logo
logo
Burke & Herbert Financial Services Corp.

Burke & Herbert Financial Services Corp.

NASDAQ•BHRB
CEO: Mr. David P. Boyle CPA
セクター: Financial Services
業種: Banks - Regional
上場日: 2003-10-07
Burke & Herbert Financial Services Corp. operates as the bank holding company for Burke & Herbert Bank & Trust Company that provides various community banking products and services in Virginia and Maryland. It offers consumer and commercial deposit products, such as digital banking, demand, negotiable order of withdrawal, money market, and savings accounts, as well as certificates of deposit. The company also provides loans, such as commercial real estate, single family residential, owner-occupied commercial real estate, residential mortgage, acquisition, construction and development, commercial and industrial, and consumer non-real estate and other loans. In addition, it offers treasury and cash management services; and online and mobile banking, and wealth and trust services. The company was founded in 1852 and is headquartered in Alexandria, Virginia.
連絡先情報
100 S. Fairfax Street, Alexandria, VA, 22314, United States
703-666-3555
www.burkeandherbertbank.com
時価総額
$1.03B
PER (TTM)
8.8
14.8
配当利回り
3.2%
52週高値
$70.90
52週安値
$47.57
52週レンジ
90%
順位45Top 56.8%
3.6
F-Score
改良版 Piotroski 分析
10年ファンダメンタル
弱い • 3.6 / 9 ポイント
スコアレンジ (0-9)
8-9: 価値が優れている
6-7: 基礎体質が強い
4-5: 全体的に堅調
0-3: パフォーマンスが弱い
データ期間: 2016-2025

財務ダッシュボード

Q4 2025 データ

売上高

$122.77M+0.24%
直近4四半期の推移

EPS

$1.99+51.91%
直近4四半期の推移

フリーCF

$0.00-100.00%
直近4四半期の推移

2025 Q3 決算ハイライト

主なハイライト

Nine Months Income Soars Net income applicable to common shares reached $86.4M, driven by full nine months combined results post-Summit Merger integration.
Tax-Adjusted NIM Rises Tax-adjusted NIM improved to 4.13% for nine months, benefiting from higher asset yields and lower funding costs compared to 2024.
Strong Capital Ratios Maintained CET1 ratio increased to 12.79% and Total Capital ratio reached 15.44% as of September 30, 2025, well above regulatory minimums.
Loan Portfolio Streamlined Net loans decreased $112.3M from year-end 2024, reflecting active exiting of loans not aligning with desired risk profile.

リスク要因

Non-Performing Loans Rising Non-accrual loans increased significantly to $85.5M, though ACL coverage ratio remained stable at 1.22% year-over-year.
Brokered Deposits Decline Total deposits fell $103.2M, driven by a $120.4M decrease in brokered time deposits, increasing reliance on borrowings.
CRE Sector Exposure High CRE exposure remains high at $2.8B, representing 50.4% of gross loans, facing ongoing risks from office market struggles.
Interest Rate Sensitivity Exposure Simulations show potential earnings contraction under rate hikes, requiring active management of asset/liability structure.

見通し

Loan Portfolio Refinement Continues Management plans continued loan portfolio pruning to exit assets not aligning with the Company's desired risk profile.
Maintain Strong Capital Levels Focus remains on prudent liquidity and capital management to meet evolving regulatory standards and support continued growth.
Efficiency Gains Expected Non-interest expense decreased 5.4% in Q3 2025, reflecting realized post-merger operating efficiency gains.
Increased Administrative Expenses Future compliance investments will increase administrative expenses, impacting overall operating cost structure going forward.

同業比較

売上高 (TTM)

Texas Capital Bancshares, Inc.TCBI
$2.00B
+13.5%
Merchants BancorpMBIN
$1.36B
-5.9%
Dime Community Bancshares, Inc.DCOM
$730.38M
+13.0%

粗利益率 (最新四半期)

Tompkins Financial CorporationTMP
85.5%
+0.0pp
Old Second Bancorp, Inc.OSBC
83.2%
+3.3pp
Amalgamated Financial Corp.AMAL
74.0%
+4.7pp

主要指標

銘柄コード
時価総額
PER (TTM)
ROE (TTM)
負債比率
TCBI$4.60B13.79.3%3.0%
MBIN$2.17B9.99.9%19.8%
DCOM$1.54B13.67.7%2.4%

長期トレンド

直近4四半期
売上高
純利益
営業キャッシュフロー
4四半期売上高CAGR
0.9%
緩やかな成長
4四半期純利益CAGR
3.6%
収益性の緩やかな改善
キャッシュフロー安定性
75%
キャッシュフローの変動が大きい

深度リサーチ

次回決算:2026年4月24日
|
EPS:$1.92
|
売上高:-
財務レポート
財務データ
全年度

  • Form 10-Q - Q3 2025

    会計期末: 2025年9月30日|提出日: 2025年11月7日|
    売上高: $121.59M-4.6%
    |
    EPS: $1.98+8.2%
    予想を上回る

  • Form 10-Q - Q2 2025

    会計期末: 2025年6月30日|提出日: 2025年8月8日|
    売上高: $123.42M+18.1%
    |
    EPS: $1.98-240.4%
    予想を上回る

  • Form 10-Q - Q1 2025

    会計期末: 2025年3月31日|提出日: 2025年5月9日|
    売上高: $119.68M+181.9%
    |
    EPS: $1.80+157.1%
    予想通り

  • Form 10-K - FY 2024

    会計期末: 2024年12月31日|提出日: 2025年3月17日|
    売上高: $396.93M+144.6%
    |
    EPS: $2.34-23.3%
    予想を上回る

  • Form 10-Q - Q3 2024

    会計期末: 2024年9月30日|提出日: 2024年11月13日|
    売上高: $127.50M+210.3%
    |
    EPS: $1.83+232.7%
    予想を上回る

  • Form 10-Q - Q2 2024

    会計期末: 2024年6月30日|提出日: 2024年8月13日|
    売上高: $104.49M+153.3%
    |
    EPS: $-1.41-274.1%
    予想を下回る

  • Form 10-Q - Q1 2024

    会計期末: 2024年3月31日|提出日: 2024年5月10日|
    売上高: $42.45M+11.4%
    |
    EPS: $0.70-30.7%
    不明

  • Form 10-K/A - FY 2023

    会計期末: 2023年12月31日|提出日: 2024年4月12日|
    売上高: $162.28M+27.3%
    |
    EPS: $3.05-48.6%
    予想を上回る