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Hancock Whitney Corporation

Hancock Whitney Corporation

NASDAQ•HWC
CEO: Mr. John M. Hairston
セクター: Financial Services
業種: Banks - Regional
上場日: 1991-06-04
Hancock Whitney Corporation operates as the financial holding company for Hancock Whitney Bank that provides traditional and online banking services to commercial, small business, and retail customers. It offers various transaction and savings deposit products consisting of brokered deposits, time deposits, and money market accounts; treasury management services, secured and unsecured loan products including revolving credit facilities, and letters of credit and similar financial guarantees; and trust and investment management services to retirement plans, corporations, and individuals, and investment advisory and brokerage products. The company also provides commercial and industrial loans including real and non-real estate loans; construction and land development loans; and residential mortgages, as well as consumer loans. In addition, it offers commercial finance products to middle market and corporate clients, including leases and related structures; facilitates investments in new market tax credit activities and holding certain foreclosed assets; provides customers access to fixed annuity and life insurance products; and underwriting transactions products, as well as debt and mortgage-related securities. The company was founded in 1899 and is headquartered in Gulfport, Mississippi.
連絡先情報
Hancock Whitney Plaza, 2510 14th Street, Gulfport, MS, 39501, United States
228-868-4727
www.hancockwhitney.com
時価総額
$5.95B
PER (TTM)
12.2
15
配当利回り
2.5%
52週高値
$75.43
52週安値
$43.90
52週レンジ
86%
順位48Top 64.4%
3.3
F-Score
改良版 Piotroski 分析
10年ファンダメンタル
弱い • 3.3 / 9 ポイント
スコアレンジ (0-9)
8-9: 価値が優れている
6-7: 基礎体質が強い
4-5: 全体的に堅調
0-3: パフォーマンスが弱い
データ期間: 2016-2025

財務ダッシュボード

Q4 2025 データ

売上高

$514.83M+2.06%
直近4四半期の推移

EPS

$1.51+7.09%
直近4四半期の推移

フリーCF

$0.00-100.00%
直近4四半期の推移

2025 Q3 決算ハイライト

主なハイライト

Strong Quarterly Profitability Net Income reached $127.5M in Q3 2025, up 12% sequentially. Net Interest Margin remained stable at 3.49% compared to Q2 2025.
Asset Quality Shows Improvement Asset quality improved as annualized net charge-offs decreased to 0.19% from 0.31% last quarter. ACL coverage remains solid at 1.45%.
Capital Ratios Strengthened Sequentially Tangible Common Equity ratio reached 10.01% (up 17 bps). CET1 ratio improved 12 bps to 14.09%, remaining well above regulatory minimums.
Loan Growth Continues Modestly Period-end loans grew 1% sequentially to $23.6B, driven by commercial real estate and equipment finance growth. Share repurchases totaled 662,500 shares.

リスク要因

Elevated Credit Loss Uncertainty Allowance for credit losses calculation weighted 50/50 between baseline and severe S-2 mild recession scenario due to economic uncertainty.
Macroeconomic Uncertainty Risks Ongoing uncertainty from tariffs, inflation, and government shutdowns present headwinds to loan demand and overall economic growth outlook.
Funding Mix Pressure on NIM NIM stability relies on managing funding mix shifts as the volume of higher-cost short-term borrowings increased, offsetting higher securities yields.
Integration and Cyber Risks Risks remain associated with integrating the Sabal Trust acquisition and managing potential disruptions from cybersecurity threats.

見通し

Modest GDP Growth Forecast Baseline economic forecast anticipates modest below-trend GDP growth (1.8% in 2025) and continued slowing unemployment rate trajectory.
Focus on Organic Growth Management remains committed to executing organic growth plans while maintaining operational efficiency and proactively managing capital deployment.
Monitor Credit Quality Sensitivity Will continue close monitoring of portfolio sensitivity to prolonged inflation and elevated interest rates impacting borrower credit quality.

同業比較

売上高 (TTM)

Grupo Aval Acciones y Valores S.A.AVAL
$8.75B
-3.5%
Grupo Financiero Galicia S.A.GGAL
$8.17B
+56.7%
Valley National BancorpVLY
$3.49B
-2.2%

粗利益率 (最新四半期)

International Bancshares CorporationIBOC
79.3%
+3.1pp
Columbia Banking System, Inc.COLB
75.6%
+12.4pp
Hancock Whitney CorporationHWC
75.6%
+5.9pp

主要指標

銘柄コード
時価総額
PER (TTM)
ROE (TTM)
負債比率
VLY$7.52B12.67.8%5.9%
COLB$7.50B16.98.4%5.7%
GGAL$7.39B11.714.3%6.5%

長期トレンド

直近4四半期
売上高
純利益
営業キャッシュフロー
4四半期売上高CAGR
1.8%
緩やかな成長
4四半期純利益CAGR
1.7%
収益性の緩やかな改善
キャッシュフロー安定性
75%
キャッシュフローの変動が大きい

深度リサーチ

次回決算:2026年4月13日
|
EPS:-
|
売上高:-
財務レポート
財務データ
全年度

  • Form 10-Q - Q3 2025

    会計期末: 2025年9月30日|提出日: 2025年11月5日|
    売上高: $515.02M-1.4%
    |
    EPS: $1.50+12.8%
    予想を上回る

  • Form 10-Q - Q2 2025

    会計期末: 2025年6月30日|提出日: 2025年8月7日|
    売上高: $500.07M-3.0%
    |
    EPS: $1.32+0.8%
    予想を下回る

  • Form 10-Q - Q1 2025

    会計期末: 2025年3月31日|提出日: 2025年5月9日|
    売上高: $488.26M-3.7%
    |
    EPS: $1.38+10.4%
    予想を上回る

  • Form 10-K - FY 2024

    会計期末: 2024年12月31日|提出日: 2025年2月27日|
    売上高: $2.05B+8.5%
    |
    EPS: $5.30+17.5%
    予想を上回る

  • Form 10-Q - Q3 2024

    会計期末: 2024年9月30日|提出日: 2024年11月7日|
    売上高: $522.43M+4.4%
    |
    EPS: $1.33+18.8%
    予想通り

  • Form 10-Q - Q2 2024

    会計期末: 2024年6月30日|提出日: 2024年8月7日|
    売上高: $515.68M+5.7%
    |
    EPS: $1.31-3.0%
    予想を上回る

  • Form 10-Q - Q1 2024

    会計期末: 2024年3月31日|提出日: 2024年5月8日|
    売上高: $506.76M+12.0%
    |
    EPS: $1.25-13.8%
    予想を上回る

  • Form 10-K - FY 2023

    会計期末: 2023年12月31日|提出日: 2024年2月28日|
    売上高: $1.89B+28.9%
    |
    EPS: $4.51-24.8%
    予想を下回る