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Fulton Financial Corporation

Fulton Financial Corporation

NASDAQ•FULT
CEO: Mr. Curtis J. Myers
セクター: Financial Services
業種: Banks - Regional
上場日: 1985-09-03
Fulton Financial Corporation operates as a financial holding company that provides consumer and commercial banking products and services in Pennsylvania, Delaware, Maryland, New Jersey, and Virginia. It accepts various checking accounts and savings deposit products, certificates of deposit, and individual retirement accounts. The company offers consumer loans products, including home equity loans and lines of credit, automobile loans, personal lines of credit, and checking account overdraft protection; construction and jumbo residential mortgage loans; and commercial lending products comprising commercial real estate, commercial and industrial, and construction loans, as well as equipment lease financing loans. In addition, it offers letters of credit, cash management services, and traditional deposit products; and wealth management services, including investment management, trust, brokerage, insurance, and investment advisory services. Further, the company owns trust preferred securities; and sells various life insurance products. It provides its products and services through financial center offices, as well as through a network of automated teller machines, telephone banking, mobile banking, and online banking. Fulton Financial Corporation was founded in 1882 and is headquartered in Lancaster, Pennsylvania.
連絡先情報
One Penn Square, P. O. Box 4887, Lancaster, PA, 17604, United States
717-291-2411
www.fultonbank.com
時価総額
$3.96B
PER (TTM)
10.3
15
配当利回り
3.3%
52週高値
$22.99
52週安値
$14.33
52週レンジ
89%
順位40Top 42.0%
4.1
F-Score
改良版 Piotroski 分析
10年ファンダメンタル
堅調 • 4.1 / 9 ポイント
スコアレンジ (0-9)
8-9: 価値が優れている
6-7: 基礎体質が強い
4-5: 全体的に堅調
0-3: パフォーマンスが弱い
データ期間: 2016-2025

財務ダッシュボード

Q4 2025 データ

売上高

$471.79M-2.60%
直近4四半期の推移

EPS

$0.53+47.22%
直近4四半期の推移

フリーCF

$0.00+0.00%
直近4四半期の推移

2025 Q3 決算ハイライト

主なハイライト

Strong 9M YTD Earnings Growth Nine months net income available to common shareholders rose to $285.0M, up $72.5M year-over-year, reflecting strong operational performance.
Net Interest Margin Expansion FTE NIM increased 7 bps to 3.49% for nine months 2025; total FTE net interest income grew $63.2M year-over-year.
Asset Quality Shows Improvement Non-performing loan ratio improved to 0.83% as of September 30, 2025, down from 0.92% at year-end 2024; non-accruals fell $39.2M YTD.
Capital Strength and Efficiency Gains Common Equity Tier 1 ratio stands strong at 11.6% for September 30, 2025; operating efficiency improved to 56.8% YTD.

リスク要因

CRE Loan Portfolio Concentration Commercial mortgage and construction loans comprise a majority of the loan portfolio, exposing results to potential credit risk concentration.
Interest Rate Sensitivity Exposure Fluctuations in market interest rates continue to create exposure impacting net interest income and economic value of equity.
Extensive Regulatory Compliance Burden Corporation is subject to extensive regulation and supervision, requiring significant time and expense for ongoing compliance and risk management.
Goodwill Impairment Potential Possible goodwill impairment charges exist if future operational results or growth strategies do not meet current expectations.

見通し

NIM Sensitivity to Rates Future NIM performance depends on managing interest rate sensitivity and competition affecting deposit and loan pricing dynamics.
Achieving Strategic Growth Plans Management focuses on achieving stated growth plans and realizing anticipated expense reductions from strategic initiatives implemented recently.
Share Repurchase Program Execution The 2025 Repurchase Program authorizes up to $125.0M in common stock buybacks, with $85.6M remaining capacity as of September 30, 2025.
Credit Loss Provisioning Strategy ACL determination relies on judgments regarding loan portfolio performance and economic conditions, potentially requiring future adjustments.

同業比較

売上高 (TTM)

Zions Bancorporation, National AssociationZION
$4.94B
-0.8%
Banco Macro S.A.BMA
$4.82B
-33.4%
Webster Financial CorporationWBS
$4.42B
+5.8%

粗利益率 (最新四半期)

First Hawaiian, Inc.FHB
100.0%
+30.8pp
First Interstate BancSystem, Inc.FIBK
97.7%
+36.7pp
WSFS Financial CorporationWSFS
75.9%
+2.6pp

主要指標

銘柄コード
時価総額
PER (TTM)
ROE (TTM)
負債比率
WBS$11.47B11.410.7%5.1%
ZION$9.04B10.013.3%5.1%
BMA$5.54B27.96.6%7.3%

長期トレンド

直近4四半期
売上高
純利益
営業キャッシュフロー
4四半期売上高CAGR
0.3%
緩やかな成長
4四半期純利益CAGR
2.1%
収益性の緩やかな改善
キャッシュフロー安定性
75%
キャッシュフローの変動が大きい

深度リサーチ

次回決算:2026年4月13日
|
EPS:-
|
売上高:-
財務レポート
財務データ
全年度

  • Form 10-Q - Q3 2025

    会計期末: 2025年9月30日|提出日: 2025年11月7日|
    売上高: $481.21M-2.6%
    |
    EPS: $0.53+60.6%
    予想を上回る

  • Form 10-Q - Q2 2025

    会計期末: 2025年6月30日|提出日: 2025年8月8日|
    売上高: $471.91M+11.0%
    |
    EPS: $0.53+0.0%
    予想を上回る

  • Form 10-Q - Q1 2025

    会計期末: 2025年3月31日|提出日: 2025年5月9日|
    売上高: $466.88M+17.7%
    |
    EPS: $0.50+38.9%
    予想を上回る

  • Form 10-K - FY 2024

    会計期末: 2024年12月31日|提出日: 2025年2月28日|
    売上高: $1.80B+20.0%
    |
    EPS: $1.59-4.2%
    予想を上回る

  • Form 10-Q - Q3 2024

    会計期末: 2024年9月30日|提出日: 2024年11月8日|
    売上高: $494.22M+27.9%
    |
    EPS: $0.33-21.4%
    予想を下回る

  • Form 10-Q - Q2 2024

    会計期末: 2024年6月30日|提出日: 2024年8月8日|
    売上高: $425.27M+13.3%
    |
    EPS: $0.53+15.2%
    予想を上回る

  • Form 10-Q - Q1 2024

    会計期末: 2024年3月31日|提出日: 2024年5月9日|
    売上高: $396.81M+16.2%
    |
    EPS: $0.36-7.7%
    予想を下回る

  • Form 10-K - FY 2023

    会計期末: 2023年12月31日|提出日: 2024年3月1日|
    売上高: $1.50B+37.5%
    |
    EPS: $1.66-1.8%
    予想通り