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Nicolet Bankshares, Inc.

Nicolet Bankshares, Inc.

NYSE•NIC
CEO: Mr. Michael E. Daniels
セクター: Financial Services
業種: Banks - Regional
上場日: 2013-05-17
Nicolet Bankshares, Inc. operates as the bank holding company for Nicolet National Bank that provides banking products and services for businesses and individuals in Wisconsin and Michigan. The company accepts checking, savings, and money market accounts; various certificates of deposit; and individual retirement accounts. It also offers commercial loans, including commercial, industrial, and business loans and lines of credit; commercial real estate loans; agricultural (AG) production and AG real estate loans; commercial real estate investment real estate loans; construction and land development loans; residential real estate loans, such as residential first lien and junior lien mortgages, home equity loans, lines of credit, and residential construction loans; and consumer loans. In addition, the company provides cash management, international banking, personal brokerage, safe deposit boxes, and trust and fiduciary services, as well as wealth management and retirement plan services. Further, it offers mortgage refinancing; online services, such as commercial, retail, and trust online banking; automated bill payment, mobile banking deposits and account access, and remote deposit capture services; and other services consisting of wire transfers, debit cards, credit cards, pre-paid gift cards, direct deposits, and official bank checks, as well as facilitates crop insurance products. The company was formerly known as Green Bay Financial Corporation and changed its name to Nicolet Bankshares, Inc. in March 2002. The company was incorporated in 2000 and is headquartered in Green Bay, Wisconsin.
連絡先情報
111 North Washington Street, Green Bay, WI, 54301, United States
920-430-1400
www.nicoletbank.com
時価総額
$2.30B
PER (TTM)
15.2
14.8
配当利回り
0.8%
52週高値
$156.28
52週安値
$97.90
52週レンジ
98%
順位40Top 42.0%
4.1
F-Score
改良版 Piotroski 分析
10年ファンダメンタル
堅調 • 4.1 / 9 ポイント
スコアレンジ (0-9)
8-9: 価値が優れている
6-7: 基礎体質が強い
4-5: 全体的に堅調
0-3: パフォーマンスが弱い
データ期間: 2016-2025

財務ダッシュボード

Q4 2025 データ

売上高

$139.42M+5.24%
直近4四半期の推移

EPS

$2.72+20.89%
直近4四半期の推移

フリーCF

$0.00-100.00%
直近4四半期の推移

2025 Q3 決算ハイライト

主なハイライト

Strong Net Income Growth Net income reached $110.4M YTD, driven by NII growth of 15% to $225.6M, resulting in diluted EPS of $7.14.
NIM Expansion and Yields Tax-equivalent NIM expanded 30 basis points to 3.72% YTD, benefiting from higher loan yields and reduced funding costs across the portfolio.
Solid Loan Portfolio Growth Total loans grew 4% since year-end to $6.87B by September 30, 2025, primarily driven by commercial and industrial loan expansion.
Stable Asset Quality Metrics Nonperforming assets decreased slightly to $28.2M (0.31% of assets); ACL coverage remained steady at 1.00% of period-end loans.

リスク要因

Merger Integration Uncertainty Successful integration of MidWestOne is uncertain; potential delays, cost overruns, or failure to realize anticipated cost savings pose risks.
Regulatory Approval Delays Merger completion is subject to regulatory approvals which may be delayed or impose unanticipated burdensome conditions on operations.
Interest Rate Sensitivity Exposure Projected net interest income sensitivity shows a 3.9% decline under a 200 bps rate increase scenario over one year.
Deposit Funding Mix Shift Brokered deposits decreased $145M from year-end, requiring reliance on core deposit growth to fund increasing loan volumes.

見通し

MidWestOne Merger Execution Merger expected to close in the first half of 2026, contingent on regulatory approvals and stockholder satisfaction of closing conditions.
Maintaining NIM Performance Management will focus on managing rate spread by balancing loan repricing against expected deposit cost dynamics in the current environment.
Capital Strength Maintained Bank capital ratios remain well-capitalized above minimums, supporting opportunistic strategic growth initiatives post-merger.
Credit Quality Monitoring Continued intensive analysis of the loan portfolio to maintain prudent underwriting and establish appropriate allowance levels for expected losses.

同業比較

売上高 (TTM)

Banco BBVA Argentina S.A.BBAR
$4.50B
-20.1%
Pinnacle Financial Partners, Inc.PNFP
$2.92B
+2.3%
Bank OZKOZK
$2.81B
+1.1%

粗利益率 (最新四半期)

OFG BancorpOFG
80.6%
+14.5pp
TriCo BancsharesTCBK
79.7%
+5.9pp
City Holding CompanyCHCO
79.3%
+4.6pp

主要指標

銘柄コード
時価総額
PER (TTM)
ROE (TTM)
負債比率
PNFP$7.39B11.59.5%4.4%
OZK$5.54B7.611.9%1.1%
BBAR$3.30B18.89.3%3.2%

長期トレンド

直近4四半期
売上高
純利益
営業キャッシュフロー
4四半期売上高CAGR
2.1%
緩やかな成長
4四半期純利益CAGR
7.4%
収益性の着実な向上
キャッシュフロー安定性
75%
キャッシュフローの変動が大きい

深度リサーチ

次回決算:2026年4月13日
|
EPS:-
|
売上高:-
財務レポート
財務データ
全年度

  • Form 10-Q - Q3 2025

    会計期末: 2025年9月30日|提出日: 2025年10月31日|
    売上高: $143.95M+6.6%
    |
    EPS: $2.80+29.6%
    予想を上回る

  • Form 10-Q - Q2 2025

    会計期末: 2025年6月30日|提出日: 2025年8月1日|
    売上高: $138.27M+7.6%
    |
    EPS: $2.40+22.4%
    予想を上回る

  • Form 10-Q - Q1 2025

    会計期末: 2025年3月31日|提出日: 2025年4月29日|
    売上高: $130.96M+6.1%
    |
    EPS: $2.14+15.1%
    予想を上回る

  • Form 10-K - FY 2024

    会計期末: 2024年12月31日|提出日: 2025年2月25日|
    売上高: $519.42M+24.6%
    |
    EPS: $8.24+97.6%
    予想を上回る

  • Form 10-Q - Q3 2024

    会計期末: 2024年9月30日|提出日: 2024年11月1日|
    売上高: $135.00M+16.0%
    |
    EPS: $2.16+86.2%
    予想を上回る

  • Form 10-Q - Q2 2024

    会計期末: 2024年6月30日|提出日: 2024年8月5日|
    売上高: $128.49M+18.0%
    |
    EPS: $1.96+27.3%
    予想を上回る

  • Form 10-Q - Q1 2024

    会計期末: 2024年3月31日|提出日: 2024年5月8日|
    売上高: $123.45M+95.4%
    |
    EPS: $1.86-404.9%
    予想を上回る

  • Form 10-K - FY 2023

    会計期末: 2023年12月31日|提出日: 2024年2月28日|
    売上高: $416.85M+25.5%
    |
    EPS: $4.17-38.5%
    予想を下回る