Fulton Financial Corporation

NASDAQ•FULT

CEO: Mr. Curtis J. Myers

セクター: Financial Services

業種: Banks - Regional

上場日: 1985-09-03

Fulton Financial Corporation operates as a financial holding company that provides consumer and commercial banking products and services in Pennsylvania, Delaware, Maryland, New Jersey, and Virginia. It accepts various checking accounts and savings deposit products, certificates of deposit, and individual retirement accounts. The company offers consumer loans products, including home equity loans and lines of credit, automobile loans, personal lines of credit, and checking account overdraft protection; construction and jumbo residential mortgage loans; and commercial lending products comprising commercial real estate, commercial and industrial, and construction loans, as well as equipment lease financing loans. In addition, it offers letters of credit, cash management services, and traditional deposit products; and wealth management services, including investment management, trust, brokerage, insurance, and investment advisory services. Further, the company owns trust preferred securities; and sells various life insurance products. It provides its products and services through financial center offices, as well as through a network of automated teller machines, telephone banking, mobile banking, and online banking. Fulton Financial Corporation was founded in 1882 and is headquartered in Lancaster, Pennsylvania.

連絡先情報

One Penn Square, P. O. Box 4887, Lancaster, PA, 17604, United States

717-291-2411

www.fultonbank.com

時価総額

$3.53B

PER (TTM)

9.2

14.2

配当利回り

3.7%

52週高値

$22.99

52週安値

$14.33

52週レンジ

61%

順位40Top 42.0%

4.1

F-Score

改良版 Piotroski 分析

10年ファンダメンタル

堅調 • 4.1 / 9 ポイント

スコアレンジ (0-9)

8-9: 価値が優れている

6-7: 基礎体質が強い

4-5: 全体的に堅調

0-3: パフォーマンスが弱い

データ期間: 2016-2025

財務ダッシュボード

Q4 2025 データ

売上高

$471.79M-2.60%

直近4四半期の推移

EPS

$0.53+47.22%

直近4四半期の推移

フリーCF

$73.14M+0.00%

直近4四半期の推移

2025 Annual 決算ハイライト

主なハイライト

Net Income Rises Significantly Net income available to common shareholders reached $381.4M in 2025, a substantial $102.9M increase year-over-year.

NIM Expansion Continues FTE Net Interest Margin improved by nine basis points to 3.51% in 2025, driven by balance sheet growth and Republic First impact.

Asset Quality Shows Strength Non-performing assets ratio improved to 0.58% from 0.69% in 2024; provision for credit losses decreased to $35.7M.

Capital Ratios Remain Robust CET1 capital ratio stood at 12.6% as of year-end 2025, significantly exceeding the minimum regulatory requirement plus buffer.

リスク要因

Economic Headwinds Persist Adverse economic conditions, including inflation and high interest rates, could negatively impact loan portfolio quality and demand.

High CRE Concentration Risk Commercial mortgage and construction loans comprise 44.7% of the loan portfolio, exposing the firm to elevated credit risk.

Interest Rate Volatility Impact Future interest rate movements pose risk to Net Interest Income, with simulations showing potential NII changes up to $59.0M from shocks.

Cybersecurity Threat Environment The volatile and dynamic cybersecurity threat environment requires continuous investment to protect sensitive customer data and systems.

見通し

Blue Foundry Merger Integration The expected merger closing around April 1, 2026, requires managing significant integration costs and realizing anticipated synergies.

Future NIM Uncertainty The timing and magnitude of future Federal Reserve rate changes remain uncertain, directly influencing future Net Interest Margin performance.

Ongoing Capital Deployment The 2026 Repurchase Program authorizes up to $150.0M for common stock and subordinated notes repurchases.

Regulatory Compliance Costs The firm anticipates continued high costs associated with extensive federal and state banking laws and regulatory supervision.

同業比較

売上高 (TTM)

BMA

$4.01T

-43.6%

ZION

$4.94B

-0.8%

WBS

$4.42B

+5.8%

粗利益率 (最新四半期)

BMA

65349.8%

-18.7pp

FIBK

97.7%

+36.7pp

WSFS

75.9%

+2.6pp

主要指標

銘柄コード	時価総額	PER (TTM)	ROE (TTM)	負債比率
WBS	$11.04B	10.9	10.7%	5.1%
ZION	$7.99B	8.8	13.3%	4.9%
BMA	$4.27B	38.9	4.7%	6.4%

長期トレンド

直近4四半期

売上高

純利益

営業キャッシュフロー

4四半期売上高CAGR

0.3%

緩やかな成長

4四半期純利益CAGR

2.1%

収益性の緩やかな改善

キャッシュフロー安定性

100%

優れたキャッシュフローの実績

深度リサーチ

次回決算:2026年4月13日

EPS:-

売上高:-

財務データ

決算説明会

財務レポート

ニュース

損益計算書

バランスシート

キャッシュフロー計算書

財務比率

変化率

損益計算書	直近12ヶ月

データなし