
Fifth Third Bancorp
NASDAQ•FITB
CEO: Mr. Timothy N. Spence
セクター: Financial Services
業種: Banks - Regional
上場日: 1980-03-17
Fifth Third Bancorp operates as the bank holding company for Fifth Third Bank, National Association that engages in the provision of a range of financial products and services in the United States. It operates through three segments: Commercial Banking, Consumer and Small Business Banking, and Wealth and Asset Management. The Commercial Banking segment offers credit intermediation, cash management, and financial services; lending and depository products; and cash management, foreign exchange and international trade finance, derivatives and capital markets services, asset-based lending, real estate finance, public finance, commercial leasing, and syndicated finance for business, government, and professional customers. The Consumer and Small Banking segment provides a range of deposit and loan products to individuals and small businesses; home equity loans and lines of credit; credit cards; and cash management services. This segment also engages in the residential mortgage that include origination, retention and servicing of residential mortgage loans, sales and securitizations of loans, and hedging activities; indirect lending, including extending loans to consumers through automobile dealers, motorcycle dealers, powersport dealers, recreational vehicle dealers, and marine dealers; and home improvement and solar energy installation loans through contractors and installers. The Wealth & Asset Management segment provides various wealth management services for individuals, companies, and not-for-profit organizations. It offers retail brokerage services to individual clients; and broker dealer services to the institutional marketplace. This segment also provides wealth planning, investment management, banking, insurance, and trust and estate services; and advisory services for institutional clients comprising middle market businesses, non-profits, states, and municipalities. The company was founded in 1858 and is headquartered in Cincinnati, Ohio.
連絡先情報
時価総額
$36.03B
PER (TTM)
14.4
15.2
配当利回り
2.8%
52週高値
$55.36
52週安値
$32.25
52週レンジ
順位40Top 42.0%
4.1
F-Score
改良版 Piotroski 分析
10年ファンダメンタル
堅調 • 4.1 / 9 ポイント
スコアレンジ (0-9)
8-9: 価値が優れている
6-7: 基礎体質が強い
4-5: 全体的に堅調
0-3: パフォーマンスが弱い
データ期間: 2016-2025
財務ダッシュボード
Q4 2025 データ
売上高
$3.28B+1.39%
直近4四半期の推移
EPS
$1.05+22.09%
直近4四半期の推移
フリーCF
$0.00+0.00%
直近4四半期の推移
2025 Q3 決算ハイライト
主なハイライト
Net Income Growth Strong Net income available to common shareholders rose 14% to $608M for Q3 2025; diluted EPS increased 17% to $0.91 year-over-year.
NII and NIM Expansion FTE Net Interest Income grew 7% to $1.525B for the quarter; NIM expanded to 3.13% from 2.90% year-over-year.
Asset Quality Improving Nonperforming assets ratio decreased to 0.65% from 0.71% at year-end 2024; ALLL coverage remains strong at 1.84% of loans.
Capital Ratios Solid CET1 ratio stood at 10.57% as of September 30, 2025, maintaining strong regulatory capital adequacy levels.
リスク要因
Merger Integration Risk Integration of Comerica, valued at $10.9B, poses substantial management challenges, increased regulatory scrutiny, and uncertain integration expenses.
Commercial Credit Concentration Provision expense rose 23% due to impairment on one asset-backed finance commercial loan ($178M charge-off); commercial NCOs rose significantly.
Interest Rate Sensitivity NII remains sensitive to rising rates, projecting a 2.93% NII decline over 13-24 months under a +200 bps ramp scenario.
Nonowner CRE Exposure Nonowner-occupied commercial real estate is viewed as higher credit risk, with ongoing monitoring due to market challenges, especially office buildings.
見通し
Comerica Merger Closing Merger expected to close at the end of Q1 2026, pending customary regulatory approvals; share repurchase activity paused until closing.
Credit Quality Monitoring Management closely monitors commercial real estate, particularly office sector, for potential credit losses beyond quantitative model predictions.
Deposit Cost Management Future NII performance depends on managing deposit beta assumptions and controlling attrition in a rising rate environment.
Capital Deployment Paused Share repurchase program paused pending completion of the Comerica acquisition; capital management focus shifts to integration planning.
同業比較
売上高 (TTM)
$58.27B
USB$42.86B
$35.48B
粗利益率 (最新四半期)
FITB71.4%
MTB70.5%
TFC68.5%
主要指標
銘柄コード | 時価総額 | PER (TTM) | ROE (TTM) | 負債比率 |
|---|---|---|---|---|
| USB | $94.12B | 12.4 | 12.1% | 11.3% |
| TFC | $70.49B | 13.2 | 8.2% | 12.7% |
| KB | $38.09B | 9.8 | 10.0% | 0.0% |
長期トレンド
直近4四半期
売上高
純利益
営業キャッシュフロー
4四半期売上高CAGR
2.2%
緩やかな成長
4四半期純利益CAGR
12.4%
収益性の着実な向上
キャッシュフロー安定性
75%
キャッシュフローの変動が大きい
深度リサーチ
次回決算:2026年4月16日
EPS:$0.87
|売上高:$2.90B
財務レポート
財務データ
全年度
Form 10-Q - Q3 2025
会計期末: 2025年9月30日|提出日: 2025年11月4日|売上高: $3.30B-0.3%|EPS: $0.91+16.7%予想を上回るForm 10-Q - Q2 2025
会計期末: 2025年6月30日|提出日: 2025年8月5日|売上高: $3.21B-1.4%|EPS: $0.88+7.3%予想通りForm 10-Q - Q1 2025
会計期末: 2025年3月31日|提出日: 2025年5月6日|売上高: $3.08B-5.9%|EPS: $0.71+1.4%予想通りForm 10-K - FY 2024
会計期末: 2024年12月31日|提出日: 2025年2月24日|売上高: $13.05B+5.6%|EPS: $3.16-2.2%予想を上回るForm 10-Q - Q3 2024
会計期末: 2024年9月30日|提出日: 2024年11月5日|売上高: $3.31B+4.3%|EPS: $0.78-14.3%予想を下回るForm 10-Q - Q2 2024
会計期末: 2024年6月30日|提出日: 2024年8月6日|売上高: $3.26B+8.6%|EPS: $0.82+0.0%予想を下回るForm 10-Q - Q1 2024
会計期末: 2024年3月31日|提出日: 2024年5月7日|売上高: $3.27B+14.6%|EPS: $0.70-10.3%予想通りForm 10-K - FY 2023
会計期末: 2023年12月31日|提出日: 2024年2月27日|売上高: $12.36B+36.1%|EPS: $3.23-4.4%予想通り