Chain Bridge Bancorp, Inc.

NYSE•CBNA

CEO: Mr. John J. Brough II, M.B.A.

セクター: Financial Services

業種: Banks - Regional

上場日:

Chain Bridge Bancorp, Inc. operates as a bank holding company for Chain Bridge Bank, N.A., that provides commercial and personal banking services in the United States. The company offers deposits, treasury management, payments, loans, commercial lending, residential mortgage financing, consumer loans, trusts and estate administration, wealth management, and asset custody services. Its deposit products include non-interest-bearing and interest-bearing checking accounts, savings accounts, and money market accounts. The company's loan portfolio comprises of residential and commercial real estate loans, commercial loans, and consumer loans. Chain Bridge Bancorp, Inc. was incorporated in 2006 and is headquartered in McLean, Virginia.

連絡先情報

1445-A Laughlin Avenue, McLean, VA, 22101, United States

703-748-2005

www.chainbridgebank.com

時価総額

$235.76M

PER (TTM)

11.7

14.2

配当利回り

52週高値

$38.43

52週安値

$22.84

52週レンジ

84%

順位36Top 31.8%

4.5

F-Score

改良版 Piotroski 分析

8年ファンダメンタル

堅調 • 4.5 / 9 ポイント

スコアレンジ (0-9)

8-9: 価値が優れている

6-7: 基礎体質が強い

4-5: 全体的に堅調

0-3: パフォーマンスが弱い

データ期間: 2018-2025

財務ダッシュボード

Q4 2025 データ

売上高

$16.01M+18.63%

直近4四半期の推移

EPS

$0.81+37.29%

直近4四半期の推移

フリーCF

$5.07M+0.00%

直近4四半期の推移

2025 Annual 決算ハイライト

主なハイライト

Strong NII Growth Net Interest Income rose 16.1% to $51.5 M, driven by investment securities portfolio growth and higher yields.

Excellent Asset Quality Maintained Zero non-performing assets reported for both 2025 and 2024, with zero loan charge-offs recorded in both years.

Deposit Base Expanded Significantly Total deposits grew 25.9% year-over-year to $1.57 B, largely driven by political organization activity surges.

Robust Capital Adequacy Bank Tier 1 Leverage ratio stood at 9.61% as of year-end 2025, comfortably exceeding regulatory minimums.

リスク要因

High Uninsured Deposit Concentration Approximately 75.0% of total deposits ($1.2 B) were uninsured, increasing withdrawal risk during market stress.

Interest Rate Sensitivity Exposure NIM compressed to 3.39% as declining Federal Reserve rates reduced income on high cash reserve balances.

Noninterest Income Volatility Deposit placement services income fell $5.4 M (86.5%) due to lower average balances and ICS rate adjustments.

Reliance on Political Clients Deposit base concentration in political organizations creates significant seasonality and vulnerability to election outcomes.

見通し

NIM Sensitive to Rates Future net interest income remains highly correlated to short-term rates; declining rates will likely decrease NII.

Managing Deposit Seasonality Company must actively manage balance sheet expansion/contraction driven by cyclical political organization deposit flows.

Increased Operating Expenses Noninterest expenses rose 12.0% due to costs associated with growth, increased operational capacity, and public company status.

Evolving Regulatory Landscape Subject to evolving federal laws and regulations, potentially increasing compliance costs and constraining operational flexibility.

同業比較

売上高 (TTM)

CFFI

$183.79M

+10.1%

OPBK

$166.66M

+8.2%

ISTR

$153.49M

-1.9%

粗利益率 (最新四半期)

OVLY

95.9%

+11.9pp

CBNA

91.8%

+0.4pp

LCNB

72.6%

+10.6pp

主要指標

銘柄コード	時価総額	PER (TTM)	ROE (TTM)	負債比率
OVLY	$294.98M	12.1	12.3%	0.4%
ISTR	$282.09M	12.3	8.3%	5.4%
FRAF	$262.64M	12.4	13.1%	9.6%

長期トレンド

直近4四半期

売上高

純利益

営業キャッシュフロー

4四半期売上高CAGR

1.2%

緩やかな成長

4四半期純利益CAGR

-1.6%

収益性の安定

キャッシュフロー安定性

100%

優れたキャッシュフローの実績

深度リサーチ

次回決算:2026年4月27日

EPS:$0.95

売上高:$15.49M

財務データ

決算説明会

財務レポート

ニュース

損益計算書

バランスシート

キャッシュフロー計算書

財務比率

変化率

損益計算書	直近12ヶ月

データなし