American Coastal Insurance Corporation
NASDAQ•ACIC
CEO: Mr. Robert Daniel Peed
セクター: Financial Services
業種: Insurance - Property & Casualty
上場日: 2007-11-07
American Coastal Insurance Corporation, through its subsidiaries, primarily engages in the commercial and personal property, and casualty insurance business in the United States. The company offers structure, content, and liability coverage for standard single-family homeowners, renters, and condominium unit owners. It also provides commercial multi-peril property insurance for residential condominium associations and apartments, as well as loss or damage to buildings, inventory, and equipment caused by fire, wind, hail, water, theft, and vandalism. In addition, the company offers equipment breakdown, identity theft, and cyber security policies. The company markets and distributes its products through a network of independent agencies. The company was formerly known as United Insurance Holdings Corp. and changed its name to American Coastal Insurance Corporation in August 2023. American Coastal Insurance Corporation was founded in 1999 and is based in Saint Petersburg, Florida.
連絡先情報
時価総額
$569.58M
PER (TTM)
5.3
12.1
配当利回り
6.4%
52週高値
$13.06
52週安値
$9.97
52週レンジ
順位43Top 50.7%
3.8
F-Score
改良版 Piotroski 分析
10年ファンダメンタル
弱い • 3.8 / 9 ポイント
スコアレンジ (0-9)
8-9: 価値が優れている
6-7: 基礎体質が強い
4-5: 全体的に堅調
0-3: パフォーマンスが弱い
データ期間: 2016-2025
財務ダッシュボード
Q4 2025 データ
売上高
$86.38M+0.00%
直近4四半期の推移
EPS
$0.55+0.00%
直近4四半期の推移
フリーCF
-$158.90M+0.00%
直近4四半期の推移
2025 Q3 決算ハイライト
主なハイライト
Q3 Net Income Growth Q3 Net Income $32.48M, up 17.4% from $27.67M, driven by continuing operations performance.
Nine Month Premium Growth Nine Months Net Premiums Earned $227.53M, showing 13.5% growth compared to $200.50M last year.
Strong Liquidity Position Total cash, restricted cash, and equivalents grew to $359.14M, a $159.74M increase since year-end 2024.
Stockholders' Equity Improvement Total Equity improved to $327.22M as of September 30, 2025, up from $235.66M previously reported.
リスク要因
Vendor Concentration Risk Heavy reliance on AmRisc MGA contract; failure to meet volume targets impacts substantial premium revenues.
Catastrophe Event Exposure Continued high exposure to severe weather events in Florida underwriting focus, impacting loss ratios.
Potential Reserve Shortfalls Risk that actual incurred claims exceed established loss reserves, potentially impacting statutory surplus levels.
Regulatory Dividend Restrictions State laws heavily regulate operations, restricting dividend payments if statutory surplus falls below minimum RBC guidelines.
見通し
Streamlined Business Focus Completed sale of IIC, streamlining remaining operations exclusively to commercial residential property insurance in Florida.
Debt Interest Rate Reduction Senior Notes interest rate decreases to 6.25% effective December 2025 following recent issuer rating upgrade.
Stock Repurchase Authorization Board authorized up to $25.0M stock repurchase plan; execution timing is discretionary based on market conditions.
G&A Expense Reduction Nine months G&A expenses decreased $4.87M, aided by non-recurring $4.47M Employee Retention Credit refund receipt.
同業比較
売上高 (TTM)
$1.60B
$1.39B
$1.25B
粗利益率 (最新四半期)
190.3%
88.5%
82.4%
主要指標
銘柄コード | 時価総額 | PER (TTM) | ROE (TTM) | 負債比率 |
|---|---|---|---|---|
| SAFT | $1.14B | 11.3 | 11.3% | 3.0% |
| UVE | $1.02B | 5.5 | 38.0% | 4.3% |
| UFCS | $996.63M | 8.7 | 13.5% | 0.0% |
長期トレンド
直近4四半期
売上高
純利益
営業キャッシュフロー
4四半期売上高CAGR
6.2%
安定成長
4四半期純利益CAGR
7.6%
収益性の着実な向上
キャッシュフロー安定性
50%
キャッシュフローに注意が必要
深度リサーチ
次回決算:2026年5月6日
EPS:-
|売上高:-
財務データ
決算説明会
財務レポート
ニュース
損益計算書
バランスシート
キャッシュフロー計算書
財務比率
変化率
損益計算書 | 直近12ヶ月 |
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データなし