
Atlantic Union Bankshares Corporation
NASDAQ•AUB
CEO: Mr. John C. Asbury
セクター: Financial Services
業種: Banks - Regional
上場日: 1993-10-06
Atlantic Union Bankshares Corporation operates as the bank holding company for Atlantic Union Bank that provides banking and related financial products and services to consumers and businesses in the United States. It operates in two segments, Wholesale Banking and Consumer Banking. The company accepts various deposit products, including checking, savings, time deposit, and money market accounts; certificates of deposit; and other depository services. It also provides loans for commercial, industrial, residential mortgage, and consumer purposes, as well as debit and credit cards. In addition, it provides treasury management and capital market, wealth management, private banking, trust, financial and retirement planning, brokerage, investment management, equipment finance, mortgage banking, and insurance products and services. The company offers products and services through full-service branches and ATMs, as well as through its mobile and internet banking. The company was formerly known as Union Bankshares Corporation and changed its name to Atlantic Union Bankshares Corporation in May 2019. Atlantic Union Bankshares Corporation was founded in 1902 and is headquartered in Glen Allen, Virginia.
連絡先情報
時価総額
$5.74B
PER (TTM)
20.9
14.8
配当利回り
3.5%
52週高値
$42.18
52週安値
$22.85
52週レンジ
順位40Top 42.0%
4.1
F-Score
改良版 Piotroski 分析
10年ファンダメンタル
堅調 • 4.1 / 9 ポイント
スコアレンジ (0-9)
8-9: 価値が優れている
6-7: 基礎体質が強い
4-5: 全体的に堅調
0-3: パフォーマンスが弱い
データ期間: 2016-2025
財務ダッシュボード
Q4 2025 データ
売上高
$558.84M+55.89%
直近4四半期の推移
EPS
$0.77+24.19%
直近4四半期の推移
フリーCF
$0.00-100.00%
直近4四半期の推移
2025 Q3 決算ハイライト
主なハイライト
Strong Net Interest Margin Growth Nine-month FTE NIM expanded 38 bps to 3.73%, driven by loan accretion income and lower cost of funds despite higher average balances.
Balance Sheet Expanded Post-Merger Total assets reached $37.1B, reflecting $12.5B growth from the April 1, 2025 Sandy Spring acquisition. Deposits grew 50.3% to $30.7B.
Net Income Up, EPS Declined Nine-month net income rose to $161.7M, but basic EPS fell to $1.23 from $1.68 due to significantly increased share count post-acquisition.
Merger Costs Impact Expenses Noninterest expense surged 72.6% for nine months, heavily impacted by $94.8M in merger-related costs associated with the Sandy Spring integration.
リスク要因
Acquired Loan Quality Concerns Nonaccrual LHFI rose to $131.2M, driven by PCD loans from Sandy Spring; provision expense increased significantly to $139.6M YTD.
High Merger Integration Expenses Merger-related costs totaled $118.7M YTD, masking underlying operating performance; integration risks remain until full synergy realization.
Liability Sensitive Position Economic value equity modeling shows increased liability sensitivity in rising rate environments, potentially decreasing longer-term equity value.
見通し
NIM Expected to Increase Expect net interest income to increase with immediate rate shocks due to asset sensitivity in the near term, benefiting from loan accretion.
Managing Acquired Credit Risk Management monitors acquired CRE and commercial portfolios closely; credit risk management remains a key focus following the large acquisition.
Capital Ratios Remain Strong Regulatory capital ratios remain well above minimums, with CET1 at 9.92% as of September 30, 2025, supporting anticipated asset growth.
同業比較
売上高 (TTM)
$8.75B
$8.17B
FLG$4.74B
粗利益率 (最新四半期)
76.2%
75.6%
74.2%
主要指標
銘柄コード | 時価総額 | PER (TTM) | ROE (TTM) | 負債比率 |
|---|---|---|---|---|
| VLY | $7.48B | 12.5 | 7.8% | 5.9% |
| GGAL | $7.25B | 11.8 | 14.3% | 6.5% |
| GBCI | $6.61B | 27.6 | 6.5% | 0.3% |
長期トレンド
直近4四半期
売上高
純利益
営業キャッシュフロー
4四半期売上高CAGR
18.7%
高成長
4四半期純利益CAGR
31.0%
収益性の大幅な改善
キャッシュフロー安定性
75%
キャッシュフローの変動が大きい
深度リサーチ
次回決算:2026年4月22日
EPS:-
|売上高:-
財務レポート
財務データ
ニュース
全年度
Form 10-Q - Q3 2025
会計期末: 2025年9月30日|提出日: 2025年11月4日|売上高: $538.96M+50.8%|EPS: $1.00+22.0%予想を上回るForm 10-Q - Q2 2025
会計期末: 2025年6月30日|提出日: 2025年8月5日|売上高: $590.62M+72.0%|EPS: $0.19-24.0%予想を下回るForm 10-Q - Q1 2025
会計期末: 2025年3月31日|提出日: 2025年5月7日|売上高: $333.75M+16.2%|EPS: $0.53-14.5%予想を下回るForm 10-K - FY 2024
会計期末: 2024年12月31日|提出日: 2025年2月27日|売上高: $1.35B+28.8%|EPS: $2.29-9.5%予想を上回るForm 10-Q - Q3 2024
会計期末: 2024年9月30日|提出日: 2024年11月5日|売上高: $357.37M+31.0%|EPS: $0.82+20.6%予想通りForm 10-Q - Q2 2024
会計期末: 2024年6月30日|提出日: 2024年8月6日|売上高: $343.43M+35.8%|EPS: $0.25-64.3%予想を下回るForm 10-Q - Q1 2024
会計期末: 2024年3月31日|提出日: 2024年5月2日|売上高: $287.14M+27.3%|EPS: $0.62+40.9%予想を下回るForm 10-K - FY 2023
会計期末: 2023年12月31日|提出日: 2024年2月22日|売上高: $1.05B+34.2%|EPS: $2.53-14.8%予想を下回る