The Baldwin Insurance Group, Inc.
NASDAQ•BWIN
CEO: Mr. L. Lowry Baldwin
セクター: Financial Services
業種: Insurance - Brokers
上場日: 2019-10-24
The Baldwin Insurance Group, Inc. operates as an independent insurance distribution firm that delivers insurance and risk management solutions in the United States. It operates through three segments: Insurance Advisory Solutions; Underwriting, Capacity & Technology Solutions; and Mainstreet Insurance Solutions. The Insurance Advisory Solutions segment provides commercial risk management, employee benefits, and private risk management solutions for businesses and high-net-worth individuals, as well as their families. The Underwriting, Capacity & Technology Solutions segment offers Future platform, that manufactures technology-enabled insurance products suite comprises personal, commercial, and specialty lines; specialty wholesale broker business that delivers professionals, individuals, and niche industry businesses; and reinsurance brokerage services. The Mainstreet Insurance Solutions segment provides personal insurance, commercial insurance, and life and health solutions to individuals and businesses in communities. The company was formerly known as BRP Group, Inc. and changed its name to The Baldwin Insurance Group, Inc. in May 2024. The Baldwin Insurance Group, Inc. was founded in 2011 and is headquartered in Tampa, Florida.
連絡先情報
時価総額
$1.22B
PER (TTM)
-41.5
20.9
配当利回り
--
52週高値
$47.15
52週安値
$16.81
52週レンジ
順位53Top 76.1%
2.8
F-Score
改良版 Piotroski 分析
8年ファンダメンタル
弱い • 2.8 / 9 ポイント
スコアレンジ (0-9)
8-9: 価値が優れている
6-7: 基礎体質が強い
4-5: 全体的に堅調
0-3: パフォーマンスが弱い
データ期間: 2018-2025
財務ダッシュボード
Q3 2025 データ
売上高
$365.39M+8.73%
直近4四半期の推移
EPS
-$0.27+107.69%
直近4四半期の推移
フリーCF
$32.15M-497.69%
直近4四半期の推移
2025 Q3 決算ハイライト
主なハイライト
Total Revenue Growth Total revenues reached $1.158 B USD for nine months, marking a 9% increase compared to prior year period.
Operating Income Improvement Operating income grew 32% to $87.2 M USD for nine months, showing strong operational leverage across segments.
Adjusted EBITDA Strength Adjusted EBITDA reached $271.8 M USD year-to-date, reflecting 23% margin performance for the nine months.
Strategic Acquisitions Closed Closed MultiStrat and Hippo partnerships for $129.1 M consideration during the nine months ended September 30, 2025.
リスク要因
Widening Net Loss Net loss attributable to Baldwin was $(8.0 M) USD for the nine months ended September 30, 2025 period.
Contingent Liability Exposure Maximum potential contingent earnout exposure stands at $65.5 M USD as of September 30, 2025 reporting date.
Legal Fee Award Risk Management estimates potential loss range up to $2.4 M USD related to ongoing legal fee award appeal proceedings.
High Debt Obligations Total liabilities reached $2.67 B USD on the September 30, 2025 balance sheet, primarily driven by long-term debt.
見通し
Debt Refinancing Complete Executed September 2025 Refinancing, increasing Term Loans to $1.006 B USD principal amount outstanding.
Interest Rate Hedging Active Entered $500.0 M notional interest rate swap to convert variable Term Loan rates to a fixed 3.244% rate.
Capital Funding Strategy Intends to fund earnout obligations using cash flow and available Revolving Facility borrowings in the near term.
Reciprocal Investment Active Began writing business into Texas Reciprocal in Q2 2025; AIF treated as equity method investment in UCTS.
同業比較
売上高 (TTM)
BBAR$4.50B
$2.92B
$2.92B
粗利益率 (最新四半期)
223.7%
80.6%
78.3%
主要指標
銘柄コード | 時価総額 | PER (TTM) | ROE (TTM) | 負債比率 |
|---|---|---|---|---|
| PNFP | $7.65B | 11.9 | 9.5% | 4.4% |
| BBAR | $3.81B | 21.9 | 9.3% | 3.2% |
| FRME | $2.63B | 10.6 | 9.5% | 5.3% |
長期トレンド
直近4四半期
売上高
純利益
営業キャッシュフロー
4四半期売上高CAGR
4.1%
緩やかな成長
4四半期純利益CAGR
N/M
収益構造の変化
キャッシュフロー安定性
50%
キャッシュフローに注意が必要
深度リサーチ
次回決算:2026年2月24日
EPS:$0.29
|売上高:$351.75M
財務レポート
財務データ
全年度
Form 10-Q - Q3 2025
会計期末: 2025年9月30日|提出日: 2025年11月4日|売上高: $365.39M+8.7%|EPS: $-0.27+107.7%予想を下回るForm 10-Q - Q2 2025
会計期末: 2025年6月30日|提出日: 2025年8月5日|売上高: $374.31M+10.5%|EPS: $-0.05-83.4%予想を下回るForm 10-Q - Q1 2025
会計期末: 2025年3月31日|提出日: 2025年5月6日|売上高: $408.53M+8.1%|EPS: $0.21-40.0%予想を下回るForm 10-K - FY 2024
会計期末: 2024年12月31日|提出日: 2025年2月25日|売上高: $1.38B+14.0%|EPS: $-0.39+74.0%予想を下回るForm 10-Q - Q3 2024
会計期末: 2024年9月30日|提出日: 2024年11月4日|売上高: $336.04M+10.6%|EPS: $-0.13-55.2%予想を下回るForm 10-Q - Q2 2024
会計期末: 2024年6月30日|提出日: 2024年8月6日|売上高: $338.69M+14.8%|EPS: $-0.28-30.0%予想を下回るForm 10-Q - Q1 2024
会計期末: 2024年3月31日|提出日: 2024年5月7日|売上高: $378.07M+15.5%|EPS: $0.35-245.8%予想を下回るForm 10-K - FY 2023
会計期末: 2023年12月31日|提出日: 2024年2月28日|売上高: $1.21B+24.6%|EPS: $-1.50-11.9%予想を下回る