XP Inc.
NASDAQ•XP
CEO: Mr. Guilherme Dias Fernandes Benchimol
セクター: Financial Services
業種: Financial - Capital Markets
上場日: 2019-12-11
XP Inc. provides financial products and services in Brazil. It operates XP Platform, an open product platform that provides clients to access investment products in the market comprising brokerage securities, fixed income securities, mutual, hedge, and private equity funds; derivatives and synthetic instruments; credit cards; loan operations/collateralized credit products; pension and social security funds, and life and travel insurance products; and other investment products comprising real estate funds, and equity and debt capital markets solutions, as well as wealth management services. The company offers brokerage and issuer services to institutional and corporate clients. It also manages mutual funds focused on stocks and macro strategies distributed to retail and to institutional clients; funds and managed portfolios for high-net-worth retail clients, and proprietary treasury funds; and passive mutual funds that track market indexes, and mutual and investment funds focused on fixed income, credit, real estate, infrastructure, and other alternative strategies. In addition, the company offers securities brokerage services for institutional and retail investors; interdealer brokerage services for institutional traders; and commercial and investment banking products, such as loan operations and transactions in the foreign exchange markets and deposits, as well as develops and sells financial education courses and events online and in person to retail clients. It offers its sell products and services through its omni-channel distribution network and online portals. XP Inc. was founded in 2001 and is based in Grand Cayman, Cayman Islands.
連絡先情報
時価総額
$10.45B
PER (TTM)
10.8
43.7
配当利回り
0.9%
52週高値
$20.98
52週安値
$12.20
52週レンジ
順位33Top 25.7%
4.8
F-Score
改良版 Piotroski 分析
10年ファンダメンタル
堅調 • 4.8 / 9 ポイント
スコアレンジ (0-9)
8-9: 価値が優れている
6-7: 基礎体質が強い
4-5: 全体的に堅調
0-3: パフォーマンスが弱い
データ期間: 2016-2025
財務ダッシュボード
Q3 2025 データ
売上高
$829.48M+5.47%
直近4四半期の推移
EPS
$0.46+15.67%
直近4四半期の推移
フリーCF
$2.23B+165.86%
直近4四半期の推移
2024 Annual 決算ハイライト
主なハイライト
Revenue and Asset Growth Total revenue R$17.03B, up 15% for 2024; Client Assets reached R$1.23T, growing 9% year-end.
Net Income Rises Net income R$4.52B for 2024, marking 16% increase; Retail revenue grew 14% driven by client base expansion.
Client Base Expansion Active clients reached 4.68M, up 3% from 2023; Omni-channel distribution network supports growth across brands.
リスク要因
Brazil Macroeconomic Volatility Real depreciation 21.8% against US$ in 2024; political instability and inflation create economic uncertainty risks.
Intense Industry Competition Substantial competition pressures margins; failure to invest adequately in technology risks declining service usage and revenues.
Cybersecurity Incident Exposure Experienced unauthorized third-party access to client database hosted by vendor in March 2025; remediation underway.
見通し
Strategic Growth Pillars Focus on Investment Leadership, Retail cross-sell, Corporate/SMB solutions, leveraging competitive advantages for expansion.
Governance Structure Upgrade Enhanced oversight via new Risks, Credit, ESG Committee and Strategy/Performance Committee establishment in 2024.
Technology Platform Investment Continue investing in product development and technology infrastructure to improve efficiency and enhance client experience.
同業比較
売上高 (TTM)
CFG$11.15B
JEF$10.82B
$9.09B
粗利益率 (最新四半期)
106.2%
CFG100.0%
SF89.0%
主要指標
銘柄コード | 時価総額 | PER (TTM) | ROE (TTM) | 負債比率 |
|---|---|---|---|---|
| CFG | $27.96B | 15.3 | 7.2% | 5.0% |
| SF | $12.12B | 17.9 | 12.1% | 0.0% |
| FHN | $12.09B | 12.3 | 11.1% | 5.5% |
長期トレンド
直近4四半期
売上高
純利益
営業キャッシュフロー
4四半期売上高CAGR
0.8%
緩やかな成長
4四半期純利益CAGR
6.3%
収益性の着実な向上
キャッシュフロー安定性
75%
キャッシュフローの変動が大きい
深度リサーチ
次回決算:2026年2月17日
EPS:$0.45
|売上高:$905.20M
財務レポート
財務データ
全年度
Form 20-F - FY 2024
会計期末: 2024年12月31日|提出日: 2025年4月24日|売上高: $3.68B+34.1%|EPS: $1.52+14.9%予想を上回るForm 20-F - FY 2023
会計期末: 2023年12月31日|提出日: 2024年4月26日|売上高: $2.97B+4.5%|EPS: $1.43+11.2%予想を上回るForm 20-F - FY 2022
会計期末: 2022年12月31日|提出日: 2023年4月27日|売上高: $2.97B+9.3%|EPS: $1.43+0.3%予想を下回るForm 20-F - FY 2021
会計期末: 2021年12月31日|提出日: 2022年4月13日|売上高: $2.97B+50.9%|EPS: $1.43+70.7%予想通りForm 20-F - FY 2020
会計期末: 2020年12月31日|提出日: 2021年4月29日|売上高: $2.97B+66.4%|EPS: $1.43+78.2%予想通り