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Citigroup Inc.

NYSE•C
CEO: Ms. Jane Nind Fraser Ph.D.
セクター: Financial Services
業種: Banks - Diversified
上場日: 1977-01-03
Citigroup Inc., a diversified financial service holding company, provides various financial product and services to consumers, corporations, governments, and institutions worldwide. It operates through five segments: Services, Markets, Banking, U.S. Personal Banking, and Wealth. The Services segment includes Treasury and Trade Solutions, which provides cash management, trade, and working capital solutions to multinational corporations, financial institutions, and public sector organizations; and Securities Services, such as cross-border support for clients, local market expertise, post-trade technologies, data solutions, and various securities services solutions. The Markets segment offers sales and trading services for equities, foreign exchange, rates, spread products, and commodities to corporate, institutional, and public sector clients; and market-making services, including asset classes, risk management solutions, financing, prime brokerage, research, securities clearing, and settlement. The banking segment includes investment banking; advisory services related to mergers and acquisitions, divestitures, restructurings, and corporate defense activities; and corporate lending, which includes corporate and commercial banking. The U.S. Personal Banking segment provides co-branded cards and retail banking services. The Wealth segment provides financial services to high-net-worth clients through banking, lending, mortgages, investment, custody, and trust product offerings; and to professional industries, including law firms, consulting groups, accounting, and asset management. The company was founded in 1812 and is headquartered in New York, New York.
連絡先情報
388 Greenwich Street, New York, NY, 10013, United States
212-559-1000
www.citigroup.com
時価総額
$190.97B
PER (TTM)
13.9
14.1
配当利回り
2.2%
52週高値
$125.16
52週安値
$55.51
52週レンジ
77%
順位50Top 68.9%
3.1
F-Score
改良版 Piotroski 分析
10年ファンダメンタル
弱い • 3.1 / 9 ポイント
スコアレンジ (0-9)
8-9: 価値が優れている
6-7: 基礎体質が強い
4-5: 全体的に堅調
0-3: パフォーマンスが弱い
データ期間: 2016-2025

財務ダッシュボード

Q4 2025 データ

売上高

$40.86B-0.11%
直近4四半期の推移

EPS

$1.21-11.03%
直近4四半期の推移

フリーCF

$2.03B+0.00%
直近4四半期の推移

2025 Annual 決算ハイライト

主なハイライト

Improved 2025 Operating Performance Net income $14.3B; excluding notable items, net income grew 13% to $16.1B versus prior year results.
Positive Operating Leverage Achieved Revenue grew 6% to $85.2B, driven by 11% NII growth; expenses managed up only 3% through disciplined management.
Strong Capital Position Maintained CET1 ratio stood at 13.18% as of year-end 2025, despite significant capital deployment activities throughout the year.
Substantial Shareholder Returns Returned $17.6B to shareholders via $13.3B in common stock repurchases and $4.3B in dividends during 2025.

リスク要因

Regulatory Scrutiny and Costs Ongoing regulatory expectations increase compliance risks and require substantial technology and control investments across the enterprise.
Macroeconomic and Geopolitical Volatility Uncertain global economic growth, inflation, and geopolitical challenges could adversely impact client credit quality and operational results.
Credit Provisioning Increased Total provisions for credit losses rose to $10.3B, reflecting a 1% rise in net credit losses year-over-year across portfolios.
Capital Ratio Decline CET1 ratio decreased to 13.18% from 13.63% due to significant common share repurchases and increased risk-weighted assets.

見通し

Transformation Investment Continues Transformation expenses were $3.3B (up 14%); investments remain significant in 2026 but are expected to decline over time.
Divestiture Progress Advanced Completed 25% Banamex equity stake sale in 2025; signed and closed Russia exit sale in February 2026, benefiting CET1 capital.
Capital Return Assessment Share repurchase levels will continue to be assessed quarterly, dependent on regulatory capital requirements and performance.
Interest Rate Sensitivity Banking Book NIM remains sensitive to interest rate curve shifts, impacting net interest income forecasts across various scenarios.

同業比較

売上高 (TTM)

BAC stock ticker logoBAC
$188.75B
-1.9%
C stock ticker logoC
$168.30B
-1.4%
HSBC stock ticker logoHSBC
$147.86B
-11.2%

粗利益率 (最新四半期)

SAN stock ticker logoSAN
78.8%
-0.4pp
WFC stock ticker logoWFC
64.4%
+1.4pp
HSBC stock ticker logoHSBC
58.7%
+7.1pp

主要指標

銘柄コード
時価総額
PER (TTM)
ROE (TTM)
負債比率
BAC$354.32B11.710.2%10.7%
HSBC$295.53B13.011.9%15.3%
WFC$241.33B11.511.8%19.8%

長期トレンド

直近4四半期
売上高
純利益
営業キャッシュフロー
4四半期売上高CAGR
-0.3%
横ばい
4四半期純利益CAGR
-15.7%
収益性の低下
キャッシュフロー安定性
50%
キャッシュフローに注意が必要

深度リサーチ

次回決算:2026年4月13日
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EPS:-
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売上高:-
財務データ
決算説明会
財務レポート
ニュース
損益計算書
バランスシート
キャッシュフロー計算書
財務比率
変化率
損益計算書
直近12ヶ月
データなし