HealthEquity, Inc.

NASDAQ•HQY

CEO: Mr. Jon Kessler

セクター: Healthcare

業種: Medical - Healthcare Information Services

上場日: 2014-07-31

HealthEquity, Inc. provides technology-enabled services platforms to consumers and employers in the United States. The company offers cloud-based platforms for individuals to make health saving and spending decisions, pay healthcare bills, receive personalized benefit information, earn wellness incentives, grow their savings, and make investment choices; and health savings accounts. It also provides investment platform; and online-only automated investment advisory services through Advisor, a Web-based tool. In addition, the company offers flexible spending accounts; health reimbursement arrangements; and Consolidated Omnibus Budget Reconciliation Act continuation services, as well as administers pre-tax commuter benefit programs. It serves clients through a direct sales force; benefits brokers and advisors; and a network of health plans, benefits administrators, benefits brokers and consultants, and retirement plan record-keepers. HealthEquity, Inc. was incorporated in 2002 and is based in Draper, Utah.

連絡先情報

15 West Scenic Pointe Drive, Suite 100, Draper, UT, 84020, United States

801-727-1000

www.healthequity.com

時価総額

$7.35B

PER (TTM)

34.4

37.4

配当利回り

52週高値

$116.65

52週安値

$72.76

52週レンジ

30%

順位31Top 21.6%

5.0

F-Score

改良版 Piotroski 分析

10年ファンダメンタル

堅調 • 5 / 9 ポイント

スコアレンジ (0-9)

8-9: 価値が優れている

6-7: 基礎体質が強い

4-5: 全体的に堅調

0-3: パフォーマンスが弱い

データ期間: 2016-2025

財務ダッシュボード

Q4 2026 データ

売上高

$334.59M+0.00%

直近4四半期の推移

EPS

$0.59+0.00%

直近4四半期の推移

フリーCF

$101.53M+0.00%

直近4四半期の推移

2026 Annual 決算ハイライト

主なハイライト

Net Income Soars 123% Net income reached $215.2M, marking a substantial 123% increase from prior year results.

Total Revenue Grows 9% Total revenue reached $1.313B, reflecting 9% growth fueled by custodial revenue gains of 17%.

HSA Assets Increase 14% Total HSA Assets grew $4.4B to $36.464B, showing strong consumer savings adoption and investment growth.

Adjusted EBITDA Up 20% Adjusted EBITDA increased $94.2M to $566.0M, reflecting 20% growth driven by technology efficiencies.

リスク要因

Tax Benefit Changes Threaten Revenue Diminution or elimination of tax benefits for HSAs could materially and adversely affect substantially all revenue streams.

Custodial Partner Failure Risk Failure of insurance or Depository Partners holding HSA cash could cause reputational and financial harm to the Company.

Interest Rate Decline Impact Declining prevailing interest rates negatively impact custodial revenue yield on HSA Assets and Client-held funds.

AI Technology Deployment Risks Expanding use of AI technologies introduces new operational, security, legal, and reputational risks requiring governance.

見通し

Continued Technology Modernization Investment Investing in proprietary technology modernization, including increased use of AI tools, to enhance security and efficiency.

Enhanced Rates Yield Improvement Expecting custodial revenue growth as HSA cash transitions from Basic Rates to higher-yielding Enhanced Rates contracts.

Focus on Bundled CDB Offerings Strengthening value proposition by continuing to offer bundled HSA and complementary CDB solutions to employers.

Selective Acquisition Strategy Continues Expect to continue growth strategy by evaluating and integrating acquisitions that strengthen service offerings.

同業比較

売上高 (TTM)

MOH

$45.43B

+11.7%

DVA

$13.64B

+6.5%

HSIC

$13.18B

+4.0%

粗利益率 (最新四半期)

CORT

98.7%

-0.6pp

JAZZ

97.9%

-12.3pp

HQY

92.4%

+6.3pp

主要指標

銘柄コード	時価総額	PER (TTM)	ROE (TTM)	負債比率
PEN	$13.03B	73.3	13.4%	12.0%
GMED	$12.88B	23.9	12.4%	2.2%
JAZZ	$12.52B	-34.8	-8.8%	46.4%

長期トレンド

直近4四半期

売上高

純利益

営業キャッシュフロー

4四半期売上高CAGR

0.4%

緩やかな成長

4四半期純利益CAGR

-2.7%

収益性の安定

キャッシュフロー安定性

100%

優れたキャッシュフローの実績

深度リサーチ

次回決算:2026年6月1日

EPS:-

売上高:-

財務データ

決算説明会

財務レポート

ニュース

損益計算書

バランスシート

キャッシュフロー計算書

財務比率

変化率

損益計算書	直近12ヶ月

データなし