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Investar Holding Corporation

NASDAQ•ISTR
CEO: Mr. John Joseph D'Angelo
セクター: Financial Services
業種: Banks - Regional
上場日: 2014-07-01
Investar Holding Corporation operates as the bank holding company for Investar Bank that provides a range of commercial banking products to individuals, professionals, and small to medium-sized businesses in south Louisiana, southeast Texas, and Alabama in the United States. The company offers various deposit products and services, such as savings, checking, money market, and individual retirement accounts, as well as various certificates of deposit; debit and credit cards; internet, mobile, and video banking services; and reciprocal deposit products. It also provides commercial real estate loans; commercial and industrial loans, including working capital lines of credit and equipment loans; loans for the construction of commercial projects, and single family residential and multifamily properties; one-to-four family residential real estate loans, such as second mortgage loans; and consumer loans, such as secured and unsecured installment and term loans, home equity loans and lines of credit, and auto loans, as well as loans for personal, family, and household purposes. In addition, the company offers treasury management products, including remote deposit capture, lockbox payment processing, virtual vault, positive pay, ACH origination, wire transfer, investment sweep accounts, and business internet banking services. Further, it provides various other banking services, such as cashiers' checks, direct deposit of payroll and social security checks, night depository, bank-by-mail, automated teller machines, electronic statements, interactive teller machines, online account opening, and mobile wallet payment services. Investar Holding Corporation was founded in 2006 and is headquartered in Baton Rouge, Louisiana.
連絡先情報
10500 Coursey Boulevard, Baton Rouge, LA, 70816, United States
225-227-2222
www.investarbank.com
時価総額
$271.71M
PER (TTM)
11.9
14.6
配当利回り
1.6%
52週高値
$31.77
52週安値
$15.39
52週レンジ
75%
順位42Top 47.5%
3.9
F-Score
改良版 Piotroski 分析
10年ファンダメンタル
弱い • 3.9 / 9 ポイント
スコアレンジ (0-9)
8-9: 価値が優れている
6-7: 基礎体質が強い
4-5: 全体的に堅調
0-3: パフォーマンスが弱い
データ期間: 2016-2025

財務ダッシュボード

Q4 2025 データ

売上高

$38.97M-4.17%
直近4四半期の推移

EPS

$0.55-11.29%
直近4四半期の推移

フリーCF

$0.00+0.00%
直近4四半期の推移

2025 Q3 決算ハイライト

主なハイライト

Net Income Rises Significantly Nine-month net income reached $17.0M, up 20% YoY; diluted EPS improved to $1.62 from $1.43.
Net Interest Margin Expansion Nine-month NIM expanded 39 basis points to 3.02% driven by lower funding costs and optimized asset yields.
Strong Capital Ratios Maintained Bank Tier 1 Leverage ratio stood at 10.88%, well above the 5.00% minimum requirement for well-capitalized status.
Preferred Stock Issuance Completed $32.5M Series A Preferred Stock private placement, using proceeds to support the pending WFB acquisition.

リスク要因

Nonaccrual Loans Increased Nonaccrual loans rose to $7.68M (0.36% of loans) from $4.12M (0.19%) due to commercial relationship deterioration.
Interest Rate Environment Uncertainty Future NIM stability faces risk from potential interest rate fluctuations and associated changes in deposit pricing sensitivity.
WFB Merger Integration Risk Realizing anticipated benefits from the WFB merger is subject to integration difficulties, cost overruns, and market share retention.
Credit Quality Monitoring Needed ACL decreased year-to-date due to net recoveries, but management notes ongoing monitoring required due to inflation risks.

見通し

WFB Merger Closing Anticipated Anticipate closing the Wichita Falls Bancshares merger around January 1, 2026, pending customary closing conditions satisfaction.
Strategy Focus on Organic Growth Strategy emphasizes organic loan/deposit growth and balance sheet optimization, proactively exiting credit relationships not fitting strategy.
Managing Deposit Costs Company increased interest-bearing deposit rates to attract stable funding, managing cost relative to higher-cost short-term borrowings.
Regulatory Compliance Costs Increasing costs associated with complying with new and potential future financial regulations remain an ongoing operational factor.

同業比較

売上高 (TTM)

CFFI stock ticker logoCFFI
$183.79M
+10.1%
OPBK stock ticker logoOPBK
$166.66M
+8.2%
ISTR stock ticker logoISTR
$153.49M
-1.9%

粗利益率 (最新四半期)

OVLY stock ticker logoOVLY
95.9%
+11.9pp
CBNA stock ticker logoCBNA
91.8%
+0.4pp
LCNB stock ticker logoLCNB
72.6%
+10.6pp

主要指標

銘柄コード
時価総額
PER (TTM)
ROE (TTM)
負債比率
OVLY$273.46M11.212.7%0.0%
ISTR$271.71M11.98.3%5.4%
FVCB$271.48M12.38.9%0.8%

長期トレンド

直近4四半期
売上高
純利益
営業キャッシュフロー
4四半期売上高CAGR
2.3%
緩やかな成長
4四半期純利益CAGR
-1.9%
収益性の安定
キャッシュフロー安定性
75%
キャッシュフローの変動が大きい

深度リサーチ

次回決算:2026年4月20日
|
EPS:$0.69
|
売上高:$36.40M
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損益計算書
バランスシート
キャッシュフロー計算書
財務比率
変化率
損益計算書
直近12ヶ月
データなし