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NatWest Group plc

NatWest Group plc

NYSE•NWG
CEO: Mr. John-Paul Thwaite
セクター: Financial Services
業種: Banks - Diversified
上場日: 2007-10-18
NatWest Group plc, together with its subsidiaries, provides banking and financial products and services to personal, commercial, corporate, and institutional customers in the United Kingdom and internationally. It operates through Retail Banking, Private Banking, and Commercial & Institutional segments. The Retail Banking segment offers a range of banking products and related financial services, such as current accounts, mortgages, personal unsecured lending, and personal deposits, as well as mobile and online banking services. The Private Banking segment provides private banking and wealth management products for high-net-worth individuals and their business interests. The Commercial & Institutional segment offers banking and financial solutions to large corporate organisations, multi-nationals, and financial institutions. The company was formerly known as The Royal Bank of Scotland Group plc and changed its name to NatWest Group plc in July 2020. NatWest Group plc was founded in 1727 and is headquartered in Edinburgh, the United Kingdom.
連絡先情報
Gogarburn, 175 Glasgow Road PO Box 1000, Edinburgh, EH12 1HQ, United Kingdom
44-13-1556-8555
www.natwestgroup.com
時価総額
$32.55B
PER (TTM)
4.2
16.2
配当利回り
4.2%
52週高値
$19.36
52週安値
$10.40
52週レンジ
66%
順位41Top 44.9%
4.0
F-Score
改良版 Piotroski 分析
10年ファンダメンタル
堅調 • 4 / 9 ポイント
スコアレンジ (0-9)
8-9: 価値が優れている
6-7: 基礎体質が強い
4-5: 全体的に堅調
0-3: パフォーマンスが弱い
データ期間: 2016-2025

財務ダッシュボード

Q3 2025 データ

売上高

$10.17B+115.66%
直近4四半期の推移

EPS

$1.08+185.71%
直近4四半期の推移

フリーCF

$0.00+0.00%
直近4四半期の推移

2024 Annual 決算ハイライト

主なハイライト

Strong Income Growth Excluding Items Total income excluding notable items rose 2.2% to £14.648B, supported by NIM expansion to 2.13%. Attributable profit grew 2.8% to £4.519B.
CET1 Ratio Increased to 13.6% CET1 ratio rose 20 basis points to 13.6%, reflecting attributable profit offset by capital distributions. RWAs increased slightly to £183.2B.
Cost Discipline and FTE Reduction FTE reduced 3% to c.59,200, reflecting ongoing simplification efforts. Cost:income ratio (excl. litigation) was 53.4%, slightly higher than prior year.
Lower Impairment Charge Net impairment charge decreased to £359M, with the loan impairment rate falling 6 basis points to 9bps. ECL coverage ratio decreased to 0.83%.

リスク要因

UK Economic Uncertainty Risks Continued exposure to UK economic/political risks, inflation, and interest rate uncertainty, which could impact asset values and customer creditworthiness.
Prudential Regulation Implementation Ongoing Basel 3.1 changes are expected to increase capital requirements, potentially raising funding costs and reducing return on equity.
Operational and Cyber Resilience High dependency on complex IT systems and increasing sophistication of cyberattacks pose material operational and reputational risks.
Intensifying Market Competition Competition from incumbents, fintechs, and BigTechs pressures margins, especially in digital sales and customer engagement across all business lines.

見通し

Interest Rate Sensitivity Outlook Performance sensitive to interest rate changes; structural hedges aim to manage volatility, but expected rate cuts could compress NIM further.
Maturing Climate Risk Integration Continued enhancement of climate risk modelling, scenario analysis, and integration into ICAAP/IFRS 9 processes, with expanded scope to include nature-related risks.
Strategy Execution and Growth Focus remains on disciplined growth, simplification, and achieving targets like £100B climate and sustainable funding by end of 2025.
Evolving Regulatory Landscape Continued adaptation to evolving regulatory requirements, including Consumer Duty implementation and ongoing scrutiny across compliance and conduct.

同業比較

売上高 (TTM)

Morgan StanleyMS
$116.11B
+12.6%
Banco Bradesco S.A.BBDO
$57.86B
+29.7%
Banco Bradesco S.A.BBD
$44.75B
+0.3%

粗利益率 (最新四半期)

Banco Bradesco S.A.BBD
100.0%
-9.0pp
Raymond James Financial, Inc.RJF
89.4%
+1.9pp
Fifth Third BancorpFITB
71.4%
+10.6pp

主要指標

銘柄コード
時価総額
PER (TTM)
ROE (TTM)
負債比率
MS$267.09B15.715.7%0.0%
TFC$66.61B12.48.2%12.7%
BBD$43.26B9.513.6%15.5%

長期トレンド

直近4四半期
売上高
純利益
営業キャッシュフロー
4四半期売上高CAGR
3.0%
緩やかな成長
4四半期純利益CAGR
10.0%
収益性の着実な向上
キャッシュフロー安定性
0%
キャッシュフローに注意が必要

深度リサーチ

次回決算:2026年2月13日
|
EPS:$0.36
|
売上高:$5.72B
財務レポート
財務データ
全年度

  • Form 20-F - FY 2024

    会計期末: 2024年12月31日|提出日: 2025年2月21日|
    売上高: $36.50B+101.6%
    |
    EPS: $1.35+8.2%
    予想を上回る

  • Form 20-F - FY 2023

    会計期末: 2023年12月31日|提出日: 2024年2月23日|
    売上高: $17.62B+9.2%
    |
    EPS: $1.22+44.1%
    予想を上回る

  • Form 20-F - FY 2022

    会計期末: 2022年12月31日|提出日: 2023年2月24日|
    売上高: $17.62B+10.5%
    |
    EPS: $1.22+25.9%
    予想を上回る

  • Form 20-F - FY 2021

    会計期末: 2021年12月31日|提出日: 2022年3月4日|
    売上高: $17.62B-10.2%
    |
    EPS: $1.22+420.7%
    予想を上回る

  • Form 20-F - FY 2020

    会計期末: 2020年12月31日|提出日: 2021年3月5日|
    売上高: $17.62B-13.1%
    |
    EPS: $1.22-130.1%
    予想を下回る