Finance of America Companies Inc.

NYSE•FOA

CEO: Mr. Brian L. Libman

セクター: Financial Services

業種: Financial - Credit Services

上場日: 2019-04-18

Finance of America Companies Inc. a financial service holding company, through its subsidiaries, engages in the operation of a retirement solutions platform in the United States. It operates through two segments: Retirement Solutions and Portfolio Management. The Retirement Solutions segment engages in the loan origination activities comprising home equity conversion, proprietary reverse, and hybrid mortgage loans for senior homeowners. The Portfolio Management segment provides product development, loan securitization, loan sales, risk management, servicing oversight, and asset management services for borrowers and investors. The company was founded in 2013 and is headquartered in Plano, Texas.

連絡先情報

5830 Granite Parkway, Suite 400, Plano, TX, 75024, United States

877-202-2666

www.financeofamerica.com

時価総額

$176.27M

PER (TTM)

3.0

29.3

配当利回り

52週高値

$29.58

52週安値

$16.58

52週レンジ

順位55Top 80.0%

2.6

F-Score

改良版 Piotroski 分析

8年ファンダメンタル

弱い • 2.6 / 9 ポイント

スコアレンジ (0-9)

8-9: 価値が優れている

6-7: 基礎体質が強い

4-5: 全体的に堅調

0-3: パフォーマンスが弱い

データ期間: 2018-2025

財務ダッシュボード

Q4 2025 データ

売上高

$483.03M+0.00%

直近4四半期の推移

EPS

-$1.34+0.00%

直近4四半期の推移

フリーCF

$0.00+0.00%

直近4四半期の推移

2025 Q3 決算ハイライト

主なハイライト

Net Portfolio Income Growth Net portfolio interest income reached $208.00M, reflecting a $9.29M increase for the nine months ended September 30, 2025.

Asset Base Expansion Total assets grew to $30.66B compared to $29.16B at December 31, 2024, showing balance sheet growth.

Cash Position Improvement Cash and restricted cash increased by $100.42M during the nine months ended September 30, 2025, strengthening liquidity.

Retirement Solutions Revenue Retirement Solutions segment revenues grew 5.7% to $68.12M for the three months ended September 30, 2025.

リスク要因

Net Income Decline Net income attributable to controlling interest fell to $58.28M, down $18.30M compared to $76.58M nine months prior.

Total Revenue Drop Total revenues decreased $19.87M to $423.92M, primarily due to lower net fair value changes on loans and obligations.

Internal Control Weakness Material weakness in internal control over financial reporting regarding cash flow classification remains uncorrected as of September 30, 2025.

Repurchase Price Risk Repurchase closing timeline uncertain; purchase price for Sold Equity may increase if delayed past the Initial Outside Date.

見通し

Platform Streamlining Success Efforts focus on streamlining marketing, originations operations, and enhancing digital capabilities for unified platform.

New Product Launch Launching AI-powered HELOCs and HELOANs via Better.com partnership to capture new borrower segments.

HMBS 2.0 Integration Anticipating Ginnie Mae HMBS 2.0 program implementation in 2026 to increase securitization eligibility for HECM loans.

Capital Optimization Focus Management continues optimizing balance sheet cash use to avoid unnecessary interest carrying costs moving forward.

同業比較

売上高 (TTM)

SSSS

$1.69T

+36082586.2%

FOA

$2.14B

+10.0%

YRD

$864.82M

+10.8%

粗利益率 (最新四半期)

LIEN

99.7%

-0.3pp

MFIN

96.9%

+5.4pp

FOA

96.7%

+0.0pp

主要指標

銘柄コード	時価総額	PER (TTM)	ROE (TTM)	負債比率
PKBK	$323.31M	8.5	12.0%	6.4%
YRD	$319.05M	1.8	12.7%	0.3%
MBCN	$273.63M	14.0	8.8%	9.8%

長期トレンド

直近4四半期

売上高

純利益

営業キャッシュフロー

4四半期売上高CAGR

-5.5%

成長鈍化

4四半期純利益CAGR

N/M

収益構造の変化

キャッシュフロー安定性

キャッシュフローに注意が必要

深度リサーチ

次回決算:2026年5月4日

EPS:-

売上高:-

財務データ

決算説明会

財務レポート

ニュース

損益計算書

バランスシート

キャッシュフロー計算書

財務比率

変化率

損益計算書	直近12ヶ月

データなし