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VersaBank

VersaBank

NASDAQ•VBNK
CEO: Mr. David Roy Taylor B.Sc., BSc (Hons), FICB, M.B.A., MBA, PPL
セクター: Financial Services
業種: Banks - Regional
上場日: 2021-08-27
VersaBank provides various banking products and services in Canada and the United States. It offers deposit products, such as web-based chequing accounts, guaranteed investment certificates, registered retirement savings plans, and tax-free savings accounts, as well as deposit insurance products. The company also provides lending services, including point of sale financing that covers purchasing loan and lease receivables from finance companies operating in various industries; commercial banking services comprising commercial real estate, public sector/infrastructure financing, and condominium financing; and residential mortgages. In addition, it offers cybersecurity services. The company was formerly known as Pacific & Western Bank of Canada and changed its name to VersaBank in May 2016. VersaBank was incorporated in 1979 and is headquartered in London, Canada.
連絡先情報
140 Fullarton Street, Suite 2002, London, ON, N6A 5P2, Canada
519-645-1919
www.versabank.com
時価総額
$511.45M
PER (TTM)
24.4
14.8
配当利回り
0.5%
52週高値
$16.99
52週安値
$8.51
52週レンジ
88%
順位56Top 81.7%
2.5
F-Score
改良版 Piotroski 分析
10年ファンダメンタル
弱い • 2.5 / 9 ポイント
スコアレンジ (0-9)
8-9: 価値が優れている
6-7: 基礎体質が強い
4-5: 全体的に堅調
0-3: パフォーマンスが弱い
データ期間: 2016-2025

財務ダッシュボード

Q4 2025 データ

売上高

-$74.96M-237.52%
直近4四半期の推移

EPS

$0.12-20.00%
直近4四半期の推移

フリーCF

$35.38M-68.00%
直近4四半期の推移

2025 Annual 決算ハイライト

主なハイライト

Annual Report Filing Complete Form 40-F filed for FYE October 31, 2025, including AIF and Audited Statements.
Share Count Confirmed Total outstanding common shares reported at 31,945,535 as of the fiscal year end date.
Internal Controls Effective Management assessment confirmed effective design and operation of disclosure controls as of October 31, 2025.
Dual Exchange Listing Common shares trade on Nasdaq Global Select Market and Toronto Stock Exchange under VBNK symbol.

リスク要因

Foreign Issuer Disclosure Differences Canadian disclosure requirements differ from US GAAP; reliance on foreign standards noted in filing.
Governance Rule Deviations Bank follows TSX rules instead of several Nasdaq requirements regarding director independence and committees.
ICFR Attestation Exempt Exempt from providing auditor attestation report on internal controls due to EGC status under JOBS Act.
Forward-Looking Statements Risk Results may vary from projections; investors must review risks detailed in the Annual Information Form exhibit.

見通し

Compliance Undertakings Maintained Bank undertakes to furnish information promptly to SEC staff upon request regarding securities filings.
Iran Sanctions Compliance Maintains robust economic sanctions compliance program, reporting no Iran-related activities for fiscal year 2025.
Governance Policy Adherence No waivers granted from the Code of Conduct provisions during the past fiscal year period.
Financial Data Incorporated Key financial analysis resides in referenced exhibits (MD&A, Financial Statements) for full review.

同業比較

売上高 (TTM)

Kearny Financial Corp.KRNY
$343.87M
-1.6%
First Business Financial Services, Inc.FBIZ
$279.25M
+6.4%
Carter Bankshares, Inc.CARE
$251.68M
+5.0%

粗利益率 (最新四半期)

Sierra BancorpBSRR
100.0%
+0.0pp
Community West BancsharesCWBC
74.7%
+6.1pp
Home Bancorp, Inc.HBCP
71.3%
+5.0pp

主要指標

銘柄コード
時価総額
PER (TTM)
ROE (TTM)
負債比率
VBNK$511.45M24.45.4%1.8%
KRNY$503.06M15.54.3%26.1%
BSRR$499.53M11.611.8%13.6%

長期トレンド

直近4四半期
売上高
純利益
営業キャッシュフロー
4四半期売上高CAGR
N/M
売上高の変動が大きい
4四半期純利益CAGR
-13.2%
収益性の低下
キャッシュフロー安定性
50%
キャッシュフローに注意が必要

深度リサーチ

次回決算:2026年3月3日
|
EPS:-
|
売上高:-
財務レポート
財務データ
全年度

  • Form 40-F - FY 2025

    会計期末: 2025年10月31日|提出日: 2025年12月10日|
    売上高: $85.84M+7.7%
    |
    EPS: $0.64-39.6%
    予想を上回る

  • Form 40-F/A - FY 2024

    会計期末: 2024年10月31日|提出日: 2025年4月15日|
    売上高: $80.31M-53.1%
    |
    EPS: $1.07-2.6%
    予想を上回る

  • Form 40-F - FY 2024

    会計期末: 2024年10月31日|提出日: 2024年12月9日|修正版データを参照

  • Form 40-F - FY 2023

    会計期末: 2023年10月31日|提出日: 2023年12月13日|
    売上高: $80.31M+79.5%
    |
    EPS: $1.07+93.7%
    予想を上回る

  • Form 40-F - FY 2022

    会計期末: 2022年10月31日|提出日: 2022年12月7日|
    売上高: $80.31M+40.0%
    |
    EPS: $1.07-17.7%
    予想通り

  • Form 40-F - FY 2021

    会計期末: 2021年10月31日|提出日: 2022年1月28日|
    売上高: $80.31M+9.9%
    |
    EPS: $1.07+17.1%
    予想通り