The Baldwin Insurance Group, Inc.
NASDAQ•BWIN
CEO: Mr. L. Lowry Baldwin
セクター: Financial Services
業種: Insurance - Brokers
上場日: 2019-10-24
The Baldwin Insurance Group, Inc. operates as an independent insurance distribution firm that delivers insurance and risk management solutions in the United States. It operates through three segments: Insurance Advisory Solutions; Underwriting, Capacity & Technology Solutions; and Mainstreet Insurance Solutions. The Insurance Advisory Solutions segment provides commercial risk management, employee benefits, and private risk management solutions for businesses and high-net-worth individuals, as well as their families. The Underwriting, Capacity & Technology Solutions segment offers Future platform, that manufactures technology-enabled insurance products suite comprises personal, commercial, and specialty lines; specialty wholesale broker business that delivers professionals, individuals, and niche industry businesses; and reinsurance brokerage services. The Mainstreet Insurance Solutions segment provides personal insurance, commercial insurance, and life and health solutions to individuals and businesses in communities. The company was formerly known as BRP Group, Inc. and changed its name to The Baldwin Insurance Group, Inc. in May 2024. The Baldwin Insurance Group, Inc. was founded in 2011 and is headquartered in Tampa, Florida.
連絡先情報
時価総額
$1.43B
PER (TTM)
-43.0
19.1
配当利回り
--
52週高値
$47.15
52週安値
$15.88
52週レンジ
順位53Top 76.1%
2.8
F-Score
改良版 Piotroski 分析
8年ファンダメンタル
弱い • 2.8 / 9 ポイント
スコアレンジ (0-9)
8-9: 価値が優れている
6-7: 基礎体質が強い
4-5: 全体的に堅調
0-3: パフォーマンスが弱い
データ期間: 2018-2025
財務ダッシュボード
Q4 2025 データ
売上高
$347.28M+0.00%
直近4四半期の推移
EPS
-$0.37+0.00%
直近4四半期の推移
フリーCF
-$84.00K+0.00%
直近4四半期の推移
2025 Annual 決算ハイライト
主なハイライト
Total Revenue Increased 8% Total revenues reached $1.50B USD in 2025, marking an 8% increase driven by core commissions growth.
Adjusted EBITDA Margin Expansion Adjusted EBITDA was $341.5M USD, with margin expanding 20 basis points to 22.7% for the fiscal year.
Adjusted EPS Grew 11% Adjusted diluted EPS reached $1.67 USD, showing 11% growth compared to prior year results.
Cash Position Strengthened Cash and cash equivalents ended 2025 at $123.7M USD, improving liquidity position for near-term needs.
リスク要因
Debt Service and Liquidity Concerns Insufficient cash flows to service $1.7B debt or fund contingent earnout liabilities could force detrimental asset sales.
Partner Concentration Exposure Significant portion of core commissions derived from limited insurance company partners creates dependency risk.
Integration of Recent Partnerships Failure to successfully integrate recent acquisitions may impede anticipated efficiencies and realization of expected benefits.
Market Volatility Undermines Profitability Volatility in premiums or commission rates may seriously undermine profitability, especially due to market cycle pressures.
見通し
Active Pursuit of Partnerships Expect to remain active and opportunistic pursuing potential transactions, including the recent CAC Group partnership.
Investing in Technology Platform Ongoing investments focus on building out MSI platform and tech-enabled solutions for competitive advantage.
Capital Allocation for Repurchases Board authorized up to $250M common stock repurchase program announced in February 2026 for capital deployment.
Organic Growth Drivers Identified Organic growth driven by ability to win new business and expand geographic footprint across operating groups.
同業比較
売上高 (TTM)
$4.49B
$2.92B
$2.92B
粗利益率 (最新四半期)
223.7%
100.0%
97.9%
主要指標
銘柄コード | 時価総額 | PER (TTM) | ROE (TTM) | 負債比率 |
|---|---|---|---|---|
| PNFP | $6.37B | 9.9 | 9.5% | 4.4% |
| BBAR | $2.72B | 18.0 | 7.4% | 1.8% |
| FRME | $2.31B | 9.3 | 9.5% | 5.3% |
長期トレンド
直近4四半期
売上高
純利益
営業キャッシュフロー
4四半期売上高CAGR
-5.3%
成長鈍化
4四半期純利益CAGR
N/M
収益構造の変化
キャッシュフロー安定性
50%
キャッシュフローに注意が必要
深度リサーチ
次回決算:2026年5月4日
EPS:-
|売上高:-
財務データ
決算説明会
財務レポート
ニュース
損益計算書
バランスシート
キャッシュフロー計算書
財務比率
変化率
損益計算書 | 直近12ヶ月 |
|---|
データなし