Hancock Whitney Corporation

NASDAQ•HWC

CEO: Mr. John M. Hairston

セクター: Financial Services

業種: Banks - Regional

上場日: 1991-06-04

Hancock Whitney Corporation operates as the financial holding company for Hancock Whitney Bank that provides traditional and online banking services to commercial, small business, and retail customers. It offers various transaction and savings deposit products consisting of brokered deposits, time deposits, and money market accounts; treasury management services, secured and unsecured loan products including revolving credit facilities, and letters of credit and similar financial guarantees; and trust and investment management services to retirement plans, corporations, and individuals, and investment advisory and brokerage products. The company also provides commercial and industrial loans including real and non-real estate loans; construction and land development loans; and residential mortgages, as well as consumer loans. In addition, it offers commercial finance products to middle market and corporate clients, including leases and related structures; facilitates investments in new market tax credit activities and holding certain foreclosed assets; provides customers access to fixed annuity and life insurance products; and underwriting transactions products, as well as debt and mortgage-related securities. The company was founded in 1899 and is headquartered in Gulfport, Mississippi.

連絡先情報

Hancock Whitney Plaza, 2510 14th Street, Gulfport, MS, 39501, United States

228-868-4727

www.hancockwhitney.com

時価総額

$5.43B

PER (TTM)

11.1

13.9

配当利回り

2.9%

52週高値

$75.43

52週安値

$43.90

52週レンジ

67%

順位48Top 64.4%

3.3

F-Score

改良版 Piotroski 分析

10年ファンダメンタル

弱い • 3.3 / 9 ポイント

スコアレンジ (0-9)

8-9: 価値が優れている

6-7: 基礎体質が強い

4-5: 全体的に堅調

0-3: パフォーマンスが弱い

データ期間: 2016-2025

財務ダッシュボード

Q4 2025 データ

売上高

$514.83M+2.06%

直近4四半期の推移

EPS

$1.51+7.09%

直近4四半期の推移

フリーCF

$19.16M-100.00%

直近4四半期の推移

2025 Annual 決算ハイライト

主なハイライト

Net Income and EPS Growth Net income rose 5.5% to $486.1M ($5.67 diluted EPS) in 2025, up from $460.8M in 2024, reflecting strong operational performance.

Net Interest Margin Expansion Taxable equivalent Net Interest Margin expanded 10 basis points to 3.47% as liability costs declined faster than loan yields.

Loan Portfolio Growth Total loans grew 3% to $24.0B, driven by strong production in owner-occupied CRE and equipment finance segments.

Strong Capital Position Tangible common equity ratio improved 59 bps to 10.06% at year-end 2025, demonstrating robust capital strength despite capital deployment.

リスク要因

Economic Uncertainty Risks Uncertain economic conditions, inflation, and recessionary threats pose challenges, potentially increasing borrower stress, delinquencies, and credit losses.

Interest Rate Risk Exposure Fluctuations in market interest rates could adversely impact profitability and asset valuations, requiring active management of the balance sheet structure.

Asset Quality Deterioration Nonaccrual loans increased 10% to $106.9M, signaling continued stress in specific credit segments, though overall coverage remains strong.

Cybersecurity and Vendor Reliance The increasing sophistication of cyber threats, including AI-enabled attacks, combined with reliance on third-party vendors, presents material operational risks.

見通し

Organic Growth Initiatives Strategy focuses on expanding footprint, expecting to hire up to 50 new bankers in 2026 to support commercial and business banking growth.

Acquisition Integration Focus Management is focused on integrating the Sabal Trust acquisition to expand trust and asset management services in high-growth Central Florida markets.

Future Capital Deployment The Board authorized a new share repurchase program effective January 1, 2026, allowing continued opportunistic capital returns to shareholders.

Securities Restructure Impact A January 2026 securities portfolio restructuring is expected to contribute $23.8M to net interest income annually, boosting securities yield by 32 bps.

同業比較

売上高 (TTM)

AVAL

$8.75B

-3.5%

GGAL

$8.17B

+56.7%

VLY

$3.49B

-2.2%

粗利益率 (最新四半期)

IBOC

78.6%

+3.1pp

COLB

75.6%

+12.4pp

HWC

75.6%

+5.9pp

主要指標

銘柄コード	時価総額	PER (TTM)	ROE (TTM)	負債比率
VLY	$6.95B	11.6	7.8%	5.3%
GGAL	$6.94B	11.0	14.3%	6.5%
COLB	$6.66B	15.0	8.4%	6.0%

長期トレンド

直近4四半期

売上高

純利益

営業キャッシュフロー

4四半期売上高CAGR

1.8%

緩やかな成長

4四半期純利益CAGR

1.7%

収益性の緩やかな改善

キャッシュフロー安定性

100%

優れたキャッシュフローの実績

深度リサーチ

次回決算:2026年4月13日

EPS:-

売上高:-

財務データ

決算説明会

財務レポート

ニュース

損益計算書

バランスシート

キャッシュフロー計算書

財務比率

変化率

損益計算書	直近12ヶ月

データなし