Eagle Bancorp, Inc.
NASDAQ•EGBN
CEO: Mr. Norman R. Pozez
セクター: Financial Services
業種: Banks - Regional
上場日: 1999-07-14
Eagle Bancorp, Inc. operates as the bank holding company for EagleBank that provides commercial and consumer banking services primarily in the United States. The company also offers various commercial and consumer lending products comprising commercial loans for working capital, equipment purchases, real estate lines of credit, and government contract financing; asset based lending and accounts receivable financing; construction and commercial real estate loans; business equipment financing; consumer home equity lines of credit, personal lines of credit, and term loans; consumer installment loans, such as auto and personal loans; personal credit cards; and residential mortgage loans. In addition, it provides online and mobile banking services; checking and saving accounts; and other deposit services, including cash management services, business sweep accounts, lock boxes, remote deposit captures, account reconciliation services, merchant card services, safety deposit boxes, and automated clearing house origination, as well as after-hours depositories and ATM services. Further, the company offers insurance products and services through a referral program; and treasury management services. The company serves sole proprietors, small and medium-sized businesses, partnerships, corporations, and non-profit organizations and associations, as well as investors. Eagle Bancorp, Inc. was incorporated in 1997 and is headquartered in Bethesda, Maryland.
連絡先情報
7830 Old Georgetown Road, Third Floor, Bethesda, MD, 20814, United States
301-986-1800
時価総額
$736.81M
PER (TTM)
-5.7
14.5
配当利回り
1.4%
52週高値
$29.26
52週安値
$15.03
52週レンジ
順位55Top 80.0%
2.6
F-Score
改良版 Piotroski 分析
10年ファンダメンタル
弱い • 2.6 / 9 ポイント
スコアレンジ (0-9)
8-9: 価値が優れている
6-7: 基礎体質が強い
4-5: 全体的に堅調
0-3: パフォーマンスが弱い
データ期間: 2016-2025
財務ダッシュボード
Q4 2025 データ
売上高
$161.72M-6.24%
直近4四半期の推移
EPS
$0.25-50.98%
直近4四半期の推移
フリーCF
-$35.40M+0.00%
直近4四半期の推移
2025 Annual 決算ハイライト
主なハイライト
Massive Credit Loss Provisioning Provision for credit losses surged to $293.1M in 2025, up from $66.4M in 2024, reflecting severe asset quality deterioration across the portfolio.
Significant Net Loss Recorded Company posted a net loss of $(138.05M) in 2025, substantially worse than the $(47.04M) loss in 2024, primarily driven by elevated credit costs.
Loan Portfolio Contraction Total loans held for investment decreased by $654.4M to $7.28B, while total assets fell $632.3M year-over-year as securities were liquidated.
Strong Capital Position Maintained CET1 ratio stood at 13.07%, exceeding the 7.00% minimum requirement, demonstrating capital strength despite challenging operating results.
リスク要因
Commercial Real Estate Stress Heavy CRE concentration (80% of portfolio) led to $248.2M in net charge-offs, primarily concentrated in the D.C. metro office sector.
Heightened Credit Provisioning ACL coverage ratio improved significantly to 2.19% of loans, reflecting management's conservative stance amid ongoing uncertainty in office valuations.
Deposit Outflow Vulnerability $2.3B in uninsured deposits (25% of total) creates heightened risk of rapid deposit migration if market confidence wavers or funding costs rise.
Legal Contingency Exposure $10M provision recorded for ongoing U.S. Attorney investigation, diverting management attention and creating financial uncertainty regarding potential resolution.
見通し
Accelerated Asset Disposition Strategy focuses on accelerating dispositions of criticized and classified loans to reduce overall asset quality risk exposure in the near term.
Digital Deposit Modernization Bank launched a new digital platform in early 2024 to modernize deposit offerings and better compete for stable funding sources across the U.S.
Conservative Valuation Approach Management will continue conservative valuations for CRE, especially office properties, factoring in market volatility and refinancing risk.
Capital Buffer Maintenance Expect to maintain capital ratios well in excess of regulatory requirements despite recent net losses and the reduction of quarterly dividends to preserve capital.
同業比較
売上高 (TTM)
$1.41B
$634.26M
$489.41M
粗利益率 (最新四半期)
96.6%
90.9%
82.9%
主要指標
銘柄コード | 時価総額 | PER (TTM) | ROE (TTM) | 負債比率 |
|---|---|---|---|---|
| CUBI | $2.21B | 9.9 | 11.2% | 6.9% |
| MOFG | $1.02B | 17.4 | 10.0% | 1.6% |
| MPB | $788.31M | 12.9 | 7.4% | 1.0% |
長期トレンド
直近4四半期
売上高
純利益
営業キャッシュフロー
4四半期売上高CAGR
-0.1%
横ばい
4四半期純利益CAGR
65.3%
収益性の大幅な改善
キャッシュフロー安定性
50%
キャッシュフローに注意が必要
深度リサーチ
次回決算:2026年4月21日
EPS:-
|売上高:-
財務データ
決算説明会
財務レポート
ニュース
損益計算書
バランスシート
キャッシュフロー計算書
財務比率
変化率
損益計算書 | 直近12ヶ月 |
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データなし