Finance of America Companies Inc.

NYSE•FOA

CEO: Mr. Brian L. Libman

セクター: Financial Services

業種: Financial - Credit Services

上場日: 2019-04-18

Finance of America Companies Inc. a financial service holding company, through its subsidiaries, engages in the operation of a retirement solutions platform in the United States. It operates through two segments: Retirement Solutions and Portfolio Management. The Retirement Solutions segment engages in the loan origination activities comprising home equity conversion, proprietary reverse, and hybrid mortgage loans for senior homeowners. The Portfolio Management segment provides product development, loan securitization, loan sales, risk management, servicing oversight, and asset management services for borrowers and investors. The company was founded in 2013 and is headquartered in Plano, Texas.

連絡先情報

5830 Granite Parkway, Suite 400, Plano, TX, 75024, United States

877-202-2666

www.financeofamerica.com

時価総額

$179.97M

PER (TTM)

4.9

27.6

配当利回り

52週高値

$29.58

52週安値

$15.77

52週レンジ

32%

順位55Top 80.0%

2.6

F-Score

改良版 Piotroski 分析

8年ファンダメンタル

弱い • 2.6 / 9 ポイント

スコアレンジ (0-9)

8-9: 価値が優れている

6-7: 基礎体質が強い

4-5: 全体的に堅調

0-3: パフォーマンスが弱い

データ期間: 2018-2025

財務ダッシュボード

Q1 2026 データ

売上高

$509.06M+0.00%

直近4四半期の推移

EPS

$1.93+0.00%

直近4四半期の推移

フリーCF

-$130.86M+0.00%

直近4四半期の推移

2025 Annual 決算ハイライト

主なハイライト

Net Income Surge Net income attributable to controlling interest reached $48.22 M USD, marking a 175.6% increase over 2024 results.

Total Revenue Growth Total revenues grew to $497.43 M USD, reflecting a 26.1% increase driven by higher origination volumes and fair value gains.

Retirement Solutions Profitability Retirement Solutions segment net income before taxes soared to $46.21 M USD, up 323.8% from the prior year.

Equity Repurchase Activity Company repurchased 4.015 M shares/units in December 2025 for $10.00 per unit, reducing outstanding equity base.

リスク要因

Interest Rate Sensitivity Risk Business highly impacted by prevailing interest rates; rising rates negatively affect loan origination volume and fair value of assets.

Portfolio Monetization Dependence Success relies on ability to finance loan portfolio and profitably securitize assets, facing unique challenges in home equity financing.

Substantial Debt Repayment Total indebtedness stands at $30.2 B USD; repayment of certain debt facilities required in 2026 may strain liquidity.

Digital Strategy Realization Failure to effectively coordinate marketing efforts or realize anticipated benefits from new digital tools may limit origination volume growth.

見通し

Strategic Partnership Expansion Announced partnership with Better to originate traditional home equity loans using Better’s AI platform starting in 2026.

HECM Servicing Acquisition FAR agreed to acquire PHH’s HECM servicing portfolio, pipeline, and experienced origination team members in November 2025.

New Product Development Strategic partnership with Blue Owl funds joint innovation for continuous rollout of new, differentiated financial retirement products.

Technology Investment Focus Continued technology investments, including AI chatbot "Joy," aim to improve efficiency and enhance customer/broker origination experience.

同業比較

売上高 (TTM)

FOA

$2.09B

+1.5%

YRD

$797.63M

-1.3%

OPRT

$616.91M

+9.6%

粗利益率 (最新四半期)

SSSS

100.0%

+2471.6pp

MFIN

93.2%

+5.4pp

LPRO

76.3%

+4.1pp

主要指標

銘柄コード	時価総額	PER (TTM)	ROE (TTM)	負債比率
PKBK	$380.62M	9.0	13.0%	6.9%
SSSS	$357.16M	1.7	80.6%	16.1%
FDBC	$289.97M	9.7	12.8%	0.5%

長期トレンド

直近4四半期

売上高

純利益

営業キャッシュフロー

4四半期売上高CAGR

-5.2%

成長鈍化

4四半期純利益CAGR

-20.6%

収益性の低下

キャッシュフロー安定性

キャッシュフローに注意が必要

深度リサーチ

財務データ

決算説明会

財務レポート

ニュース

損益計算書

バランスシート

キャッシュフロー計算書

財務比率

変化率

損益計算書	直近12ヶ月

データなし