NatWest Group plc

NYSE•NWG

CEO: Mr. John-Paul Thwaite

セクター: Financial Services

業種: Banks - Diversified

上場日: 2007-10-18

NatWest Group plc, together with its subsidiaries, provides banking and financial products and services to personal, commercial, corporate, and institutional customers in the United Kingdom and internationally. It operates through Retail Banking, Private Banking, and Commercial & Institutional segments. The Retail Banking segment offers a range of banking products and related financial services, such as current accounts, mortgages, personal unsecured lending, and personal deposits, as well as mobile and online banking services. The Private Banking segment provides private banking and wealth management products for high-net-worth individuals and their business interests. The Commercial & Institutional segment offers banking and financial solutions to large corporate organisations, multi-nationals, and financial institutions. The company was formerly known as The Royal Bank of Scotland Group plc and changed its name to NatWest Group plc in July 2020. NatWest Group plc was founded in 1727 and is headquartered in Edinburgh, the United Kingdom.

連絡先情報

Gogarburn, 175 Glasgow Road PO Box 1000, Edinburgh, EH12 1HQ, United Kingdom

44-13-1556-8555

www.natwestgroup.com

時価総額

$30.91B

PER (TTM)

8.0

13.7

配当利回り

4.3%

52週高値

$19.36

52週安値

$10.40

52週レンジ

57%

順位41Top 44.9%

4.0

F-Score

改良版 Piotroski 分析

10年ファンダメンタル

堅調 • 4 / 9 ポイント

スコアレンジ (0-9)

8-9: 価値が優れている

6-7: 基礎体質が強い

4-5: 全体的に堅調

0-3: パフォーマンスが弱い

データ期間: 2016-2025

財務ダッシュボード

Q4 2025 データ

売上高

$9.83B+0.00%

直近4四半期の推移

EPS

$0.90+0.00%

直近4四半期の推移

フリーCF

$0.00+0.00%

直近4四半期の推移

2025 Annual 決算ハイライト

主なハイライト

Strong Profit Attributable Growth Profit attributable to ordinary shareholders was £5,479M, marking a 21.2% increase compared to the prior year's £4,519M.

Income Growth and NIM Expansion Total income excluding notable items grew 12.0% to £16.4B, with Net Interest Margin improving 21 basis points to 2.34%.

Robust Capital Adequacy CET1 ratio strengthened by 40 basis points to 14.0% at year-end 2025, providing significant headroom above minimum requirements.

Balance Sheet and Lending Growth Total assets reached £714.6B, reflecting a 0.9% increase, supported by £18.6B growth in net loans to customers.

リスク要因

Rising Credit Impairment Charge Loan impairment rate rose to 16bps (from 9bps), resulting in an ECL charge of £671M, up significantly from £359M in 2024.

Increased Risk-Weighted Assets Total RWAs increased by £10.1B to £193.3B, mainly driven by a £7.6B rise in credit risk RWAs reflecting lending growth.

Operational and Cyber Resilience Inherent risks from reliance on complex IT systems, sophisticated cyberattacks, and evolving data management practices remain critical concerns.

Economic and Political Uncertainty Continued exposure to UK and global economic risks, including inflation, interest rate volatility, and geopolitical developments, impacts performance.

見通し

Projected Hedge Income Increase Expect total structural hedge income to increase by around £1.5B in 2026 compared to 2025, with a further £1B increase expected in 2027.

Shareholder Capital Distributions Intend to commence a £750M share buyback programme in H1 2026, following total capital distributions deducted of £4.1B in 2025.

Climate Finance Commitment Targeting £200B in transition and climate finance between July 2025 and the end of 2030, supported by ongoing portfolio-level activity.

Focus on Efficiency and Agility Continue making progress on becoming a simpler, more agile, and technology-driven bank by delivering efficiencies from investment programmes.

同業比較

売上高 (TTM)

$114.98B

+11.5%

BBD

$61.22B

+37.3%

BBDO

$57.86B

+29.7%

粗利益率 (最新四半期)

RJF

89.4%

+1.9pp

FITB

71.4%

+10.6pp

MTB

70.5%

+4.0pp

主要指標

銘柄コード	時価総額	PER (TTM)	ROE (TTM)	負債比率
MS	$250.63B	14.7	15.4%	33.5%
TFC	$55.70B	10.6	8.2%	12.7%
BBD	$38.08B	8.4	13.6%	15.5%

長期トレンド

直近4四半期

売上高

純利益

営業キャッシュフロー

4四半期売上高CAGR

2.4%

緩やかな成長

4四半期純利益CAGR

5.1%

収益性の着実な向上

キャッシュフロー安定性

キャッシュフローに注意が必要

深度リサーチ

次回決算:2026年5月1日

EPS:$0.48

売上高:$5.87B

財務データ

決算説明会

財務レポート

ニュース

損益計算書

バランスシート

キャッシュフロー計算書

財務比率

変化率

損益計算書	直近12ヶ月

データなし