ProAssurance Corporation
NYSE•PRA
CEO: Mr. Edward Lewis Rand Jr., CPA
セクター: Financial Services
業種: Insurance - Property & Casualty
上場日: 1991-09-04
ProAssurance Corporation, through its subsidiaries, provides property and casualty insurance, and reinsurance products in the United States. The company operates through Specialty Property and Casualty, Workers' Compensation Insurance, and Segregated Portfolio Cell Reinsurance segments. It offers professional liability insurance to healthcare providers and institutions, and attorneys and their firms; medical technology liability insurance to medical technology and life sciences companies; and custom alternative risk solutions, including assumed reinsurance, loss portfolio transfers, and captive cell programs for healthcare professional liability insureds. The company also provides workers' compensation insurance products, such as guaranteed cost policies, policyholder dividend policies, retrospectively rated policies, and deductible policies, as well as alternative market solutions that include program design, fronting, claims administration, risk management, SPC rental, asset management, and SPC management services for individual companies, agencies, groups, and associations. The company also participates in Syndicate 1729 at Lloyd's of London for underwriting. It markets its products through independent agencies and brokers, as well as an internal business development team. The company was founded in 1976 and is headquartered in Birmingham, Alabama.
連絡先情報
時価総額
$1.26B
PER (TTM)
24.8
11.2
配当利回り
--
52週高値
$24.77
52週安値
$15.45
52週レンジ
順位49Top 66.7%
3.2
F-Score
改良版 Piotroski 分析
10年ファンダメンタル
弱い • 3.2 / 9 ポイント
スコアレンジ (0-9)
8-9: 価値が優れている
6-7: 基礎体質が強い
4-5: 全体的に堅調
0-3: パフォーマンスが弱い
データ期間: 2016-2025
財務ダッシュボード
Q4 2025 データ
売上高
$269.64M+0.00%
直近4四半期の推移
EPS
$0.65+0.00%
直近4四半期の推移
フリーCF
-$13.21M+0.00%
直近4四半期の推移
2025 Annual 決算ハイライト
主なハイライト
Combined Ratio Improves Consolidated combined ratio improved 2.8 points to 106.6% due to better underwriting results and reserve development.
Investment Result Rises Net investment result increased $6.033 M to $172.774 M, driven by higher average book yields in fixed maturities.
Strong Prior Year Reserves Recognized $90.3 M net favorable prior accident year reserve development, primarily from MPL and MedTech lines.
Non-GAAP Income Jumps Non-GAAP operating income rose $33.692 M to $83.863 M, showing core operational strength improvement.
リスク要因
Insurance Market Competition Highly competitive P&C market pressures pricing and retention, potentially reducing profits across core insurance lines.
Merger Closing Uncertainty Finalizing Doctors Company merger is subject to regulatory approvals, with uncertain timing extending past June 30, 2026.
Investment Value Volatility Fixed maturity portfolio value sensitive to interest rate shifts; current unrealized losses total $133.744 M as of 2025.
Catastrophe Loss Exposure Unpredictable natural or man-made catastrophes could exceed reinsurance protection, materially impacting financial condition.
見通し
Target Merger Completion Continues anticipating closing the Doctors Company transaction by June 30, 2026, pending final regulatory reviews.
Underwriting Profit Focus Emphasizes disciplined underwriting and rate adequacy over market share to achieve long-term ROE target.
Leverage AI for Excellence Committed to continuous improvement using AI and data science to enhance risk selection and claims workflows.
Manage Investment Portfolio Investment strategy focuses on maximizing current income while maintaining appropriate credit risk and short-to-medium duration.
同業比較
売上高 (TTM)
$5.34B
$3.20B
$1.52B
粗利益率 (最新四半期)
100.0%
88.4%
87.8%
主要指標
銘柄コード | 時価総額 | PER (TTM) | ROE (TTM) | 負債比率 |
|---|---|---|---|---|
| SIGI | $4.62B | 10.0 | 13.6% | 6.0% |
| BFC | $1.52B | 18.7 | 11.3% | 2.7% |
| DCOM | $1.42B | 12.6 | 7.7% | 2.4% |
長期トレンド
直近4四半期
売上高
純利益
営業キャッシュフロー
4四半期売上高CAGR
0.2%
緩やかな成長
4四半期純利益CAGR
N/M
収益構造の変化
キャッシュフロー安定性
25%
キャッシュフローに注意が必要
深度リサーチ
次回決算:2026年5月4日
EPS:-
|売上高:-
財務データ
決算説明会
財務レポート
ニュース
損益計算書
バランスシート
キャッシュフロー計算書
財務比率
変化率
損益計算書 | 直近12ヶ月 |
|---|
データなし