins, increasing funding costs or reducing interest income.
Cybersecurity and System Failures Exposure to cyber incidents, system breaches, and failures in operational or technological infrastructure could interrupt businesses and cause material losses.
Tax Reform Uncertainty Ongoing discussions regarding comprehensive tax reform in Brazil create uncertainty regarding future tax burdens and potential impacts on gross margins.

見通し

NIM Resilience Expected Future net interest margin will be influenced by the Central Bank's stance on persistent high inflation and fluctuating SELIC rate adjustments.
Credit Quality Focus Maintained Expect continued focus on portfolio quality, leveraging improved delinquency ratios and efficient collection processes to manage credit costs.
Digital Transformation Advances Strategic plan emphasizes streamlining operations via new organizational structure and expanding digital channels, including the Mobile App and BIA tool.
Global Geopolitical Pressures Geopolitical conflicts and trade disputes may generate widespread uncertainties impacting investor risk appetite and global economic growth prospects.

同業比較

売上高 (TTM)

Banco Santander (Brasil) S.A.BSBR
$118.14B
-5.8%
Lloyds Banking Group plcLYG
$85.83B
+72.8%
Itaú Unibanco Holding S.A.ITUB
$68.80B
+20.3%

粗利益率 (最新四半期)

Banco de ChileBCH
2129.7%
+35.5pp
Lloyds Banking Group plcLYG
100.0%
-82.4pp
Grupo Supervielle S.A.SUPV
100.0%
+46.9pp

主要指標

銘柄コード
時価総額
PER (TTM)
ROE (TTM)
負債比率
ITUB$101.11B11.721.6%32.9%
LYG$83.78B13.110.3%14.9%
DB$68.67B8.59.2%16.3%

長期トレンド

直近4四半期
売上高
純利益
営業キャッシュフロー
4四半期売上高CAGR
-29.4%
成長鈍化
4四半期純利益CAGR
8.1%
収益性の着実な向上
キャッシュフロー安定性
50%
キャッシュフローに注意が必要

深度リサーチ

次回決算:2026年4月29日
|
EPS:$0.02
|
売上高:$6.88B
財務レポート
財務データ
ニュース
全年度

  • Form 20-F - FY 2024

    会計期末: 2024年12月31日|提出日: 2025年3月31日|
    売上高: $46.18B-2.0%
    |
    EPS: $0.30+21.6%
    予想を上回る

  • Form 20-F - FY 2023

    会計期末: 2023年12月31日|提出日: 2024年4月29日|
    売上高: $50.98B+6.3%
    |
    EPS: $0.27-32.7%
    予想を上回る

  • Form 20-F - FY 2022

    会計期末: 2022年12月31日|提出日: 2023年4月28日|
    売上高: $50.98B+52.1%
    |
    EPS: $0.27+1.0%
    予想を下回る

  • Form 20-F - FY 2021

    会計期末: 2021年12月31日|提出日: 2022年4月29日|
    売上高: $50.98B+20.3%
    |
    EPS: $0.27+33.1%
    予想を下回る

  • Form 20-F - FY 2020

    会計期末: 2020年12月31日|提出日: 2021年4月30日|
    売上高: $50.98B-17.1%
    |
    EPS: $0.27-29.9%
    予想を下回る