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TWFG, Inc.

TWFG, Inc.

NASDAQ•TWFG
CEO: Mr. Richard Finley Bunch III
セクター: Financial Services
業種: Insurance - Brokers
上場日:
TWFG, Inc. operates an independent distribution platform for personal and commercial insurance products in the United States. Its personal and commercial insurance products include auto, home, renters, life, health, motorcycle, umbrella, boat, recreational vehicle, flood, wind, event, luxury item, general liability, property, business auto, workers' compensation, business owner policy, and professional liability insurance products, as well as commercial bonds and group benefits. The company was founded in 2001 and is based in The Woodlands, Texas. TWFG, Inc. operates as a subsidiary of Bunch Family Holdings, LLC.
連絡先情報
1201 Lake Woodlands Drive, Suite 4020, The Woodlands, TX, 77380, United States
281-367-3424
www.twfg.com
時価総額
$306.28M
PER (TTM)
46.3
19.2
配当利回り
--
52週高値
$36.85
52週安値
$18.50
52週レンジ
10%
順位18Top 5.0%
6.3
F-Score
改良版 Piotroski 分析
3年ファンダメンタル
強い • 6.3 / 9 ポイント
スコアレンジ (0-9)
8-9: 価値が優れている
6-7: 基礎体質が強い
4-5: 全体的に堅調
0-3: パフォーマンスが弱い
データ期間: 2023-2025

財務ダッシュボード

Q3 2025 データ

売上高

$61.74M+20.74%
直近4四半期の推移

EPS

$0.11+37.50%
直近4四半期の推移

フリーCF

$7.87M-30.58%
直近4四半期の推移

2025 Q3 決算ハイライト

主なハイライト

Nine Month Revenue Growth Total revenues reached $178.25M for nine months, marking a 17.3% increase over prior period results.
Net Income Attributable Jump Net income attributable to TWFG, Inc. was $5.02M for nine months, significantly higher than $1.15M reported previously.
Commission Income Expansion Commission income grew $22.2M, or 15.9%, driven by organic growth and recent 2025 acquisitions activity.
Diluted EPS Improvement Diluted EPS for nine months rose to $0.34 from $0.08, reflecting improved profitability post-IPO structure.

リスク要因

Operating Expense Increase Total operating expenses rose 19.0% to $156.13M for nine months, outpacing operating income growth.
Cash Position Decline Cash and equivalents decreased $44.8M to $151.0M due to $54.2M paid for acquisitions and member distributions.
Intangible Asset Amortization Amortization expense increased 40.4% to $12.59M for nine months, driven by recent asset acquisitions costs.
Contingent Acquisition Liability Potential $5.0M earn-out payment for Florida MGA acquisition expected in Q4 2025 based on performance metrics.

見通し

Liquidity Sufficient Next Year Management believes existing liquidity covers working capital and capital needs for at least the next 12 months.
Integrating Recent Acquisitions Focus on realizing benefits from recent customer list, software, and TWFG MGA FL, LLC acquisitions completed in 2025.
Adopting New Tax Disclosures Company plans to adopt ASU 2023-09 regarding income tax disclosures at year-end December 31, 2025.
Future Capital Market Access Potential to access equity or debt financing in the future to fund acquisitions or manage timing differences.

同業比較

売上高 (TTM)

SelectQuote, Inc.SLQT
$1.62B
+11.1%
Greenlight Capital Re, Ltd.GLRE
$654.63M
-1.0%
Regional Management Corp.RM
$645.57M
+9.7%

粗利益率 (最新四半期)

SelectQuote, Inc.SLQT
116.7%
-12.8pp
Bank of Marin BancorpBMRC
86.6%
+15.9pp
Community West BancsharesCWBC
74.7%
+6.1pp

主要指標

銘柄コード
時価総額
PER (TTM)
ROE (TTM)
負債比率
VBNK$511.45M24.45.4%1.8%
GLRE$472.96M-250.8-0.3%0.0%
CWBC$466.56M12.19.8%3.9%

長期トレンド

直近4四半期
売上高
純利益
営業キャッシュフロー
4四半期売上高CAGR
9.9%
安定成長
4四半期純利益CAGR
2.7%
収益性の緩やかな改善
キャッシュフロー安定性
100%
優れたキャッシュフローの実績

深度リサーチ

次回決算:2026年3月18日
|
EPS:$0.18
|
売上高:-
財務レポート
財務データ
全年度

  • Form 10-Q - Q3 2025

    会計期末: 2025年9月30日|提出日: 2025年11月12日|
    売上高: $61.74M+20.7%
    |
    EPS: $0.11+37.5%
    予想を下回る

  • Form 10-Q - Q2 2025

    会計期末: 2025年6月30日|提出日: 2025年8月13日|
    売上高: $57.89M+12.7%
    |
    EPS: $0.49-7.5%
    予想通り

  • Form 10-Q - Q1 2025

    会計期末: 2025年3月31日|提出日: 2025年5月13日|
    売上高: $51.80M+15.7%
    |
    EPS: $0.09-10.0%
    予想を下回る

  • Form 10-K - FY 2024

    会計期末: 2024年12月31日|提出日: 2025年3月27日|
    売上高: $193.72M+16.0%
    |
    EPS: $0.19-38.7%
    予想を上回る

  • Form 10-Q - Q3 2024

    会計期末: 2024年9月30日|提出日: 2024年11月13日|
    売上高: $51.13M+10.9%
    |
    EPS: $0.08-86.2%
    予想を下回る

  • Form 10-Q - Q2 2024

    会計期末: 2024年6月30日|提出日: 2024年8月30日|
    売上高: $51.35M+16.8%
    |
    EPS: $0.53+4632.1%
    予想を上回る