WaFd, Inc.
NASDAQ•WAFD
CEO: Mr. Brent J. Beardall CPA
セクター: Financial Services
業種: Banks - Regional
上場日: 1982-11-09
WaFd, Inc. operates as the bank holding company for Washington Federal Bank that provides lending, depository, insurance, and other banking services in the United States. The company provides deposit products, including business and personal checking accounts, and term certificates of deposit, as well as money market accounts and passbook savings accounts. It offers single-family dwellings, construction, land acquisition and development, consumer lot, multi-family residential, commercial real estate, home equity, business, and consumer loans, as well as commercial and industrial loans. In addition, the company offers insurance brokerage services, such as individual and business insurance policies; holds and markets real estate properties; and debit and credit cards, as well as acts as the trustee. It serves consumers, mid-sized and large businesses, and owners and developers of commercial real estate. The company was formerly known as Washington Federal, Inc. and changed its name to WaFd, Inc. in September 2023. WaFd, Inc. was founded in 1917 and is headquartered in Seattle, Washington.
連絡先情報
時価総額
$2.43B
PER (TTM)
10.1
14.1
配当利回り
3.4%
52週高値
$34.30
52週安値
$23.75
52週レンジ
順位41Top 44.9%
4.0
F-Score
改良版 Piotroski 分析
10年ファンダメンタル
堅調 • 4 / 9 ポイント
スコアレンジ (0-9)
8-9: 価値が優れている
6-7: 基礎体質が強い
4-5: 全体的に堅調
0-3: パフォーマンスが弱い
データ期間: 2016-2025
財務ダッシュボード
Q1 2026 データ
売上高
$342.91M-5.08%
直近4四半期の推移
EPS
$0.79+46.30%
直近4四半期の推移
フリーCF
$50.04M+0.00%
直近4四半期の推移
2026 Q1 決算ハイライト
主なハイライト
Strong Net Income Growth Net income available to common shareholders rose to $60.54M, up significantly from $43.61M year-over-year for the quarter.
NIM Expansion Continues Net Interest Margin improved to 2.70% (31 bps increase) driven by lower funding costs, despite lower asset yields.
Asset Quality Deterioration Non-performing assets increased to $203.40M (0.75% of assets) from $143.02M (0.54%) last quarter; non-accruals rose to 0.95%.
Capital Ratios Remain Strong Bank CET1 ratio held steady at 13.44%, well above minimum requirements, supporting controlled growth objectives.
リスク要因
Rising Non-Performing Loans Non-accrual loans increased 49% sequentially to $191.35M, driven by two commercial relationships requiring active management.
Provisioning for Credit Losses Recorded $3.50M provision for credit losses this quarter, reversing zero provision last year, due to mixed credit metrics.
Interest Rate Risk Exposure NPV analysis shows potential significant decrease in NPV under adverse rate shifts, despite NIM improvement this period.
Regulatory Rating Upgrade While CRA rating improved to "Satisfactory," a future "Needs to Improve" rating could restrict expansion and branch activity.
見通し
Focus on Commercial Lending Commercial loan originations accounted for 94% of the total originations this quarter, aligning with strategic focus shift.
Deposit Mix Optimization Strategy continues shifting away from Time Deposits (down 6.4%) toward lower-cost Transaction Accounts (up 4.5%).
Mortgage Origination Exit Impact Company no longer originates consumer single-family home loans since January 2025; existing portfolio remains significant.
Sufficient Capital Position Management believes strong equity position provides flexibility for managing balance sheet risk and supporting future controlled growth.
同業比較
売上高 (TTM)
$5.29B
$1.41B
$1.39B
粗利益率 (最新四半期)
83.5%
81.1%
76.1%
主要指標
銘柄コード | 時価総額 | PER (TTM) | ROE (TTM) | 負債比率 |
|---|---|---|---|---|
| WAL | $8.98B | 9.1 | 13.3% | 7.2% |
| BOH | $3.12B | 15.1 | 11.6% | 0.4% |
| PRK | $3.02B | 14.9 | 13.7% | 0.8% |
長期トレンド
直近4四半期
売上高
純利益
営業キャッシュフロー
4四半期売上高CAGR
-1.1%
横ばい
4四半期純利益CAGR
4.5%
収益性の緩やかな改善
キャッシュフロー安定性
100%
優れたキャッシュフローの実績
深度リサーチ
次回決算:2026年4月9日
EPS:-
|売上高:-
財務データ
決算説明会
財務レポート
ニュース
損益計算書
バランスシート
キャッシュフロー計算書
財務比率
変化率
損益計算書 | 直近12ヶ月 |
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データなし