Fifth Third Bancorp
NASDAQ•FITB
CEO: Mr. Timothy N. Spence
セクター: Financial Services
業種: Banks - Regional
上場日: 1980-03-17
Fifth Third Bancorp operates as the bank holding company for Fifth Third Bank, National Association that engages in the provision of a range of financial products and services in the United States. It operates through three segments: Commercial Banking, Consumer and Small Business Banking, and Wealth and Asset Management. The Commercial Banking segment offers credit intermediation, cash management, and financial services; lending and depository products; and cash management, foreign exchange and international trade finance, derivatives and capital markets services, asset-based lending, real estate finance, public finance, commercial leasing, and syndicated finance for business, government, and professional customers. The Consumer and Small Banking segment provides a range of deposit and loan products to individuals and small businesses; home equity loans and lines of credit; credit cards; and cash management services. This segment also engages in the residential mortgage that include origination, retention and servicing of residential mortgage loans, sales and securitizations of loans, and hedging activities; indirect lending, including extending loans to consumers through automobile dealers, motorcycle dealers, powersport dealers, recreational vehicle dealers, and marine dealers; and home improvement and solar energy installation loans through contractors and installers. The Wealth & Asset Management segment provides various wealth management services for individuals, companies, and not-for-profit organizations. It offers retail brokerage services to individual clients; and broker dealer services to the institutional marketplace. This segment also provides wealth planning, investment management, banking, insurance, and trust and estate services; and advisory services for institutional clients comprising middle market businesses, non-profits, states, and municipalities. The company was founded in 1858 and is headquartered in Cincinnati, Ohio.
連絡先情報
時価総額
$29.00B
PER (TTM)
11.4
14.5
配当利回り
3.5%
52週高値
$55.44
52週安値
$32.25
52週レンジ
順位40Top 42.0%
4.1
F-Score
改良版 Piotroski 分析
10年ファンダメンタル
堅調 • 4.1 / 9 ポイント
スコアレンジ (0-9)
8-9: 価値が優れている
6-7: 基礎体質が強い
4-5: 全体的に堅調
0-3: パフォーマンスが弱い
データ期間: 2016-2025
財務ダッシュボード
Q4 2025 データ
売上高
$3.28B+1.39%
直近4四半期の推移
EPS
$1.05+22.09%
直近4四半期の推移
フリーCF
$754.00M+0.00%
直近4四半期の推移
2025 Annual 決算ハイライト
主なハイライト
FTE NIM Expansion FTE Net Interest Margin increased 21 basis points to 3.11% for 2025, driven by lower funding costs and higher consumer loan yields.
Capital Ratios Strengthened CET1 risk-based capital ratio improved to 10.81% and Leverage ratio reached 9.41%, exceeding regulatory minimums comfortably.
Revenue and Earnings Growth Total FTE revenue grew to $9.037B, resulting in net income available to common shareholders of $2.376B, up from $2.155B.
Credit Provision Increased Provision for credit losses rose to $662M, primarily due to fraud-related impairment and higher period-end loan balances.
リスク要因
Deteriorating Credit Quality Net charge-offs increased to 0.60% of average loans, driven by a $178M impairment charge on an asset-backed finance loan.
Interest Rate Sensitivity NII sensitivity remains negative in rising rate scenarios due to expected migration of noninterest-bearing deposits to higher cost accounts.
Merger Integration Hurdles Realizing anticipated benefits from the Comerica Merger may take longer than expected due to complex integration challenges and costs.
Cybersecurity and Operational Risk High exposure remains from cyber-attacks, reliance on third parties, and emerging risks like AI, requiring continuous investment in resiliency.
見通し
Post-Merger Regulatory Status Expect to transition to Category III BHC status by the end of 2026 following the Comerica acquisition, requiring higher regulatory standards.
Funding Cost Management Ability to maintain NIM depends on managing core deposit growth against competitor rates and mitigating deposit cost increases.
Integration Expense Expectations Integration expenses related to the Comerica Merger are expected to exceed near-term cost savings realization.
Mortgage Portfolio Outlook Consumer clean energy tax incentives expiring in 2025 may lead to decreased production in the solar energy installation loan portfolio in 2026.
同業比較
売上高 (TTM)
$57.86B
$42.86B
$35.72B
粗利益率 (最新四半期)
71.4%
70.5%
68.5%
主要指標
銘柄コード | 時価総額 | PER (TTM) | ROE (TTM) | 負債比率 |
|---|---|---|---|---|
| USB | $79.24B | 10.5 | 12.1% | 11.3% |
| TFC | $54.75B | 10.5 | 8.2% | 12.7% |
| KB | $35.67B | 9.6 | 9.8% | 0.0% |
長期トレンド
直近4四半期
売上高
純利益
営業キャッシュフロー
4四半期売上高CAGR
2.2%
緩やかな成長
4四半期純利益CAGR
12.4%
収益性の着実な向上
キャッシュフロー安定性
100%
優れたキャッシュフローの実績
深度リサーチ
次回決算:2026年4月16日
EPS:$0.87
|売上高:$2.96B
財務データ
決算説明会
財務レポート
ニュース
損益計算書
バランスシート
キャッシュフロー計算書
財務比率
変化率
損益計算書 | 直近12ヶ月 |
|---|
データなし