John Marshall Bancorp, Inc.

NASDAQ•JMSB

CEO: Mr. Christopher W. Bergstrom

セクター: Financial Services

業種: Banks - Regional

上場日: 2017-03-02

John Marshall Bancorp, Inc. operates as the bank holding company for John Marshall Bank that provides banking products and financial services. The company accepts checking, demand, NOW, savings, and money market accounts, as well as certificates of deposit. It offers residential and commercial construction and development loans, commercial term, mortgage, commercial real estate, industrial loans, and other commercial lines of credit; debit and credit cards; and treasury and cash management, investment, business and personal insurance, remote deposit capture, deposit sweep and online and mobile banking services. The company serves small to medium-sized businesses, their owners and employees, professional corporations, non-profits, and individuals. The company was founded in 2005 and is headquartered in Reston, Virginia.

連絡先情報

1943 Isaac Newton Square, Suite 100, Reston, VA, 20190, United States

703-584-0840

www.johnmarshallbank.com

時価総額

$278.42M

PER (TTM)

13.1

14.5

配当利回り

2.0%

52週高値

$21.58

52週安値

$13.81

52週レンジ

75%

順位44Top 53.8%

3.7

F-Score

改良版 Piotroski 分析

10年ファンダメンタル

弱い • 3.7 / 9 ポイント

スコアレンジ (0-9)

8-9: 価値が優れている

6-7: 基礎体質が強い

4-5: 全体的に堅調

0-3: パフォーマンスが弱い

データ期間: 2016-2025

財務ダッシュボード

Q4 2025 データ

売上高

$29.57M+4.59%

直近4四半期の推移

EPS

$0.42+23.53%

直近4四半期の推移

フリーCF

$0.00+0.00%

直近4四半期の推移

2025 Q3 決算ハイライト

主なハイライト

Net Income Jumps 24% Nine-month net income reached $15.3M, driving diluted EPS to $1.07; NII grew 20.7% due to lower funding costs.

Asset Quality Significantly Improves Nonperforming assets dropped to $0 from $9.98M year-end; ALLL increased to $19.7M, covering 1.02% of net loans.

Strong Capital Ratios Maintained Total risk-based capital ratio stood at 16.6% and CET1 ratio at 15.5%, maintaining "well capitalized" regulatory status.

Loan and Deposit Growth Total net loans grew to $1.94B, supported by $1.97B in total deposits, reflecting successful asset expansion efforts.

リスク要因

Credit Provisioning Increased Recorded $1.1M provision for credit losses YTD, reversing prior year's $0.7M recovery, due to portfolio growth and forecasts.

Geographic Business Concentration Business remains highly concentrated in the Washington, D.C. metropolitan area, sensitive to local economic shifts and government spending.

Non-Interest Expense Rising Salaries and benefits expense increased 9.5% YTD due to hiring six new business development officers, pressuring efficiency.

Investment Portfolio Decline Available-for-sale and held-to-maturity securities declined by $31.2M YTD due to maturities and amortization.

見通し

NIM Expansion Continues Tax-equivalent NIM expanded 47 basis points YTD to 2.67%, driven by lower liability costs and higher loan yields.

Investment in Business Growth Continued investment in staffing (business development) is expected to drive future revenue, despite current non-interest expense increases.

Loan Portfolio Strategy Management prudently pursues loan growth, focusing on investor real estate and residential mortgages while maintaining underwriting standards.

Regulatory Adaptation Focus Preparing for adoption of new FASB ASU 2023-09 regarding income tax disclosures starting in annual periods after December 15, 2024.

同業比較

売上高 (TTM)

FSBW

$217.51M

+6.8%

PCB

$209.37M

+9.1%

WSBF

$201.61M

+1.1%

粗利益率 (最新四半期)

PLBC

84.6%

-6.1pp

WSBF

74.5%

+0.0pp

TSBK

72.6%

+3.4pp

主要指標

銘柄コード	時価総額	PER (TTM)	ROE (TTM)	負債比率
CBAN	$343.89M	12.8	9.0%	0.0%
PLBC	$337.27M	11.4	13.3%	6.6%
WSBF	$323.73M	11.8	7.7%	18.2%

長期トレンド

直近4四半期

売上高

純利益

営業キャッシュフロー

4四半期売上高CAGR

2.1%

緩やかな成長

4四半期純利益CAGR

7.1%

収益性の着実な向上

キャッシュフロー安定性

75%

キャッシュフローの変動が大きい

深度リサーチ

次回決算:2026年4月22日

EPS:$0.40

売上高:$16.30M

財務データ

決算説明会

財務レポート

ニュース

損益計算書

バランスシート

キャッシュフロー計算書

財務比率

変化率

損益計算書	直近12ヶ月

データなし