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Equity Bancshares, Inc.

NASDAQ•EQBK
CEO: Mr. Brad S. Elliott
セクター: Financial Services
業種: Banks - Regional
上場日: 2015-11-11
Equity Bancshares, Inc. operates as the bank holding company for Equity Bank that provides a range of banking, mortgage banking, and financial services to individual and corporate customers. The company accepts various demand, savings, money market, and time deposits. Its loan products include commercial and industrial, commercial real estate, commercial lines of credit, working capital, term, equipment and aircraft financing, acquisition, expansion and development, borrowing base, real estate construction, homebuilder, agricultural, government guaranteed, and other loan products. The company's loan products also comprise 1 – 4 family residential mortgages, agriculture, consumer, residential real estate mortgage, and agricultural real estate and production loans. It also provides debit and credit cards; insurance brokerage; trust and wealth management; online banking solutions, such as access to account balances, online transfers, online bill payment, and electronic delivery of customer statements; mobile banking solutions comprising remote check deposits with mobile bill pay; ATMs; and treasury management, wire transfer, automated clearing house, and stop payment services. In addition, the company offers cash management deposit products, such as lockbox, remote deposit capture, positive pay, reverse positive pay, account reconciliation services, zero balance accounts, and sweep accounts, as well as banking services through telephone, mail, and personal appointments. It operates a network of branches in Arkansas, Kansas, Missouri, and Oklahoma. Equity Bancshares, Inc. was incorporated in 2002 and is headquartered in Wichita, Kansas.
連絡先情報
7701 East Kellogg Drive, Suite 300, Wichita, KS, 67207, United States
316-612-6000
www.equitybank.com
時価総額
$951.78M
PER (TTM)
35.0
15.5
配当利回り
1.5%
52週高値
$50.07
52週安値
$34.74
52週レンジ
69%
順位46Top 59.5%
3.5
F-Score
改良版 Piotroski 分析
10年ファンダメンタル
弱い • 3.5 / 9 ポイント
スコアレンジ (0-9)
8-9: 価値が優れている
6-7: 基礎体質が強い
4-5: 全体的に堅調
0-3: パフォーマンスが弱い
データ期間: 2016-2025

財務ダッシュボード

Q1 2026 データ

売上高

$117.51M+0.00%
直近4四半期の推移

EPS

$0.89+0.00%
直近4四半期の推移

フリーCF

$0.00+0.00%
直近4四半期の推移

2025 FY 決算ハイライト

主なハイライト

Strong Net Interest Margin Growth NIM rose 35 basis points to 4.33% in 2025, driven by loan volume growth and liability repricing outpacing asset yields.
Significant Balance Sheet Expansion Total assets grew 19.5% to $6.37B by year-end 2025; gross loans increased 19.9% to $4.20B following NBC acquisition.
Net Income Impacted by Securities Net income fell to $22.7M from $62.6M, primarily due to a $53.2M net loss from securities transactions in 2025.
Robust Capital Adequacy Maintained CET1 Ratio remains strong at 13.08% (down from 14.51%), well exceeding minimum regulatory requirements for the bank.

リスク要因

Slight Deterioration in Asset Quality Non-accrual loans increased to $40.3M, resulting in NPL ratio rising to 0.73% from 0.65% year-over-year.
Profitability Vulnerable to Rates Profitability depends heavily on net interest income, which is sensitive to interest rate fluctuations and competitive deposit costs.
Acquisition Integration and Execution Risks Continued pursuit of strategic acquisitions exposes the firm to financial, execution, and compliance risks during integration processes.
Competitive Deposit Gathering Pressure Competition for deposits is significant, potentially increasing funding costs and limiting liquidity if core deposit migration continues.

見通し

Continue Strategic Consolidation Focus Strategy remains focused on selective M&A to expand footprint while prioritizing organic growth in commercial lending.
Repositioning Loan Portfolio Ongoing Management continues identifying and disposing of problematic loans, replacing them with higher quality, organically generated commercial loans.
Investment in Technology Infrastructure Significant investments in IT staff and systems support anticipated growth, scale for future acquisitions, and enhanced customer experience.
Dividend Policy Dependent on Bank Future dividend payments are contingent upon Equity Bank's financial ability and discretion, subject to regulatory constraints.

同業比較

売上高 (TTM)

EFSC stock ticker logoEFSC
$912.39M
+12.0%
DCOM stock ticker logoDCOM
$730.38M
+13.0%
MCB stock ticker logoMCB
$527.15M
+7.1%

粗利益率 (最新四半期)

ESQ stock ticker logoESQ
88.8%
+4.0pp
CPF stock ticker logoCPF
82.0%
+10.7pp
HBT stock ticker logoHBT
81.4%
+3.2pp

主要指標

銘柄コード
時価総額
PER (TTM)
ROE (TTM)
負債比率
EFSC$2.13B10.610.3%2.9%
DCOM$1.59B14.17.7%2.4%
AMAL$1.26B12.013.7%1.1%

長期トレンド

直近4四半期
売上高
純利益
営業キャッシュフロー
4四半期売上高CAGR
12.8%
安定成長
4四半期純利益CAGR
3.6%
収益性の緩やかな改善
キャッシュフロー安定性
50%
キャッシュフローに注意が必要

深度リサーチ

次回決算:2026年4月21日
|
EPS:$1.15
|
売上高:$82.63M
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直近12ヶ月
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