Central Pacific Financial Corp.
NYSE•CPF
CEO: Mr. Arnold D. Martines
セクター: Financial Services
業種: Banks - Regional
上場日: 1987-08-28
Central Pacific Financial Corp. operates as the bank holding company for Central Pacific Bank that provides a range of commercial banking products and services to businesses, professionals, and individuals in the United States. It offers various deposit products and services, including checking, savings and time deposits, cash management and digital banking, trust, and retail brokerage services, as well as money market accounts and certificates of deposit. The company also provides various lending activities, such as commercial, commercial and residential mortgage, home equity, and consumer loans; and other products and services comprising debit cards, internet and mobile banking, cash management services, full-service ATMs, safe deposit boxes, international banking services, night depository facilities, foreign exchange, and wire transfers. In addition, it offers wealth management products and services that include non-deposit investment products, annuities, insurance, investment management, asset custody and general consultation, and planning services. The company was founded in 1954 and is headquartered in Honolulu, Hawaii.
連絡先情報
時価総額
$851.92M
PER (TTM)
10.9
14.5
配当利回り
3.5%
52週高値
$35.01
52週安値
$23.16
52週レンジ
順位35Top 29.9%
4.6
F-Score
改良版 Piotroski 分析
10年ファンダメンタル
堅調 • 4.6 / 9 ポイント
スコアレンジ (0-9)
8-9: 価値が優れている
6-7: 基礎体質が強い
4-5: 全体的に堅調
0-3: パフォーマンスが弱い
データ期間: 2016-2025
財務ダッシュボード
Q4 2025 データ
売上高
$93.08M+16.29%
直近4四半期の推移
EPS
$0.86+104.76%
直近4四半期の推移
フリーCF
$16.74M+0.00%
直近4四半期の推移
2025 Annual 決算ハイライト
主なハイライト
Net Income Soars 2025 Net income reached $77.5M in 2025, up from $53.4M in 2024; adjusted diluted EPS was $2.91.
Net Interest Margin Expansion NIM improved to 3.45% in 2025 from 3.01% in 2024, driven by higher average yields on earning assets.
Strong Capital Position CPF's CET1 ratio was 12.7% at year-end 2025, maintaining strong regulatory capital adequacy levels.
Loan Portfolio Shifts Total loans declined 0.8% to $5.29B, reflecting run-off in consumer/home equity offset by commercial growth.
リスク要因
Hawaii Economic Concentration Performance highly sensitive to Hawaii's local economy, tourism trends, and commercial/residential real estate market health.
Interest Rate Risk Exposure Earnings sensitive to interest rate fluctuations; managing investment portfolio risk is crucial to sustain NIM.
Credit Quality Deterioration Nonperforming assets rose to $14.4M (0.19% of assets); criticized loans increased due to commercial real estate downgrade.
Cybersecurity and Technology Threats Pervasive, sophisticated cyberattacks pose material risk; continuous investment in security controls remains necessary.
見通し
Modest Rate Decline Expected FOMC projections suggest modest interest rate declines through 2026, impacting deposit costs and funding dynamics.
2026 Economic Headwinds Forecasts project moderation in Hawaii tourism and flat real personal income growth for 2026 due to external factors.
Capital Deployment Strategy Capital strength supports shareholder returns; Board authorized a new $55.0M share repurchase plan in January 2026.
Regulatory Compliance Costs Anticipate increased compliance costs related to implementing Basel IV capital rules and evolving cybersecurity mandates.
同業比較
売上高 (TTM)
$527.15M
$511.93M
$455.03M
粗利益率 (最新四半期)
88.4%
82.0%
81.4%
主要指標
銘柄コード | 時価総額 | PER (TTM) | ROE (TTM) | 負債比率 |
|---|---|---|---|---|
| AMAL | $1.15B | 11.0 | 13.7% | 1.1% |
| MOFG | $1.02B | 17.4 | 10.0% | 1.6% |
| SBSI | $938.66M | 13.5 | 2.5% | 0.0% |
長期トレンド
直近4四半期
売上高
純利益
営業キャッシュフロー
4四半期売上高CAGR
2.2%
緩やかな成長
4四半期純利益CAGR
8.8%
収益性の着実な向上
キャッシュフロー安定性
100%
優れたキャッシュフローの実績
深度リサーチ
次回決算:2026年4月21日
EPS:-
|売上高:-
財務データ
決算説明会
財務レポート
ニュース
損益計算書
バランスシート
キャッシュフロー計算書
財務比率
変化率
損益計算書 | 直近12ヶ月 |
|---|
データなし