First Mid Bancshares, Inc.
NASDAQ•FMBH
CEO: Mr. Joseph R. Dively
セクター: Financial Services
業種: Banks - Regional
上場日: 1999-03-16
First Mid Bancshares, Inc., a financial holding company, provides community banking products and services to commercial, retail, and agricultural customers in the United States. It accepts various deposit products, such as demand deposits, savings accounts, money market deposits, and time deposits. The company's loan products include commercial real estate, commercial and industrial, agricultural and agricultural real estate, residential real estate, and consumer loans, as well as construction and land development, 1-4 family residential properties, and multifamily residential properties loans; and other loans comprising loans to municipalities to support community projects, such as infrastructure improvements or equipment purchases. It also offers wealth management services, which include estate planning, investment, and farm management and brokerage services for individuals; employee benefit services for businesses; and farm management and brokerage services. In addition, the company provides property and casualty, senior insurance products, and group medical insurance for businesses; and personal lines insurance to individuals. The company was formerly known as First Mid-Illinois Bancshares, Inc. and changed its name to First Mid Bancshares, Inc. in April 2019. First Mid Bancshares, Inc. was founded in 1865 and is headquartered in Mattoon, Illinois.
連絡先情報
時価総額
$1.03B
PER (TTM)
11.2
14.8
配当利回り
2.3%
52週高値
$44.85
52週安値
$27.58
52週レンジ
順位38Top 36.9%
4.3
F-Score
改良版 Piotroski 分析
10年ファンダメンタル
堅調 • 4.3 / 9 ポイント
スコアレンジ (0-9)
8-9: 価値が優れている
6-7: 基礎体質が強い
4-5: 全体的に堅調
0-3: パフォーマンスが弱い
データ期間: 2016-2025
財務ダッシュボード
Q4 2025 データ
売上高
$117.58M+2.99%
直近4四半期の推移
EPS
$0.99+23.75%
直近4四半期の推移
フリーCF
$0.00+0.00%
直近4四半期の推移
2025 Q3 決算ハイライト
主なハイライト
Net Income Rises Significantly Nine-month net income reached $68.1M, up $8.3M year-over-year, driven by strong net interest margin expansion.
Net Interest Margin Expansion Tax-equivalent NIM improved to 3.71% for nine months, up 39 basis points, due to higher earning asset yields.
Loan Portfolio Growth Total gross loans grew $151.6M (2.7%) year-to-date, led by increases in C&I and construction/land development lending.
Strong Capital Position Maintained CET1 ratio stood at 13.13% for the Company, well above the 7.00% regulatory minimum requirement.
リスク要因
Increased Credit Loss Provision Provision for credit losses rose sharply to $7.57M YTD, reflecting higher net charge-offs of $4.8M during the period.
Interest Rate Sensitivity Position Static GAP analysis indicates liability sensitivity through the 12-month horizon, posing adverse effects if rates rise further.
Agricultural Sector Concentration Significant loan concentration exists in agriculture ($678.7M), vulnerable to low commodity prices and drought conditions.
Nonperforming Loans Improvement Nonaccrual loans decreased $8.0M to $20.8M, improving the NPL ratio to 0.38% from 0.53% at year-end 2024.
見通し
Pending Major Acquisition Announced Merger agreement signed October 29, 2025, to acquire Two Rivers Financial Group, expected completion first half 2026.
Stock Repurchase Program Active 2025 Repurchase Program authorized up to 1.2 million shares; capacity remains approximately $45.5M as of September 30.
Managing Credit Quality Management closely monitors loan portfolio quality, especially agriculture and commercial real estate segments, for potential deterioration.
Regulatory Capital Compliance Company and subsidiary bank met all capital adequacy requirements, maintaining ratios above well-capitalized thresholds.
同業比較
売上高 (TTM)
$2.00B
$730.38M
$578.95M
粗利益率 (最新四半期)
88.8%
85.5%
83.2%
主要指標
銘柄コード | 時価総額 | PER (TTM) | ROE (TTM) | 負債比率 |
|---|---|---|---|---|
| TCBI | $4.60B | 13.7 | 9.3% | 3.0% |
| DCOM | $1.54B | 13.6 | 7.7% | 2.4% |
| TMP | $1.21B | 7.4 | 19.9% | 7.6% |
長期トレンド
直近4四半期
売上高
純利益
営業キャッシュフロー
4四半期売上高CAGR
2.1%
緩やかな成長
4四半期純利益CAGR
2.2%
収益性の緩やかな改善
キャッシュフロー安定性
75%
キャッシュフローの変動が大きい
深度リサーチ
次回決算:2026年4月28日
EPS:-
|売上高:-
財務レポート
財務データ
全年度
Form 10-Q - Q3 2025
会計期末: 2025年9月30日|提出日: 2025年11月7日|売上高: $122.32M+8.9%|EPS: $0.94+14.6%予想通りForm 10-Q - Q2 2025
会計期末: 2025年6月30日|提出日: 2025年8月8日|売上高: $115.85M+5.5%|EPS: $0.98+18.1%予想を上回るForm 10-Q - Q1 2025
会計期末: 2025年3月31日|提出日: 2025年5月9日|売上高: $110.59M-0.3%|EPS: $0.93+8.1%予想通りForm 10-K - FY 2024
会計期末: 2024年12月31日|提出日: 2025年2月28日|売上高: $447.28M+17.2%|EPS: $3.31+4.4%予想を上回るForm 10-Q - Q3 2024
会計期末: 2024年9月30日|提出日: 2024年11月8日|売上高: $112.34M+10.4%|EPS: $0.82+20.6%予想通りForm 10-Q - Q2 2024
会計期末: 2024年6月30日|提出日: 2024年8月7日|売上高: $109.82M+29.8%|EPS: $0.83+2.5%予想を上回るForm 10-Q - Q1 2024
会計期末: 2024年3月31日|提出日: 2024年5月7日|売上高: $110.96M+30.7%|EPS: $0.86-8.5%予想通りForm 10-K - FY 2023
会計期末: 2023年12月31日|提出日: 2024年3月6日|売上高: $381.63M+33.3%|EPS: $3.17-12.4%予想通り