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Goosehead Insurance, Inc

Goosehead Insurance, Inc

NASDAQ•GSHD
CEO: Mr. Mark E. Jones
セクター: Financial Services
業種: Insurance - Diversified
上場日: 2018-04-27
Goosehead Insurance, Inc. operates as a holding company for Goosehead Financial, LLC that engages in the provision of personal lines insurance agency services in the United States. The company offers homeowner's, automotive, dwelling property, flood, wind, earthquake, excess liability or umbrella, motorcycle, recreational vehicle, general liability, property, and life insurance products and services. As of December 31, 2023, it operated 1,415 franchise locations. The company was founded in 2003 and is headquartered in Westlake, Texas.
連絡先情報
Building 4, Suite 4500 1500 Solana Boulevard, Westlake, TX, 76262, United States
214-838-5500
www.goosehead.com
時価総額
$1.99B
PER (TTM)
43.5
11.1
配当利回り
--
52週高値
$127.99
52週安値
$46.80
52週レンジ
7%
順位41Top 44.9%
4.0
F-Score
改良版 Piotroski 分析
9年ファンダメンタル
堅調 • 4 / 9 ポイント
スコアレンジ (0-9)
8-9: 価値が優れている
6-7: 基礎体質が強い
4-5: 全体的に堅調
0-3: パフォーマンスが弱い
データ期間: 2017-2025

財務ダッシュボード

Q3 2025 データ

売上高

$90.44M+15.89%
直近4四半期の推移

EPS

$0.31-32.61%
直近4四半期の推移

フリーCF

$23.73M-4.07%
直近4四半期の推移

2025 Q3 決算ハイライト

主なハイライト

Total Revenue Increased 18% Nine months Total Revenues reached $260.05M, showing strong 18% growth compared to $220.58M last year.
Core Revenue Grew 14% Quarterly Core Revenue hit $83.9M, a 14% increase, driven by predictable Renewal Commissions and Royalty Fees.
Policies In Force Expanded Policies in Force grew 13% from September 2024, reaching 1.9M active policies as of September 30, 2025.
Written Premium Surged Total Written Premium for nine months increased 18% to $3.36B, reflecting strong underlying placement activity.

リスク要因

Contingent Revenue Volatility Ancillary Revenue, including Contingent Commissions, remains unpredictable, relying on carrier profitability and external weather events.
Premium Retention Decreased Premium retention fell to 93% from 98% due to moderating premium rate increases impacting year-over-year comparisons.
Variable Interest Rate Debt Term note payable of $299.25M carries variable interest rates tied to SOFR, increasing interest expense risk.
Customer Loyalty Dip Net Promoter Score declined to 81 as of September 30, 2025, compared to 90 last year, signaling loyalty pressure.

見通し

Debt Structure Refinanced Completed refinancing via 2025 Credit Agreement and Term B-1 Facility, securing $75.0M revolving capacity available.
Share Buyback Program Active New $100M repurchase authorization approved through May 2026; $58.7M spent during the current quarter.
Evaluating New Disclosures Currently evaluating impact of new FASB standards regarding income tax disclosures and internal-use software accounting.
Liquidity Remains Sufficient Expect cash on hand, working capital, and credit facility to cover foreseeable working capital requirements and commitments.

同業比較

売上高 (TTM)

Brighthouse Financial, Inc.BHF
$5.90B
+26.7%
Kemper CorporationKMPR
$4.79B
+3.3%
Provident Financial Services, Inc.PFS
$1.38B
+29.4%

粗利益率 (最新四半期)

Kemper CorporationKMPR
105.0%
-22.3pp
CVB Financial Corp.CVBF
100.0%
+23.7pp
Park National CorporationPRK
83.5%
+4.2pp

主要指標

銘柄コード
時価総額
PER (TTM)
ROE (TTM)
負債比率
BHF$3.66B3.817.4%1.3%
BOH$3.05B14.811.6%0.4%
PFS$3.00B10.310.6%10.1%

長期トレンド

直近4四半期
売上高
純利益
営業キャッシュフロー
4四半期売上高CAGR
-1.3%
横ばい
4四半期純利益CAGR
-19.0%
収益性の低下
キャッシュフロー安定性
100%
優れたキャッシュフローの実績

深度リサーチ

次回決算:2026年2月17日
|
EPS:$0.54
|
売上高:$99.67M
財務レポート
財務データ
全年度

  • Form 10-Q - Q3 2025

    会計期末: 2025年9月30日|提出日: 2025年10月23日|
    売上高: $90.44M+15.9%
    |
    EPS: $0.31-32.6%
    予想を下回る

  • Form 10-Q - Q2 2025

    会計期末: 2025年6月30日|提出日: 2025年7月24日|
    売上高: $94.03M+20.4%
    |
    EPS: $0.20-20.0%
    予想を下回る

  • Form 10-Q - Q1 2025

    会計期末: 2025年3月31日|提出日: 2025年4月24日|
    売上高: $75.58M+17.3%
    |
    EPS: $0.09+28.6%
    予想を下回る

  • Form 10-K - FY 2024

    会計期末: 2024年12月31日|提出日: 2025年3月3日|
    売上高: $314.51M+20.4%
    |
    EPS: $1.23+108.5%
    予想を上回る

  • Form 10-Q - Q3 2024

    会計期末: 2024年9月30日|提出日: 2024年10月24日|
    売上高: $78.04M+9.9%
    |
    EPS: $0.46+58.6%
    予想を下回る

  • Form 10-Q - Q2 2024

    会計期末: 2024年6月30日|提出日: 2024年7月25日|
    売上高: $78.09M+12.7%
    |
    EPS: $0.25+66.7%
    予想を下回る

  • Form 10-Q - Q1 2024

    会計期末: 2024年3月31日|提出日: 2024年4月25日|
    売上高: $64.46M+11.2%
    |
    EPS: $0.07-2100.0%
    予想を下回る

  • Form 10-K - FY 2023

    会計期末: 2023年12月31日|提出日: 2024年2月22日|
    売上高: $261.28M+24.8%
    |
    EPS: $0.59+1866.7%
    予想を下回る