John Marshall Bancorp, Inc.

NASDAQ•JMSB

CEO: Mr. Christopher W. Bergstrom

セクター: Financial Services

業種: Banks - Regional

上場日: 2017-03-02

John Marshall Bancorp, Inc. operates as the bank holding company for John Marshall Bank that provides banking products and financial services. The company accepts checking, demand, NOW, savings, and money market accounts, as well as certificates of deposit. It offers residential and commercial construction and development loans, commercial term, mortgage, commercial real estate, industrial loans, and other commercial lines of credit; debit and credit cards; and treasury and cash management, investment, business and personal insurance, remote deposit capture, deposit sweep and online and mobile banking services. The company serves small to medium-sized businesses, their owners and employees, professional corporations, non-profits, and individuals. The company was founded in 2005 and is headquartered in Reston, Virginia.

連絡先情報

1943 Isaac Newton Square, Suite 100, Reston, VA, 20190, United States

703-584-0840

www.johnmarshallbank.com

時価総額

$300.17M

PER (TTM)

13.3

15.8

配当利回り

2.3%

52週高値

$22.10

52週安値

$16.27

52週レンジ

86%

順位44Top 53.8%

3.7

F-Score

改良版 Piotroski 分析

10年ファンダメンタル

弱い • 3.7 / 9 ポイント

スコアレンジ (0-9)

8-9: 価値が優れている

6-7: 基礎体質が強い

4-5: 全体的に堅調

0-3: パフォーマンスが弱い

データ期間: 2016-2025

財務ダッシュボード

Q1 2026 データ

売上高

$29.08M+0.00%

直近4四半期の推移

EPS

$0.43+0.00%

直近4四半期の推移

フリーCF

$8.51M+0.00%

直近4四半期の推移

2025 Annual 決算ハイライト

主なハイライト

Net Income and NIM Expansion Net income surged 24.0% to $21.2M, driven by strong Net Interest Margin expansion to 2.68%, up 40 basis points year-over-year.

Loan Portfolio Growth Total assets grew 4.4% to $2.33B by December 31, 2025; gross loans increased 5.5% to $1.98B, led by construction and residential lending.

Exceptional Asset Quality Asset quality improved significantly; Non-Performing Assets ratio dropped sharply to 0.05% of total assets from 0.45% previously.

Efficiency and Capital Strength Efficiency ratio improved to 53.6% (from 59.7%); Bank capital ratios remain robust, with CET1 ratio stable at 15.2%.

リスク要因

Credit Risk Concentration High credit risk due to focus on small/medium businesses and significant concentration in CRE (59.6% of loans) and C&I lending.

Interest Rate Sensitivity Risk Earnings heavily reliant on Net Interest Income; adverse interest rate movements contrary to asset/liability positioning could compress margins.

Funding and Liquidity Exposure Liquidity faces risk from substantial uninsured deposits (35.1% of total) and reliance on brokered deposits (15.3% of total deposits).

Third-Party Operational Reliance Heavy dependence on third-party vendors for core processing and technology exposes operations to potential cyberattacks or service disruptions.

見通し

Sustained Organic Growth Strategy Strategy focuses on hiring experienced officers and selectively expanding franchise within the attractive Washington D.C. MSA market.

Credit Provisioning Expectations Expect credit loss provision to reflect ongoing loan portfolio growth and management's qualitative assessment of local economic conditions.

Leveraging Branch-Lite Model Continue investing in digital platform capabilities via branch-lite structure to enhance customer experience and maintain peer-leading profitability.

同業比較

売上高 (TTM)

FSBW

$220.93M

+3.3%

PCB

$212.11M

+8.8%

WSBF

$206.92M

+5.5%

粗利益率 (最新四半期)

PLBC

88.0%

-6.1pp

WSBF

71.9%

+0.0pp

TSBK

71.4%

+3.4pp

主要指標

銘柄コード	時価総額	PER (TTM)	ROE (TTM)	負債比率
PLBC	$366.73M	11.4	13.3%	6.6%
CBAN	$352.25M	14.1	8.8%	6.9%
PCB	$349.75M	8.6	10.4%	2.0%

長期トレンド

直近4四半期

売上高

純利益

営業キャッシュフロー

4四半期売上高CAGR

0.9%

緩やかな成長

4四半期純利益CAGR

6.1%

収益性の着実な向上

キャッシュフロー安定性

100%

優れたキャッシュフローの実績

深度リサーチ

次回決算:2026年7月22日

EPS:$0.44

売上高:$17.41M

財務データ

決算説明会

財務レポート

ニュース

損益計算書

バランスシート

キャッシュフロー計算書

財務比率

変化率

損益計算書	直近12ヶ月

データなし