VersaBank

NASDAQ•VBNK

CEO: Mr. David Roy Taylor B.Sc., BSc (Hons), FICB, M.B.A., MBA, PPL

セクター: Financial Services

業種: Banks - Regional

上場日: 2021-08-27

VersaBank provides various banking products and services in Canada and the United States. It offers deposit products, such as web-based chequing accounts, guaranteed investment certificates, registered retirement savings plans, and tax-free savings accounts, as well as deposit insurance products. The company also provides lending services, including point of sale financing that covers purchasing loan and lease receivables from finance companies operating in various industries; commercial banking services comprising commercial real estate, public sector/infrastructure financing, and condominium financing; and residential mortgages. In addition, it offers cybersecurity services. The company was formerly known as Pacific & Western Bank of Canada and changed its name to VersaBank in May 2016. VersaBank was incorporated in 1979 and is headquartered in London, Canada.

連絡先情報

140 Fullarton Street, Suite 2002, London, ON, N6A 5P2, Canada

519-645-1919

www.versabank.com

時価総額

$445.00M

PER (TTM)

19.4

14.5

配当利回り

0.5%

52週高値

$17.47

52週安値

$8.51

52週レンジ

60%

順位56Top 81.7%

2.5

F-Score

改良版 Piotroski 分析

10年ファンダメンタル

弱い • 2.5 / 9 ポイント

スコアレンジ (0-9)

8-9: 価値が優れている

6-7: 基礎体質が強い

4-5: 全体的に堅調

0-3: パフォーマンスが弱い

データ期間: 2016-2025

財務ダッシュボード

Q1 2026 データ

売上高

$60.55M+0.00%

直近4四半期の推移

EPS

$0.25+0.00%

直近4四半期の推移

フリーCF

-$44.07M+0.00%

直近4四半期の推移

2025 Annual 決算ハイライト

主なハイライト

Annual Report Filing Complete Form 40-F filed for FYE October 31, 2025, including AIF and Audited Statements.

Share Count Confirmed Total outstanding common shares reported at 31,945,535 as of the fiscal year end date.

Internal Controls Effective Management assessment confirmed effective design and operation of disclosure controls as of October 31, 2025.

Dual Exchange Listing Common shares trade on Nasdaq Global Select Market and Toronto Stock Exchange under VBNK symbol.

リスク要因

Foreign Issuer Disclosure Differences Canadian disclosure requirements differ from US GAAP; reliance on foreign standards noted in filing.

Governance Rule Deviations Bank follows TSX rules instead of several Nasdaq requirements regarding director independence and committees.

ICFR Attestation Exempt Exempt from providing auditor attestation report on internal controls due to EGC status under JOBS Act.

Forward-Looking Statements Risk Results may vary from projections; investors must review risks detailed in the Annual Information Form exhibit.

見通し

Compliance Undertakings Maintained Bank undertakes to furnish information promptly to SEC staff upon request regarding securities filings.

Iran Sanctions Compliance Maintains robust economic sanctions compliance program, reporting no Iran-related activities for fiscal year 2025.

Governance Policy Adherence No waivers granted from the Code of Conduct provisions during the past fiscal year period.

Financial Data Incorporated Key financial analysis resides in referenced exhibits (MD&A, Financial Statements) for full review.

同業比較

売上高 (TTM)

KRNY

$343.87M

-1.6%

FBIZ

$279.25M

+6.4%

CARE

$251.68M

+5.0%

粗利益率 (最新四半期)

BSRR

79.3%

+0.0pp

CWBC

74.7%

+6.1pp

HBCP

71.3%

+5.0pp

主要指標

銘柄コード	時価総額	PER (TTM)	ROE (TTM)	負債比率
KRNY	$455.90M	14.1	4.3%	26.1%
HBCP	$453.43M	9.7	11.0%	1.7%
VBNK	$445.00M	19.4	5.9%	1.7%

長期トレンド

直近4四半期

売上高

純利益

営業キャッシュフロー

4四半期売上高CAGR

5.6%

安定成長

4四半期純利益CAGR

10.0%

収益性の着実な向上

キャッシュフロー安定性

50%

キャッシュフローに注意が必要

深度リサーチ

次回決算:2026年6月3日

EPS:$0.29

売上高:$36.59M

財務データ

決算説明会

財務レポート

ニュース

損益計算書

バランスシート

キャッシュフロー計算書

財務比率

変化率

損益計算書	直近12ヶ月

データなし