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Atlantic Union Bankshares Corporation

NASDAQ•AUB
CEO: Mr. John C. Asbury
セクター: Financial Services
業種: Banks - Regional
上場日: 1993-10-06
Atlantic Union Bankshares Corporation operates as the bank holding company for Atlantic Union Bank that provides banking and related financial products and services to consumers and businesses in the United States. It operates in two segments, Wholesale Banking and Consumer Banking. The company accepts various deposit products, including checking, savings, time deposit, and money market accounts; certificates of deposit; and other depository services. It also provides loans for commercial, industrial, residential mortgage, and consumer purposes, as well as debit and credit cards. In addition, it provides treasury management and capital market, wealth management, private banking, trust, financial and retirement planning, brokerage, investment management, equipment finance, mortgage banking, and insurance products and services. The company offers products and services through full-service branches and ATMs, as well as through its mobile and internet banking. The company was formerly known as Union Bankshares Corporation and changed its name to Atlantic Union Bankshares Corporation in May 2019. Atlantic Union Bankshares Corporation was founded in 1902 and is headquartered in Glen Allen, Virginia.
連絡先情報
4300 Cox Road, Glen Allen, VA, 23060, United States
804-633-5031
www.atlanticunionbank.com
時価総額
$4.91B
PER (TTM)
17.8
14.4
配当利回り
4.1%
52週高値
$42.18
52週安値
$22.85
52週レンジ
60%
順位40Top 42.0%
4.1
F-Score
改良版 Piotroski 分析
10年ファンダメンタル
堅調 • 4.1 / 9 ポイント
スコアレンジ (0-9)
8-9: 価値が優れている
6-7: 基礎体質が強い
4-5: 全体的に堅調
0-3: パフォーマンスが弱い
データ期間: 2016-2025

財務ダッシュボード

Q4 2025 データ

売上高

$558.84M+55.89%
直近4四半期の推移

EPS

$0.77+24.19%
直近4四半期の推移

フリーCF

$104.45M-100.00%
直近4四半期の推移

2025 Annual 決算ハイライト

主なハイライト

Major Asset Growth Post-Acquisition Total assets reached $37.6B, increasing 52.9% from 2024, driven by the successful completion of the Sandy Spring merger in Q2 2025.
Net Interest Margin Expansion FTE Net Interest Margin rose 46 basis points to 3.80% in 2025, primarily due to lower funding costs reflecting Federal Reserve rate cuts.
Net Income Rises Significantly Net income available to common shareholders grew 32.7% to $261.8M in 2025; Adjusted operating EPS reached $3.44.
Strong Capital Adequacy Maintained Consolidated CET1 ratio stood at 10.10%, significantly exceeding regulatory minimums despite substantial balance sheet growth from acquisitions.

リスク要因

Nonperforming Assets Doubled Total NPAs increased 100.2% to $116.9M, with the NPA ratio rising to 0.42% due to Purchased Credit Deteriorated loans acquired in Q2 2025.
Credit Provisioning Spiked Provision for credit losses rose 183.1% to $141.8M, reflecting Day 1 initial provisions recorded for the Sandy Spring acquisition.
Integration and Growth Management Continued success depends on effectively managing the complexity and increased regulatory scrutiny associated with recent large-scale mergers and expansion.
Interest Rate Sensitivity Exposure Economic Value of Equity simulation shows slight liability sensitivity in rising rate environments, potentially constraining long-term balance sheet value.

見通し

Uncertain Interest Rate Outlook Economic uncertainty remains elevated; predicting the Federal Reserve's balance between inflation and growth is difficult for NIM forecasting.
Strategic Expansion Continues Company plans future strategic opportunities, assessing acquisitions or organic growth to enhance footprint and achieve economies of scale.
Managing Acquired Loan Quality Management will continue monitoring CRE concentrations and credit quality, especially for acquired portfolios, adjusting ACL based on evolving economic forecasts.

同業比較

売上高 (TTM)

AVAL stock ticker logoAVAL
$8.75B
-3.5%
GGAL stock ticker logoGGAL
$8.32B
-7.7%
FLG stock ticker logoFLG
$4.74B
-25.8%

粗利益率 (最新四半期)

FFIN stock ticker logoFFIN
76.2%
+2.4pp
HWC stock ticker logoHWC
75.6%
+5.9pp
GBCI stock ticker logoGBCI
74.2%
+9.6pp

主要指標

銘柄コード
時価総額
PER (TTM)
ROE (TTM)
負債比率
GGAL$6.92B61.72.6%5.6%
VLY$6.61B11.17.8%5.3%
GBCI$5.73B23.96.5%9.1%

長期トレンド

直近4四半期
売上高
純利益
営業キャッシュフロー
4四半期売上高CAGR
18.7%
高成長
4四半期純利益CAGR
31.0%
収益性の大幅な改善
キャッシュフロー安定性
100%
優れたキャッシュフローの実績

深度リサーチ

次回決算:2026年4月22日
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EPS:-
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売上高:-
財務データ
決算説明会
財務レポート
ニュース
損益計算書
バランスシート
キャッシュフロー計算書
財務比率
変化率
損益計算書
直近12ヶ月
データなし